Spandana Sphoorty Financial Limited is an India-based rural-focused Non-Banking Financial Company and a microfinance lender (NBFC-MFI). It offers income-generating loans under the joint liability group (JLG) model (Chetana), predominantly to women from low-income households in rural areas. Its product categories include JLG-based microfinance, Individual Loans, Nano Enterprise Loans, and Loan Against Property (LAP). The JLG-based micro-loans are its flagship product. Its Individual Loans cater to small entrepreneurs and individuals. Its Nano Enterprises Loans are custom-designed, providing unsecured financing. Its LAP is offered through its subsidiary, Criss Financial Ltd. Its LAP is designed to cater to small entrepreneurs, which includes acquiring equipment, renovating or expanding office space. Its products include Chetana, Consumer Durable Loan, Unnati, and Water Sanitation & Hygiene Loan. Its Chetana product offers flexible repayment-weekly/monthly with no prepayment penalty.As of 27 May 2026, Spandana Sphoorty Finance share price is ₹261.42. The stock opened at ₹260.00, compared to its previous close of ₹261.35. During today's trading session, Spandana Sphoorty Finance share price moved in the range of ₹256.15 to ₹264.82, with an average price of ₹260.49 for the day. Looking at its last 52-week, the stock has touched a low of ₹256.15 and a high of ₹264.82.
The market capitalization of Spandana Sphoorty Finance is ₹2,087 Crs, with a P/E ratio of -2.7 and a dividend yield of 0.00%.