As of 6 Jul 2026, Spandana Sphoorty Finance share price is ₹301.80. The stock opened at ₹287.00, compared to its previous close of ₹283.70. During today's trading session, Spandana Sphoorty Finance share price moved in the range of ₹284.95 to ₹303.95, with an average price of ₹294.45 for the day. Looking at its last 52-week, the stock has touched a low of ₹181.10 and a high of ₹321.60. On the performance front, Spandana Sphoorty Finance share price has increased by 13.37% over the last six months and is up 8.93% on a year-on-year basis.
| Name | Mkt Cap Cr | P/E | P/B | ROE | D/E | ROCE | Book Value | Div. Yield | Turnover | EPS(TTM) |
|---|---|---|---|---|---|---|---|---|---|---|
| Bajaj Finance | 6,34,269.00 | 32.81 | 5.56 | 16.68% | 3.13 | 9.91% | 165.63 | 0.59% | 0.16 | 28.65 |
| Bajaj Finserv | 2,97,086.00 | 15.10 | 3.81 | 12.58% | 0.00 | 10.69% | 63.61 | 0.08% | 0.20 | 9.00 |
| Shriram Finance | 2,50,962.00 | 16.37 | 2.49 | 16.35% | 3.97 | 11.49% | 2.50 | 1.24% | 0.15 | 53.15 |
| ICICI PRUDENTIAL AMC LTD | 1,66,113.00 | 42.01 | 33.22 | 85.80% | 0.00 | 115.10% | 33.22 | 3.65% | 1.30 | 66.73 |
| JIO FIN SERVICES LTD | 1,58,277.00 | 101.57 | 1.12 | 1.17% | 0.00 | 1.71% | 56.36 | 0.24% | 0.03 | 1.07 |
| TATA CAPITAL LIMITED | 1,51,330.00 | 30.95 | 3.30 | 10.57% | 4.15 | 7.98% | 91.91 | 0.16% | 0.57 | 7.77 |
| Cholamandalam In & Fin Co | 1,52,425.00 | 29.13 | 5.00 | 17.18% | 6.94 | 8.84% | 356.61 | 0.11% | 0.13 | 61.83 |
| Power Finance Corp | 1,42,003.00 | 4.22 | 1.07 | 19.49% | 4.85 | 9.79% | 310.69 | 4.31% | 0.10 | 60.76 |
| Muthoot Finance | 1,18,791.00 | 11.20 | 3.04 | 27.06% | 3.67 | 13.24% | 940.11 | 1.01% | 0.16 | 252.43 |
| IRFC | 1,18,662.00 | 16.94 | 2.09 | 12.35% | 7.69 | 5.46% | 43.42 | 1.16% | 0.06 | 5.36 |
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|
| Revenue | -- | -- | -- | -- |
| Other Income | ₹68.93 | ₹110.21 | ₹76.28 | ₹17.24 |
| Total Revenue | ₹2,424.09 | ₹2,510.78 | ₹1,477.03 | ₹1,480.04 |
| Total Expenses | ₹3,802.89 | ₹1,840.21 | ₹1,459.21 | ₹1,383.16 |
| Profit Before Tax | -₹1,378.80 | ₹670.57 | ₹17.82 | ₹96.87 |
| Tax | -₹343.64 | ₹169.85 | ₹5.43 | ₹27.05 |
| Profit After Tax | -₹1,035.16 | ₹500.72 | ₹12.39 | ₹69.83 |
| EPS - Basic | -₹145.17 | ₹70.42 | ₹1.74 | ₹10.75 |
| EPS - Diluted | -₹145.17 | ₹69.38 | ₹1.74 | ₹10.72 |
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|
| Profit before tax | -₹1,378.80 | ₹670.76 | ₹17.82 | ₹96.87 |
| Income before WC changes | -₹1,205.63 | ₹583.46 | ₹546.45 | ₹552.71 |
| Change in Assets | ₹5,052.46 | -₹3,242.72 | -₹2,683.48 | ₹641.65 |
| Change in Liabilities | -₹109.44 | ₹95.73 | ₹7.30 | -₹114.67 |
| Change in WC | ₹4,943.02 | -₹3,146.99 | -₹2,676.18 | ₹526.98 |
| Cash flow from Operations | ₹3,668.52 | -₹2,678.67 | -₹2,171.05 | ₹862.58 |
| Cash flow from Investing | -₹119.21 | -₹171.50 | -₹175.25 | ₹36.22 |
| Cash flow from Financing | -₹3,711.63 | ₹3,434.83 | ₹2,432.51 | -₹1,306.82 |
| Total Cash Flow | -₹162.32 | ₹584.66 | ₹86.21 | -₹408.03 |
| Cash (Start of the year) | ₹1,398.29 | ₹813.63 | ₹727.17 | ₹1,135.20 |
| Cash (End of the year) | ₹1,235.97 | ₹1,398.29 | ₹813.38 | ₹727.17 |
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|
| Non-Current Assets | ₹6,344.79 | ₹11,311.18 | ₹8,193.03 | ₹5,736.30 |
| Current Assets | ₹2,148.74 | ₹2,071.36 | ₹1,189.58 | ₹1,340.03 |
| Total Assets | ₹8,493.53 | ₹13,382.54 | ₹9,382.61 | ₹7,076.34 |
| Current Liabilities | ₹204.62 | ₹313.04 | ₹373.86 | ₹214.29 |
| Net Current Asset | ₹1,944.12 | ₹1,758.32 | ₹815.72 | ₹1,125.75 |
| Non-Current Liabilities | ₹5,655.63 | ₹9,424.61 | ₹5,909.50 | ₹3,772.11 |
| Equity Capital | ₹2,633.28 | ₹3,644.89 | ₹3,099.25 | ₹3,089.95 |
| Total Equity & Liabilities | ₹8,493.53 | ₹13,382.54 | ₹9,382.61 | ₹7,076.34 |
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|
| Revenue | -- | -- | -- | -- |
| Other Income | ₹64.47 | ₹107.15 | ₹65.79 | ₹15.26 |
| Total Revenue | ₹2,245.19 | ₹2,406.91 | ₹1,394.45 | ₹1,391.60 |
| Total Expenses | ₹3,519.04 | ₹1,780.89 | ₹1,376.20 | ₹1,327.01 |
| Profit Before Tax | -₹1,273.85 | ₹626.02 | ₹18.25 | ₹64.59 |
| Tax | -₹317.11 | ₹158.14 | ₹5.91 | ₹17.95 |
| Profit After Tax | -₹956.74 | ₹467.88 | ₹12.34 | ₹46.64 |
| EPS - Basic | -₹134.18 | ₹65.81 | ₹1.74 | ₹7.22 |
| EPS - Diluted | -₹134.18 | ₹64.84 | ₹1.74 | ₹7.20 |
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|
| Profit before tax | -₹1,273.85 | ₹626.02 | ₹18.25 | ₹64.59 |
| Income before WC changes | -₹1,163.04 | ₹627.10 | ₹533.31 | ₹504.81 |
| Change in Assets | ₹5,119.37 | -₹2,842.76 | -₹2,554.66 | ₹625.11 |
| Change in Liabilities | -₹110.73 | -₹10.76 | ₹5.51 | -₹103.94 |
| Change in WC | ₹5,008.64 | -₹2,853.52 | -₹2,549.15 | ₹521.16 |
| Cash flow from Operations | ₹3,782.97 | -₹2,327.13 | -₹2,052.52 | ₹819.90 |
| Cash flow from Investing | -₹200.21 | -₹257.16 | -₹177.62 | ₹44.87 |
| Cash flow from Financing | -₹3,761.34 | ₹3,159.48 | ₹2,316.51 | -₹1,271.56 |
| Total Cash Flow | -₹178.58 | ₹575.19 | ₹86.37 | -₹406.79 |
| Cash (Start of the year) | ₹1,385.55 | ₹810.36 | ₹723.99 | ₹1,130.78 |
| Cash (End of the year) | ₹1,206.97 | ₹1,385.55 | ₹810.36 | ₹724.00 |
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 |
|---|---|---|---|---|
| Non-Current Assets | ₹5,925.87 | ₹10,826.98 | ₹8,004.89 | ₹5,573.11 |
| Current Assets | ₹2,082.11 | ₹2,042.60 | ₹1,180.75 | ₹1,290.58 |
| Total Assets | ₹8,007.98 | ₹12,869.58 | ₹9,185.64 | ₹6,863.69 |
| Current Liabilities | ₹188.57 | ₹476.80 | ₹373.04 | ₹200.71 |
| Net Current Asset | ₹1,893.54 | ₹1,565.80 | ₹807.71 | ₹1,089.88 |
| Non-Current Liabilities | ₹5,196.64 | ₹8,836.79 | ₹5,769.43 | ₹3,631.45 |
| Equity Capital | ₹2,622.77 | ₹3,555.99 | ₹3,043.17 | ₹3,031.53 |
| Total Equity & Liabilities | ₹8,007.98 | ₹12,869.58 | ₹9,185.64 | ₹6,863.69 |
Spandana Sphoorty Financial Limited is an India-based rural-focused Non-Banking Financial Company and a microfinance lender (NBFC-MFI). It offers income-generating loans under the joint liability group (JLG) model (Chetana), predominantly to women from low-income households in rural areas. Its product categories include JLG-based microfinance, Individual Loans, Nano Enterprise Loans, and Loan Against Property (LAP). The JLG-based micro-loans are its flagship product. Its Individual Loans cater to small entrepreneurs and individuals. Its Nano Enterprises Loans are custom-designed, providing unsecured financing. Its LAP is offered through its subsidiary, Criss Financial Ltd. Its LAP is designed to cater to small entrepreneurs, which includes acquiring equipment, renovating or expanding office space. Its products include Chetana, Consumer Durable Loan, Unnati, and Water Sanitation & Hygiene Loan. Its Chetana product offers flexible repayment-weekly/monthly with no prepayment penalty.
Spandana Sphoorty Finance share price is ₹301.80 as on 03 Jul, 2026, 15:59 IST.
In the last 1 year, Spandana Sphoorty Finance delivered a return of 8.93%. The Spandana Sphoorty Finance share price hit a high of ₹321.60 and low of ₹181.10.
The Mutual Fund Shareholding in Spandana Sphoorty Finance was 0.54% at the end of Mar 2026.
The 52-week high and low of Spandana Sphoorty Finance share is ₹321.60 and ₹181.10 as of 03 Jul, 2026.
The market capitalisation of Spandana Sphoorty Finance is ₹2,261.89 Crores as on 03 Jul, 2026.
The stock symbol of Spandana Sphoorty Finance is SPANDANA on the NSE, 542759 on the BSE, and the ISIN is INE572J01011.
Spandana Sphoorty Finance shares closed yesterday at ₹283.70 on NSE & ₹283.75 on BSE
To buy Spandana Sphoorty Finance shares, open a demat account with Upstox and complete the KYC process. Once your account is set up, search for the stock and place your order.
No, shares of Spandana Sphoorty Finance or any other publicly traded company cannot be bought or sold on holidays when the stock exchanges are closed. You can only buy or sell Spandana Sphoorty Finance shares on days when the stock exchanges are open for trading. It's important to check the NSE & BSE holidays calendar, before placing any trades to avoid any inconvenience.
The PE and PB ratio of Spandana Sphoorty Finance is -2.89 and 0.95 respectively, as on 03 Jul, 2026, 15:59 IST.