Spandana Sphoorty Finance Share Price

Spandana Sphoorty Finance Share Price

NSE: SPANDANA
|
NBFC
|
S Cap
₹ 239.81
+₹3.29 (1.39%)
1D
Last updated 04 Sep, 2026, 15:29 IST

Spandana Sphoorty Finance Share Price Today

As of 4 Sep 2026, Spandana Sphoorty Finance share price is ₹239.81. The stock opened at ₹238.29, compared to its previous close of ₹236.52. During today's trading session, Spandana Sphoorty Finance share price moved in the range of ₹238.29 to ₹242.00, with an average price of ₹240.14 for the day. Looking at its last 52-week, the stock has touched a low of ₹181.10 and a high of ₹319.40.

₹238.29
1.39% up today
₹242.00
1D LOW
1D HIGH

Spandana Sphoorty Finance Returns Calculator

Circuit
L
H
₹189.22
₹283.82
52-week
L
H
₹181.10
₹319.40

About Spandana Sphoorty Finance

Spandana Sphoorty Finance Share Price
ISIN
INE572J01011
Sector Market Cap
₹ 1,690.64 Cr

Spandana Sphoorty Financial Limited is an India-based rural-focused Non-Banking Financial Company and a microfinance lender (NBFC-MFI). It offers income-generating loans under the joint liability group (JLG) model (Chetana), predominantly to women from low-income households in rural areas. Its product categories include JLG-based microfinance, Individual Loans, Nano Enterprise Loans, and Loan Against Property (LAP). The JLG-based micro-loans are its flagship product. Its Individual Loans cater to small entrepreneurs and individuals. Its Nano Enterprises Loans are custom-designed, providing unsecured financing. Its LAP is offered through its subsidiary, Criss Financial Ltd. Its LAP is designed to cater to small entrepreneurs, which includes acquiring equipment, renovating or expanding office space. Its products include Chetana, Consumer Durable Loan, Unnati, and Water Sanitation & Hygiene Loan. Its Chetana product offers flexible repayment-weekly/monthly with no prepayment penalty.

Spandana Sphoorty Finance Financial Highlights

  • Revenue: Spandana Sphoorty Finance reported revenue of ₹1,023.96 crore in FY26 vs ₹2,355.16 crore in FY25. It showed a decrease of 56.52% on a yearly basis.
  • Operating Profit: Spandana Sphoorty Finance reported an operating loss of ₹925.48 crore in FY26 vs ₹1,378.80 crore in FY25. It showed an increase of 32.88% on a year-on-year basis.
  • Net Profit: Spandana Sphoorty Finance reported a net loss of ₹699.15 crore in FY26 vs ₹1,035.16 crore in FY25. It showed an increase of 32.46% on a yearly basis.

Spandana Sphoorty Finance Quarterly Result Highlights

  • Spandana Sphoorty Finance reported revenue of ₹283.91 crore in Jun 2026, compared with ₹259.69 crore in Mar 2026, representing an increase of 9.33% on a quarter-on-quarter (QoQ) basis.
  • Spandana Sphoorty Finance reported an operating profit of ₹17.56 crore in Jun 2026, compared with ₹8.02 crore in Mar 2026, representing an increase of 118.95% on a quarter-on-quarter (QoQ) basis.
  • Spandana Sphoorty Finance reported a profit of ₹11.88 crore in Jun 2026, compared with ₹5.27 crore in Mar 2026, reflecting an increase of 125.43% on a QoQ basis.
  • The earnings per share (EPS) of Spandana Sphoorty Finance stood at ₹91.01 during Jun 2026.

Data Source: BSE, Company announcements

Securities shown are illustrative, not recommendations. Past performance does not guarantee future results.

Know more
Promoters
48.16%
FII
19.29%
Other DII
4.92%
Retail and other
26.86%
Mutual funds
0.77%
Foreign Institutional Investor (FII)
FII shareholding by period
Sep 202520.25%
Dec 202520.35%
Mar 202619.89%
Jun 202619.29%
Mkt Cap Cr
1,690.64
P/E
-5.17
P/B
0.80
ROE
-32.83%
D/E
1.74
ROCE
-6.84%
Div. Yield
0.00%
EPS(TTM)
-81.24
Turnover
0.15
EV/EBITDA
58.62
Net Margin
-66.23%
Op. Margin
-35.45%
ROA
-5.24%
Quick Ratio
9.20
Curr. Ratio
10.22
Based on fundamentals, this stock's
Step 1 of 5
Performance
Very Poor
Spandana Sphoort has not beaten FD return of 7%
Step 1 of 5
Valuation
Overvalued
Spandana Sphoort appears overvalued compared to its peers
Step 5 of 5
Earnings
Excellent
Spandana Sphoort revenue, operating profit and net profit are growing
Peer Comparison
Peer comparison — key ratios
NameMkt Cap CrP/EP/BROED/EROCEBook ValueDiv. YieldTurnoverEPS(TTM)
Bajaj Finance6,50,674.0031.525.7116.68%3.139.91%165.630.57%0.1728.65
Bajaj Finserv3,13,684.0015.204.0312.58%0.0010.69%63.550.08%0.308.96
Shriram Finance2,46,828.0021.812.3415.21%3.8210.99%447.610.82%0.1553.15
JIO FIN SERVICES LTD1,56,957.0075.941.141.17%0.001.71%50.370.24%0.041.07
Cholamandalam In & Fin Co1,58,685.0027.595.1817.18%6.948.84%358.140.11%0.1361.83
TATA CAPITAL LIMITED1,57,782.0028.793.5310.57%4.157.98%89.070.15%0.127.77
ICICI PRUDENTIAL AMC LTD1,47,044.0042.1935.2579.42%0.00103.71%84.393.44%1.2067.03
Bajaj Holdings & Invs1,24,088.0013.801.7011.15%0.0011.67%2,453.731.75%0.11423.00
Muthoot Finance1,17,831.0010.282.9028.01%3.8313.50%970.761.02%0.15252.43
SBI FUNDS MANAGEMENT LTD0.0037.6419.4643.02%0.0056.50%28.9714.12%0.6615.08

Auto-generated based on historical fundamentals; not a recommendation to buy/sell.

Spandana Sphoorty Finance Financials

Full statement

Income Statement · Consolidated

Income Statement · Consolidated — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Revenue--------
Other Income₹42.37₹68.93₹110.21₹76.28
Total Revenue₹1,066.33₹2,424.09₹2,510.78₹1,477.03
Total Expenses₹1,991.81₹3,802.89₹1,840.21₹1,459.21
Profit Before Tax-₹925.48-₹1,378.80₹670.57₹17.82
Tax-₹226.33-₹343.64₹169.85₹5.43
Profit After Tax-₹699.15-₹1,035.16₹500.72₹12.39
EPS - Basic-₹91.01-₹145.17₹70.42₹1.74
EPS - Diluted-₹91.01-₹145.17₹69.38₹1.74

Cash Flow · Consolidated

Cash Flow · Consolidated — all values in INR Crore
ParticularsMar 2025Mar 2024Mar 2023Mar 2022
Profit before tax-₹1,378.80₹670.76₹17.82₹96.87
Income before WC changes-₹1,205.63₹583.46₹546.45₹552.71
Change in Assets₹5,052.46-₹3,242.72-₹2,683.48₹641.65
Change in Liabilities-₹109.44₹95.73₹7.30-₹114.67
Change in WC₹4,943.02-₹3,146.99-₹2,676.18₹526.98
Cash flow from Operations₹3,668.52-₹2,678.67-₹2,171.05₹862.58
Cash flow from Investing-₹119.21-₹171.50-₹175.25₹36.22
Cash flow from Financing-₹3,711.63₹3,434.83₹2,432.51-₹1,306.82
Total Cash Flow-₹162.32₹584.66₹86.21-₹408.03
Cash (Start of the year)₹1,398.29₹813.63₹727.17₹1,135.20
Cash (End of the year)₹1,235.97₹1,398.29₹813.38₹727.17

Balance Sheet · Consolidated

Balance Sheet · Consolidated — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Non-Current Assets₹4,715.59₹6,344.79₹11,311.18₹8,193.03
Current Assets₹1,530.78₹2,148.74₹2,071.36₹1,189.58
Total Assets₹6,246.37₹8,493.53₹13,382.54₹9,382.61
Current Liabilities₹174.07₹204.62₹313.04₹373.86
Net Current Asset₹1,356.71₹1,944.12₹1,758.32₹815.72
Non-Current Liabilities₹3,942.73₹5,655.63₹9,424.61₹5,909.50
Equity Capital₹2,129.57₹2,633.28₹3,644.89₹3,099.25
Total Equity & Liabilities₹6,246.37₹8,493.53₹13,382.54₹9,382.61

Income Statement · Standalone

Income Statement · Standalone — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Revenue--------
Other Income₹35.61₹64.47₹107.15₹65.79
Total Revenue₹942.20₹2,245.19₹2,406.91₹1,394.45
Total Expenses₹1,767.55₹3,519.04₹1,780.89₹1,376.20
Profit Before Tax-₹825.35-₹1,273.85₹626.02₹18.25
Tax-₹201.30-₹317.11₹158.14₹5.91
Profit After Tax-₹624.05-₹956.74₹467.88₹12.34
EPS - Basic-₹81.24-₹134.18₹65.81₹1.74
EPS - Diluted-₹81.24-₹134.18₹64.84₹1.74

Cash Flow · Standalone

Cash Flow · Standalone — all values in INR Crore
ParticularsMar 2025Mar 2024Mar 2023Mar 2022
Profit before tax-₹1,273.85₹626.02₹18.25₹64.59
Income before WC changes-₹1,163.04₹627.10₹533.31₹504.81
Change in Assets₹5,119.37-₹2,842.76-₹2,554.66₹625.11
Change in Liabilities-₹110.73-₹10.76₹5.51-₹103.94
Change in WC₹5,008.64-₹2,853.52-₹2,549.15₹521.16
Cash flow from Operations₹3,782.97-₹2,327.13-₹2,052.52₹819.90
Cash flow from Investing-₹200.21-₹257.16-₹177.62₹44.87
Cash flow from Financing-₹3,761.34₹3,159.48₹2,316.51-₹1,271.56
Total Cash Flow-₹178.58₹575.19₹86.37-₹406.79
Cash (Start of the year)₹1,385.55₹810.36₹723.99₹1,130.78
Cash (End of the year)₹1,206.97₹1,385.55₹810.36₹724.00

Balance Sheet · Standalone

Balance Sheet · Standalone — all values in INR Crore
ParticularsMar 2026Mar 2025Mar 2024Mar 2023
Non-Current Assets₹4,714.40₹5,925.87₹10,826.98₹8,004.89
Current Assets₹1,462.51₹2,082.11₹2,042.60₹1,180.75
Total Assets₹6,176.91₹8,007.98₹12,869.58₹9,185.64
Current Liabilities₹158.91₹188.57₹476.80₹373.04
Net Current Asset₹1,303.60₹1,893.54₹1,565.80₹807.71
Non-Current Liabilities₹3,824.25₹5,196.64₹8,836.79₹5,769.43
Equity Capital₹2,193.75₹2,622.77₹3,555.99₹3,043.17
Total Equity & Liabilities₹6,176.91₹8,007.98₹12,869.58₹9,185.64
* All values are in INR Crore
Qty
Bid
0
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Ask
Qty
0
0
0
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Bid Total: 0
Ask Total: 0
Buy orders: 0%
Sell orders: 0%
Bearish
2
Neutral
4
Bullish
2
Neutral
by SEBI experts
Expert Pick
EXPPICK
Stop-loss
Entry price
Target
Indicator
Value
Verdict
RSI (14)
36.66
Neutral
ATR (14)
6.75
Neutral
STOCH(9,6)
18.44
Bullish
STOCH RSI (14)
22.13
Neutral
ADX(9)
26.37
Bearish
UO(9)
37.4
Neutral
ROC(12)
-1.59
Bearish
WillR(14)
-81.56
Bullish
Period
Simple value
Exponential vaue
5D
238.84
238.26
10D
240.88
240.55
20D
244.04
245.74
50D
266.88
254.69
100D
257.1
255.58
Volume trend — traded volume by day
4 Sep0L
3 Sep0L
2 Sep0L
1 Sep1L
31 Aug0L
28 Aug0L
Average0L

Technical indicators used here are for indicative purposes only. Kindly do not treat it as an investment or trading advice

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Spandana Sphoorty Finance share price data is sourced from NSE/BSE and may be delayed. It is displayed for informational purposes only and does not constitute investment advice or a recommendation to buy or sell.

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