If money transactions were a wrestling match, UPI and Credit Cards would be the final contenders. UPI is quick, seamless, and instant, while Credit Cards offer financial flexibility. Recently, RBI has allowed banks to provide credit via UPI. So, what does this mean for traditional credit cards? In this article, we explore both UPI and Credit Cards, and dive into the implications of the RBI’s new move.

The IMEC trade corridor would connect India, Middle East and Europe through a comprehensive transportation network of rail, road and sea routes. Will this new silk route be a game-changer for the Indian economy? Let’s find out.

The recently concluded Q3 earnings season has been weak for India Inc. and the subdued figures have pushed the earnings ratio to its worst level since Q1FY21. Nifty 50 reported 5% YoY PAT growth, driven once again by BFSI, with positive contributions from technology, telecom, healthcare, capital goods, and real estate.

Dixon Technologies and Vivo India have announced a joint venture to establish an OEM facility in India, focusing on manufacturing smartphones and electronics for Vivo. The facility may also offer OEM services to other brands like Samsung, Xiaomi, Motorola, Oppo, Transsion, Google, and Nothing.

Reliance Jio Infocomm Limited, part of Mukesh Ambani's Reliance Industries, is generating significant attention ahead of its highly anticipated IPO launch. Expected to be the largest IPO in India’s history, it is set to surpass Hyundai Motor India's ₹27,870 crore ($3.3 billion) IPO from October 2024. Jio's IPO could set new records on Dalal Street and boost investor confidence in India’s equity markets.

The 45 days of Mahakumbh Mela 2025 are expected to witness spending to the tune of ₹2.5 lakh crore. It is a religious gathering that will witness more tourists than the combined population of the US and Canada. Market experts suggest that the event can boost India’s GDP by as much as 1%, with major benefits for travel, hospitality, infrastructure, and many other sectors.

"We love the small and midcap space, clearly. However, currently, every other company that we look at is trading at 52-week highs, yet, to support this, the fundamentals of those companies have burgeoned—in most cases," says Sharma.

In many cases, investors practising DIY investing typically look at the short-term performance of these funds and invest in schemes that have done well for the past few years. And some of them tend to bet pretty heavily on short-term performance.