Spandana Sphoorty Finance Share Price

NSE: SPANDANA

₹ 261.50

-₹30.75 (-10.52%)

Last updated 24 Jul, 2026, 15:57 IST

Spandana Sphoorty Finance Share Price Today

As of 26 Jul 2026, Spandana Sphoorty Finance share price is ₹261.50. The stock opened at ₹288.00, compared to its previous close of ₹292.25. During today's trading session, Spandana Sphoorty Finance share price moved in the range of ₹257.80 to ₹288.00, with an average price of ₹272.90 for the day. Looking at its last 52-week, the stock has touched a low of ₹181.10 and a high of ₹319.40. On the performance front, Spandana Sphoorty Finance share price has increased by 9.85% over the last six months and is down 8.71% on a year-on-year basis.

₹257.80

10.52% down today

₹288.00

1D LOW

1D HIGH

Latest Earning

Op Profit TrendUp by 118.95% QoQ

Latest Earning

Net Profit TrendUp by 125.43% QoQ

Latest Earning

Revenue TrendUp by 9.33% QoQ

Stock Performance

OutperformingBeat Nifty by 0.19 % in last 1 month

Shareholding Pattern

DIIDII decreased stake by 6.29%

Shareholding Pattern

FIIFII decreased stake by 3.02%

Spandana Sphoorty Finance Returns Calculator

If you would've invested

₹

₹1,000₹1Cr

Historical Returns

1 Year

₹4,77,626-₹22,374 (-4.47%)

3 Year

₹1,59,461-₹3,40,539 (-68.11%)

5 Year

₹2,02,603-₹2,97,397 (-59.48%)

₹209.20₹313.80

Circuit Low

Circuit High

₹181.10₹319.40

52-Week Low

52-Week High

Circuit

₹209.20

₹313.80

52-week

₹181.10

₹319.40

Mkt Cap Cr

2,109.79

P/E

-5.70

P/B

0.88

ROE

-32.83%

D/E

1.74

ROCE

-6.84%

Div. Yield

0.00%

EPS(TTM)

-81.24

Turnover

0.15

EV/EBITDA

64.40

Net Margin

0.00%

Op. Margin

0.00%

ROA

-5.24%

Quick Ratio

0.00

Curr. Ratio

10.22

Mkt Cap Cr

2,109.79

P/E

-5.70

P/B

0.88

ROE

-32.83%

D/E

1.74

ROCE

-6.84%

Div. Yield

0.00%

EPS(TTM)

-81.24

Turnover

0.15

EV/EBITDA

64.40

Net Margin

0.00%

Op. Margin

0.00%

ROA

-5.24%

Quick Ratio

0.00

Curr. Ratio

10.22

Based on fundamentals, this stock's

Performance

Neutral

Spandana Sphoort performance is moderate compared to markets

Valuation

Overvalued

Spandana Sphoort appears overvalued compared to its peers

Earnings

Excellent

Spandana Sphoort revenue, operating profit and net profit are growing

Peer Comparison

Peer comparison — key ratios
Name	Mkt Cap Cr	P/E	P/B	ROE	D/E	ROCE	Book Value	Div. Yield	Turnover	EPS(TTM)
Bajaj Finance	6,30,471.00	26.21	4.37	18.35%	3.13	10.87%	4.83	0.75%	0.16	28.65
Bajaj Finserv	3,00,415.00	26.61	3.35	26.17%	0.00	11.84%	25.62	0.09%	0.20	9.00
Shriram Finance	2,36,471.00	20.89	2.24	15.21%	3.82	10.99%	447.62	0.86%	0.15	53.15
JIO FIN SERVICES LTD	1,55,009.00	75.00	1.09	1.17%	0.00	1.71%	56.36	0.25%	0.04	1.07
ICICI PRUDENTIAL AMC LTD	1,54,500.00	44.33	37.04	79.42%	0.00	103.71%	84.39	3.27%	1.20	67.03
Cholamandalam In & Fin Co	1,47,143.00	22.05	3.79	19.32%	7.14	9.70%	3.80	0.15%	0.13	61.83
TATA CAPITAL LIMITED	1,44,941.00	29.64	3.16	10.57%	4.15	7.98%	3.43	0.17%	0.57	7.77
Power Finance Corp	1,35,997.00	4.04	1.02	19.49%	4.85	9.79%	310.69	4.50%	0.10	60.76
Muthoot Finance	1,19,882.00	11.30	3.06	27.06%	3.67	13.24%	940.11	1.00%	0.16	252.43
SBI FUNDS MANAGEMENT LTD	0.00	0.00	0.00	43.02%	0.00	56.50%	28.97	0.00%	0.72	15.08

Spandana Sphoorty Finance Financials

Full statement

Income Statement · Consolidated

Income Statement · Consolidated — all values in INR Crore
Particulars	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Revenue	--	--	--	--
Other Income	₹68.93	₹110.21	₹76.28	₹17.24
Total Revenue	₹2,424.09	₹2,510.78	₹1,477.03	₹1,480.04
Total Expenses	₹3,802.89	₹1,840.21	₹1,459.21	₹1,383.16
Profit Before Tax	-₹1,378.80	₹670.57	₹17.82	₹96.87
Tax	-₹343.64	₹169.85	₹5.43	₹27.05
Profit After Tax	-₹1,035.16	₹500.72	₹12.39	₹69.83
EPS - Basic	-₹145.17	₹70.42	₹1.74	₹10.75
EPS - Diluted	-₹145.17	₹69.38	₹1.74	₹10.72

Cash Flow · Consolidated

Cash Flow · Consolidated — all values in INR Crore
Particulars	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Profit before tax	-₹1,378.80	₹670.76	₹17.82	₹96.87
Income before WC changes	-₹1,205.63	₹583.46	₹546.45	₹552.71
Change in Assets	₹5,052.46	-₹3,242.72	-₹2,683.48	₹641.65
Change in Liabilities	-₹109.44	₹95.73	₹7.30	-₹114.67
Change in WC	₹4,943.02	-₹3,146.99	-₹2,676.18	₹526.98
Cash flow from Operations	₹3,668.52	-₹2,678.67	-₹2,171.05	₹862.58
Cash flow from Investing	-₹119.21	-₹171.50	-₹175.25	₹36.22
Cash flow from Financing	-₹3,711.63	₹3,434.83	₹2,432.51	-₹1,306.82
Total Cash Flow	-₹162.32	₹584.66	₹86.21	-₹408.03
Cash (Start of the year)	₹1,398.29	₹813.63	₹727.17	₹1,135.20
Cash (End of the year)	₹1,235.97	₹1,398.29	₹813.38	₹727.17

Balance Sheet · Consolidated

Balance Sheet · Consolidated — all values in INR Crore
Particulars	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Non-Current Assets	₹6,344.79	₹11,311.18	₹8,193.03	₹5,736.30
Current Assets	₹2,148.74	₹2,071.36	₹1,189.58	₹1,340.03
Total Assets	₹8,493.53	₹13,382.54	₹9,382.61	₹7,076.34
Current Liabilities	₹204.62	₹313.04	₹373.86	₹214.29
Net Current Asset	₹1,944.12	₹1,758.32	₹815.72	₹1,125.75
Non-Current Liabilities	₹5,655.63	₹9,424.61	₹5,909.50	₹3,772.11
Equity Capital	₹2,633.28	₹3,644.89	₹3,099.25	₹3,089.95
Total Equity & Liabilities	₹8,493.53	₹13,382.54	₹9,382.61	₹7,076.34

Income Statement · Standalone

Income Statement · Standalone — all values in INR Crore
Particulars	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Revenue	--	--	--	--
Other Income	₹64.47	₹107.15	₹65.79	₹15.26
Total Revenue	₹2,245.19	₹2,406.91	₹1,394.45	₹1,391.60
Total Expenses	₹3,519.04	₹1,780.89	₹1,376.20	₹1,327.01
Profit Before Tax	-₹1,273.85	₹626.02	₹18.25	₹64.59
Tax	-₹317.11	₹158.14	₹5.91	₹17.95
Profit After Tax	-₹956.74	₹467.88	₹12.34	₹46.64
EPS - Basic	-₹134.18	₹65.81	₹1.74	₹7.22
EPS - Diluted	-₹134.18	₹64.84	₹1.74	₹7.20

Cash Flow · Standalone

Cash Flow · Standalone — all values in INR Crore
Particulars	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Profit before tax	-₹1,273.85	₹626.02	₹18.25	₹64.59
Income before WC changes	-₹1,163.04	₹627.10	₹533.31	₹504.81
Change in Assets	₹5,119.37	-₹2,842.76	-₹2,554.66	₹625.11
Change in Liabilities	-₹110.73	-₹10.76	₹5.51	-₹103.94
Change in WC	₹5,008.64	-₹2,853.52	-₹2,549.15	₹521.16
Cash flow from Operations	₹3,782.97	-₹2,327.13	-₹2,052.52	₹819.90
Cash flow from Investing	-₹200.21	-₹257.16	-₹177.62	₹44.87
Cash flow from Financing	-₹3,761.34	₹3,159.48	₹2,316.51	-₹1,271.56
Total Cash Flow	-₹178.58	₹575.19	₹86.37	-₹406.79
Cash (Start of the year)	₹1,385.55	₹810.36	₹723.99	₹1,130.78
Cash (End of the year)	₹1,206.97	₹1,385.55	₹810.36	₹724.00

Balance Sheet · Standalone

Balance Sheet · Standalone — all values in INR Crore
Particulars	Mar 2025	Mar 2024	Mar 2023	Mar 2022
Non-Current Assets	₹5,925.87	₹10,826.98	₹8,004.89	₹5,573.11
Current Assets	₹2,082.11	₹2,042.60	₹1,180.75	₹1,290.58
Total Assets	₹8,007.98	₹12,869.58	₹9,185.64	₹6,863.69
Current Liabilities	₹188.57	₹476.80	₹373.04	₹200.71
Net Current Asset	₹1,893.54	₹1,565.80	₹807.71	₹1,089.88
Non-Current Liabilities	₹5,196.64	₹8,836.79	₹5,769.43	₹3,631.45
Equity Capital	₹2,622.77	₹3,555.99	₹3,043.17	₹3,031.53
Total Equity & Liabilities	₹8,007.98	₹12,869.58	₹9,185.64	₹6,863.69

* All values are in INR Crore

Qty

Bid

261.5

Ask

Qty

Bid Total: 11

Ask Total: 0

Buy orders: 100%

Sell orders: 0%

30 levels of bid & ask depth

Supply & Demand Zones

Bearish

Neutral

Bullish

Slightly Bullish

by SEBI experts available for this stock

Earn more using advisory

by SEBI experts

Expert Pick

EXPPICK

Stop-loss

Entry price

Target

Indicator

Value

Verdict

RSI (14)

41.3

Neutral

ATR (14)

16.26

Neutral

STOCH(9,6)

6.85

Bullish

STOCH RSI (14)

Bullish

ADX(9)

34.03

Bearish

UO(9)

36.57

Neutral

ROC(12)

-9.69

Bearish

WillR(14)

-93.75

Bullish

Period

Simple value

Exponential vaue

285.58

282.69

10D

293.84

288.29

20D

291.99

286.32

50D

268.25

272.18

100D

248.02

260.82

About Spandana Sphoorty Finance

ISIN

INE572J01011

Sector Market Cap

₹ 2,109.79 Cr

Spandana Sphoorty Financial Limited is an India-based rural-focused Non-Banking Financial Company and a microfinance lender (NBFC-MFI). It offers income-generating loans under the joint liability group (JLG) model (Chetana), predominantly to women from low-income households in rural areas. Its product categories include JLG-based microfinance, Individual Loans, Nano Enterprise Loans, and Loan Against Property (LAP). The JLG-based micro-loans are its flagship product. Its Individual Loans cater to small entrepreneurs and individuals. Its Nano Enterprises Loans are custom-designed, providing unsecured financing. Its LAP is offered through its subsidiary, Criss Financial Ltd. Its LAP is designed to cater to small entrepreneurs, which includes acquiring equipment, renovating or expanding office space. Its products include Chetana, Consumer Durable Loan, Unnati, and Water Sanitation & Hygiene Loan. Its Chetana product offers flexible repayment-weekly/monthly with no prepayment penalty.

Spandana Sphoorty Finance Financial Highlights

Revenue: Spandana Sphoorty Finance reported revenue of ₹1,023.96 crore in FY26 vs ₹2,355.16 crore in FY25. It showed a decrease of 56.52% on a yearly basis.
Operating Profit: Spandana Sphoorty Finance reported an operating loss of ₹925.48 crore in FY26 vs ₹1,378.80 crore in FY25. It showed an increase of 32.88% on a year-on-year basis.
Net Profit: Spandana Sphoorty Finance reported a net loss of ₹699.15 crore in FY26 vs ₹1,035.16 crore in FY25. It showed an increase of 32.46% on a yearly basis.

Spandana Sphoorty Finance Quarterly Result Highlights

Spandana Sphoorty Finance reported revenue of ₹283.91 crore in Jun 2026, compared with ₹259.69 crore in Mar 2026, representing an increase of 9.33% on a quarter-on-quarter (QoQ) basis.
Spandana Sphoorty Finance reported an operating profit of ₹17.56 crore in Jun 2026, compared with ₹8.02 crore in Mar 2026, representing an increase of 118.95% on a quarter-on-quarter (QoQ) basis.
Spandana Sphoorty Finance reported a profit of ₹11.88 crore in Jun 2026, compared with ₹5.27 crore in Mar 2026, reflecting an increase of 125.43% on a QoQ basis.
The earnings per share (EPS) of Spandana Sphoorty Finance stood at ₹145.17 during Jun 2026.