Spandana Sphoorty Finance Share Price

₹ 182.49

-₹4.61 (-2.46%)
1D
Last updated 04 Nov, 2026, 15:58 IST
NSE: SPANDANA
|
NBFC

Spandana Sphoorty Finance Share Price Today

As of 4 Nov 2026, Spandana Sphoorty Finance share price is ₹182.49. The stock opened at ₹186.90, compared to its previous close of ₹187.10. During today's trading session, Spandana Sphoorty Finance share price moved in the range of ₹179.83 to ₹189.02, with an average price of ₹184.43 for the day. Looking at its last 52-week, the stock has touched a low of ₹174.65 and a high of ₹319.40. On the performance front, Spandana Sphoorty Finance share price has declined by 17.93% over the last six months and is down 24.86% on a year-on-year basis.

Share price over the last 1 day fell from 184.51 to 182.80, ranging between 181.00 and 188.99.
₹179.83
2.46% down today
₹189.02
1D LOW
1D HIGH

Spandana Sphoorty Finance Stock Insights

Latest Earning
Op Profit TrendUp by 110.42% QoQ
Latest Earning
Net Profit TrendUp by 53.54% QoQ
Latest Earning
Revenue TrendUp by 14.44% QoQ
Stock Performance
UnderperformingUnderperforming Nifty by 15.02 % in last 1 yr
Shareholding Pattern
DIIDII decreased stake by 40.61%
Shareholding Pattern
FIIFII decreased stake by 7.49%
Spandana Sphoorty Finance stock performance
Open₹186.90
High₹189.02
Low₹179.83
Prev. close₹187.10
Spandana Sphoorty Finance trading activity
Volume4,70,708
Average traded price₹183.76
Last traded time03:58:05 04 Nov
Last traded quantity2
Circuit
L
H
₹149.68
₹224.52
52-week
L
H
₹174.65
₹319.40
Mkt Cap Cr
1,944.63
P/E
-33.11
P/B
0.84
ROA
-0.83%
ROE
-2.54%
ROCE
6.27%
Quick Ratio
8.79
EV/EBITDA
12.14

Based on fundamentals, this stock's

Performance: 1 out of 5, Very Poor
Performance
Very Poor
Spandana Sphoort has not beaten FD return of 7%
Valuation: 1 out of 5, Overvalued
Valuation
Overvalued
Spandana Sphoort appears overvalued compared to its peers
Earnings: 5 out of 5, Excellent
Earnings
Excellent
Spandana Sphoort revenue, operating profit and net profit are growing
Peer Comparison
Peer comparison — key ratios
NameMkt Cap CrP/EP/BROAROEROCEQuick RatioEV/EBITDA
Bajaj Finance5,96,539.8127.374.93.45%17.61%9.72%0.4817.5
Bajaj Finserv2,70,588.1612.613.282.41%12.58%10.69%0.2411.54
Shriram Finance2,08,012.8716.391.873.57%11.39%10.81%3.5711.14
JIO FIN SERVICES LTD1,46,657.2385.61.120.94%1.32%2.15%0.6647.15
Cholamandalam In & Fin Co1,40,788.7122.634.082.3%18.02%9.02%0.9214.67
ICICI PRUDENTIAL AMC LTD1,41,733.5740.0426.5456.45%66.27%86.35%0.6528.38
TATA CAPITAL LIMITED1,37,979.4722.852.891.94%12.18%8.12%0.3315.38
Bajaj Holdings & Invs1,15,363.7712.831.5810.19%11.15%11.67%1.4512.66
Power Finance Corp1,04,811.233.110.732.7%18.22%9.82%0.919.76
Aditya Birla Capital1,03,537.7222.762.451.23%10.35%8.02%0.0915.03

Auto-generated based on historical fundamentals; not a recommendation to buy/sell.

Spandana Sphoorty Finance Company Background

ISIN
INE572J01011
Sector Market Cap
₹ 1,944.63 Cr

Spandana Sphoorty Financial Limited is an India-based rural-focused Non-Banking Financial Company and a microfinance lender (NBFC-MFI). It offers income-generating loans under the joint liability group (JLG) model (Chetana), predominantly to women from low-income households in rural areas. Its product categories include JLG-based microfinance, Individual Loans, Nano Enterprise Loans, and Loan Against Property (LAP). The JLG-based micro-loans are its flagship product. Its Individual Loans cater to small entrepreneurs and individuals. Its Nano Enterprises Loans are custom-designed, providing unsecured financing. Its LAP is offered through its subsidiary, Criss Financial Ltd. Its LAP is designed to cater to small entrepreneurs, which includes acquiring equipment, renovating or expanding office space. Its products include Chetana, Consumer Durable Loan, Unnati, and Water Sanitation & Hygiene Loan. Its Chetana product offers flexible repayment-weekly/monthly with no prepayment penalty.

Spandana Sphoorty Finance Financial Highlights

  • Revenue: Spandana Sphoorty Finance reported revenue of ₹1,023.96 crore in FY26 vs ₹2,355.16 crore in FY25. It showed a decrease of 56.52% on a yearly basis.
  • Operating Profit: Spandana Sphoorty Finance reported an operating loss of ₹925.48 crore in FY26 vs ₹1,378.80 crore in FY25. It showed an increase of 32.88% on a year-on-year basis.
  • Net Profit: Spandana Sphoorty Finance reported a net loss of ₹699.15 crore in FY26 vs ₹1,035.16 crore in FY25. It showed an increase of 32.46% on a yearly basis.

Spandana Sphoorty Finance Quarterly Result Highlights

  • Spandana Sphoorty Finance reported revenue of ₹324.90 crore in Sep 2026, compared with ₹283.91 crore in Jun 2026, representing an increase of 14.44% on a quarter-on-quarter (QoQ) basis.
  • Spandana Sphoorty Finance reported an operating profit of ₹36.95 crore in Sep 2026, compared with ₹17.56 crore in Jun 2026, representing an increase of 110.42% on a quarter-on-quarter (QoQ) basis.
  • Spandana Sphoorty Finance reported a profit of ₹18.24 crore in Sep 2026, compared with ₹11.88 crore in Jun 2026, reflecting an increase of 53.54% on a QoQ basis.
  • The earnings per share (EPS) of Spandana Sphoorty Finance stood at ₹91.01 during Sep 2026.

Data Source: BSE, Company announcements

Securities shown are illustrative, not recommendations. Past performance does not guarantee future results.

Promoters
48.16%
FII
17.84%
Other DII
2.92%
Retail and other
30.21%
Mutual funds
0.87%
Foreign Institutional Investor (FII)
FII shareholding by period
Dec 202520.35%
Mar 202619.89%
Jun 202619.29%
Sep 202617.84%

Spandana Sphoorty Finance Investment Returns

1 day
+1.46%
1 week
+1.62%
1 month
-13.52%
1 year
-24.86%
3 years
-79.62%
5 years
-65.67%

Spandana Sphoorty Finance Share Price History

Spandana Sphoorty Finance share price history by day, showing open and close prices and the percentage change
Day
Open / Close
Change %
03 Nov 26
₹185.33 / ₹187.10
+1.46%
02 Nov 26
₹184.49 / ₹184.41
-2.46%
30 Oct 26
₹198.00 / ₹189.06
-5.00%
29 Oct 26
₹194.50 / ₹199.02
+2.32%
Show more

Spandana Sphoorty Finance Financials

Full statement

Income Statement · Consolidated

Income Statement · Consolidated — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Revenue--------
Other Income₹42.37₹68.93₹110.21₹76.28
Total Revenue₹1,066.33₹2,424.09₹2,510.78₹1,477.03
Total Expenses₹1,991.81₹3,802.89₹1,840.21₹1,459.21
Profit Before Tax-₹925.48-₹1,378.80₹670.57₹17.82
Tax-₹226.33-₹343.64₹169.85₹5.43
Profit After Tax-₹699.15-₹1,035.16₹500.72₹12.39
EPS - Basic-₹91.01-₹145.17₹70.42₹1.74
EPS - Diluted-₹91.01-₹145.17₹69.38₹1.74

Cash Flow · Consolidated

Cash Flow · Consolidated — all values in INR Crore
ParticularsMar 2025Mar 2024Mar 2023Mar 2022
Profit before tax-₹1,378.80₹670.76₹17.82₹96.87
Income before WC changes-₹1,205.63₹583.46₹546.45₹552.71
Change in Assets₹5,052.46-₹3,242.72-₹2,683.48₹641.65
Change in Liabilities-₹109.44₹95.73₹7.30-₹114.67
Change in WC₹4,943.02-₹3,146.99-₹2,676.18₹526.98
Cash flow from Operations₹3,668.52-₹2,678.67-₹2,171.05₹862.58
Cash flow from Investing-₹119.21-₹171.50-₹175.25₹36.22
Cash flow from Financing-₹3,711.63₹3,434.83₹2,432.51-₹1,306.82
Total Cash Flow-₹162.32₹584.66₹86.21-₹408.03
Cash (Start of the year)₹1,398.29₹813.63₹727.17₹1,135.20
Cash (End of the year)₹1,235.97₹1,398.29₹813.38₹727.17

Balance Sheet · Consolidated

Balance Sheet · Consolidated — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Non-Current Assets₹4,715.59₹6,344.79₹11,311.18₹8,193.03
Current Assets₹1,530.78₹2,148.74₹2,071.36₹1,189.58
Total Assets₹6,246.37₹8,493.53₹13,382.54₹9,382.61
Current Liabilities₹174.07₹204.62₹313.04₹373.86
Net Current Asset₹1,356.71₹1,944.12₹1,758.32₹815.72
Non-Current Liabilities₹3,942.73₹5,655.63₹9,424.61₹5,909.50
Equity Capital₹2,129.57₹2,633.28₹3,644.89₹3,099.25
Total Equity & Liabilities₹6,246.37₹8,493.53₹13,382.54₹9,382.61

Income Statement · Standalone

Income Statement · Standalone — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Revenue--------
Other Income₹35.61₹64.47₹107.15₹65.79
Total Revenue₹942.20₹2,245.19₹2,406.91₹1,394.45
Total Expenses₹1,767.55₹3,519.04₹1,780.89₹1,376.20
Profit Before Tax-₹825.35-₹1,273.85₹626.02₹18.25
Tax-₹201.30-₹317.11₹158.14₹5.91
Profit After Tax-₹624.05-₹956.74₹467.88₹12.34
EPS - Basic-₹81.24-₹134.18₹65.81₹1.74
EPS - Diluted-₹81.24-₹134.18₹64.84₹1.74

Cash Flow · Standalone

Cash Flow · Standalone — all values in INR Crore
ParticularsMar 2025Mar 2024Mar 2023Mar 2022
Profit before tax-₹1,273.85₹626.02₹18.25₹64.59
Income before WC changes-₹1,163.04₹627.10₹533.31₹504.81
Change in Assets₹5,119.37-₹2,842.76-₹2,554.66₹625.11
Change in Liabilities-₹110.73-₹10.76₹5.51-₹103.94
Change in WC₹5,008.64-₹2,853.52-₹2,549.15₹521.16
Cash flow from Operations₹3,782.97-₹2,327.13-₹2,052.52₹819.90
Cash flow from Investing-₹200.21-₹257.16-₹177.62₹44.87
Cash flow from Financing-₹3,761.34₹3,159.48₹2,316.51-₹1,271.56
Total Cash Flow-₹178.58₹575.19₹86.37-₹406.79
Cash (Start of the year)₹1,385.55₹810.36₹723.99₹1,130.78
Cash (End of the year)₹1,206.97₹1,385.55₹810.36₹724.00

Balance Sheet · Standalone

Balance Sheet · Standalone — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Non-Current Assets₹4,714.40₹5,925.87₹10,826.98₹8,004.89
Current Assets₹1,462.51₹2,082.11₹2,042.60₹1,180.75
Total Assets₹6,176.91₹8,007.98₹12,869.58₹9,185.64
Current Liabilities₹158.91₹188.57₹476.80₹373.04
Net Current Asset₹1,303.60₹1,893.54₹1,565.80₹807.71
Non-Current Liabilities₹3,824.25₹5,196.64₹8,836.79₹5,769.43
Equity Capital₹2,193.75₹2,622.77₹3,555.99₹3,043.17
Total Equity & Liabilities₹6,176.91₹8,007.98₹12,869.58₹9,185.64
* All values are in INR Crore
Spandana Sphoorty Finance market depth
Bid quantityBid priceAsk priceAsk quantity
51182.4900
0000
0000
0000
0000
Total bid quantity51
Total ask quantity0
Spandana Sphoorty Finance technical summary
Bearish indicators2
Neutral indicators6
Bullish indicators0
OverallSlightly Bearish
by SEBI experts

Expert Pick

EXPPICK
Stop-loss
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Entry price
Entry price is locked. Sign in to view.
Target
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Indicator
Value
Verdict
RSI (14)
36.13
Neutral
ATR (14)
9.72
Neutral
STOCH(9,6)
46.27
Neutral
STOCH RSI (14)
76.85
Neutral
ADX(9)
42.21
Bearish
UO(9)
49.6
Neutral
ROC(12)
-11.67
Bearish
WillR(14)
-68.36
Neutral
Period
Simple value
Exponential vaue
5D
190.82
188.52
10D
188.53
191.61
20D
200.12
199.07
50D
219.68
216.53
100D
244.03
230.46
Volume trend — traded volume by day
4 Nov4L
3 Nov4L
2 Nov4L
30 Oct4L
29 Oct3L
28 Oct6L
Average4L

Technical indicators used here are for indicative purposes only. Kindly do not treat it as an investment or trading advice

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Spandana Sphoorty Finance Share Price FAQs

Please be aware that Spandana Sphoorty Finance stock prices are subject to continuous fluctuations due to various factors.