Pradhan Mantri Matru Vandana Yojana (PMMVY) 2023: Login & Scheme

The Pradhan Mantri Matru Vandana Yojana (PMMVY) is a government scheme introduced in 2017 by the Ministry of Women and Child Development to provide support for pregnant women above the age of 19 years for their first living child.

The PMMVY scheme plays a significant role in enabling the child and the mother to get proper care and benefits during the critical period during and post-pregnancy. As part of the scheme, a cash benefit of INR 5000 is directly credited into the pregnant woman's post office account, bank account, or lactating mother in three timely installments.

This monetary benefit for the family ensures proper care of the mother's and child's health condition, uplifting the overall health and well-being of the mother and the child.

Keep reading to understand the critical aspects of the Pradhan Mantri Matru Vandana Yojana and get answers to some of the most asked questions about this government maternity scheme. 

Highlights of the Pradhan Mantri Matru Vandana Yojana

Scheme Name: Pradhan Mantri Matru Vandana Yojana

Who is it for?

Lactating mothers and pregnant women having their first child are not covered under any paid maternity scheme.

The target for this scheme is women from marginal communities who do not receive any benefits which are provided by private institutions, public sector undertakings (PSU), or state or central government employee benefits. 

What is the benefit?

The eligible mother will get INR 5000, paid in three installments. The payment is divided into INR 1000, INR 2000, and INR 2000, respectively.

Each installment is disbursed only when the conditions for the scheme are met at each stage.  

Implementation Platform:

The Pradhan Mantri Matru Vandana Yojana is implemented by the Ministry of Women and Child Development and can even be accessed online using the PMMVY scheme website.

The Need for Pradhan Mantri Matru Vandana Yojana

As per several medical reports, a mother needs to take proper nutrition and care during pregnancy and in the first 28-days post-pregnancy, when the health of the mother and the child are critical. The first 28-day period of a newborn is critical for preventing any maternal or newborn complications, as is the importance of proper care during the ninth month of pregnancy. 

Unfortunately, a majority of women in India are malnourished or anaemic, which can be a critical risk to the child's health. Both mother and child need proper care and a nutritious diet during this critical phase of pregnancy.

However, due to poverty and inadequate financial planning, the health of the mother and child is often at risk. In several cases, even after pregnancy, women resume working before fully recovering, leading to other health complications.

Financial aid during this crucial period helps add much-needed funds for the woman's health and allows her to rest and recuperate post-pregnancy properly.

The PMMVY scheme plays a crucial role in helping improve the condition of women and children, given that India has one of the highest child mortality rates in the world. As per records by UNICEF, 46% of all maternal deaths and 40% of neonatal deaths happen during the first 24 hours after childbirth.

In India, nearly 3.5 million babies are born too early, 1.7 million are born with congenital disabilities, and one million newborns remain at a high risk of death, stunting, or development delay. With proper care and the right nutrition, several of these cases can be minimized, lowering any risk posed to the mother or the child.

What is the Pradhan Mantri Matru Vandana Yojana?

The PM Matru Vandana Yojana or PMMVY scheme loosely translates to the Prime Minister's scheme for mother's worship. This scheme was announced on 31st December 2016 and came into effect on 1st January 2017 across all districts in India.

It aims to improve the nourishment of mothers and their children, providing monetary compensation to the family. As part of the Pradhan Mantri Matru Vandana Yojana, the pregnant mother or lactating mother gets partial compensation for loss of wages in terms of cash incentives of INR 5000, which is paid in three installments.

These funds get credited into the bank account or post office account of the eligible woman and are disbursed in the following pattern:

• The first installment of INR 1000 is paid to the woman when the pregnancy is registered with an approved healthcare facility or at an Anganwadi Center managed by the State of the Union Territory of India.
• The second installment of INR 2000 is paid after the completion of 6-months of pregnancy, provided that the expecting mother has undertaken at least one Ante-Natal Checkup (ANC).
• The third installment of INR 2000 is paid after the child is born and the birth has been registered. The scheme also requires the child to receive critical vaccinations and health checkups such as OPV, BCG, Hepatitis-B, DPT vaccines, and other equivalents.

The Objective of the Pradhan Mantri Matru Vandana Yojana

The PMMVY scheme comes under the Women and Child Development Ministry of India and aims at the following:

• Giving partial cash incentive for the woman to help cover wage loss and get proper rest before and after delivery.
• Ensuring the expecting mother has the funds to sustain and take additional nutrition and care during pregnancy.

Who Is Eligible to Be a Beneficiary of the Pmmvy Scheme?

The PMMVY benefits are extended to the following beneficiaries:

• All Pregnant Women or Lactating Mothers, excluding those in regular employment with either the Central Government, the State Government, or Public Sector Unit (PSU), or any other institutions that extend similar benefits under any law.
• All pregnant or lactating mothers who have their pregnancy on or after 1st January 2017 for the birth of their first child in the family.
• The woman can be compensated under this scheme only once.

In addition to these criteria, the eligibility criteria for the PMMVY requires that:

• The expecting woman or lactating mother is an Indian citizen.
• The woman should be employed before the pregnancy period and has experienced a wage loss due to pregnancy.
• The woman is not covered under any paid maternity scheme, whether government or private sector scheme.

In case of an unfortunate event where there is a miscarriage or stillbirth:

• The beneficiary would have received the first installment already or the first two installments (as this is paid once the mother registers her pregnancy with a health facility or an Anganwadi centre). So the second and the third installment will be paused and will be disbursed in the event of a future pregnancy to ensure that the benefits are carried forward (which means that in the second pregnancy, the expecting mother will receive only the sum mentioned in the second and third installment)
• The benefits of the Pradhan Mantri Matru Vandana Yojana can be availed only once. So if the beneficiary has already received all three installments (under rare circumstances since the third installment will be disbursed after the child's birth is registered) and experienced a miscarriage or stillbirth, the scheme is not applicable for the expecting mother during her subsequent pregnancy.

Key Benefits of the PMMVY Scheme

The PMMVY benefits include the following:

Financial Benefits

The Pradhan Mantri Matru Vandana Yojana provides financial benefits for the mother during her pregnancy can be claimed as follows:

• The first installment disbursed when pregnancy is registered (should be done 150 days from the last menstrual date) - INR 1000
• The second installment, which is raised after six months after the pregnancy is registered - INR 2000
• The third installment, which is disbursed after childbirth - INR 2000

Nutritional Benefits

Pregnant women or lactating mothers need extra care and nutrition to sustain and provide proper care for the newborn. The mother should consume at least 200 calories per day and follow the diet as prescribed by the doctor based on her height and weight.

It is also recommended that the newborn be breastfed for the first 180 days after childbirth, which helps appropriately nourish the infant. The PMMVY scheme takes care of these additional needs of the mother and the baby. 

Janani Suraksha Yojana (JSY)

Under the Janani Suraksha Yojana scheme, the pregnant woman can receive incentives for institutional delivery.

This Pradhan Mantri Matru Vandana Yojana provides women with financial assistance of INR 500 per birth for up to two pregnancies under the National Rural Health Mission (NHM).

How to Apply for the Pradhan Mantri Matru Vandana Yojana

To avail of the benefits as part of the Pradhan Mantri Matru Vandana Yojana, the following steps need to be followed:

• The pregnant woman should register under the scheme at an Anganwadi Center (AWC) or approved health facility, which the implementing department recognizes for that particular state of Union Territory.
• To register for Pradhan Mantri Matru Vandana Yojana, the woman has to submit Form 1A in the prescribed format, filled and signed by the pregnant woman and the husband at the Anganwadi Center or approved healthcare facility. This form is available at these centres or can be downloaded from the PMMVY website.
• The Aadhaar Card details of the expecting parents have to be provided at the time of registration as this will be used to credit the funds to the bank account or post office account associated with that Aadhaar card.
• Other documents required for the registration of Pradhan Mantri Matru Vandana Yojana should be provided as applicable.These include - written consent of the woman and her husband, contact information of the close family of the expecting mother or her husband, bank account/post office account details of the woman beneficiary, identity proof of the woman and her husband, and a copy of Mother and Child Protection Card (MCP Card). This card can be availed at the Anganwadi or healthcare facility.
• After the registration process is completed, an acknowledgment is provided by the Anganwadi Center or approved healthcare facility where the pregnancy was registered. This acknowledgment needs to be kept safely, as it will help make future processes hurdle free. 

Another way to get the benefits of the PMMVY scheme is to register online. For this, one can follow this simple process:

• Log in to the PMMVY website using the login details of the scheme facilitator (AWC or approved health facility).
• Click the 'New Beneficiary' tab and download the Beneficiary Registration Form (Application Form 1A).
• Fill out the form and complete the instructions as provided on the PMMVY website.
• After six months of pregnancy, log in using the registration details and click on the 'Second Installment' tab. Next, fill out Form 1B and follow the instructions on the website to receive the funds.
• Post the child's birth, log in to the website again, and click on the 'Third Installment' tab. Now fill out Form 1C and submit it by completing the required instructions. 

After completing these steps, you will receive all the installments in the beneficiary's bank account. 

List of Documents Required for the PMMVY Scheme

The list of documents that will be required for each step of the PMMVY scheme includes the following:

First Installment

• Duly Filled Form 1A Application
• Copy of MCP Card
• Copy of Identity Proof (PAN Card / Voter ID / Aadhaar Card)
• Copy of bank account or post office account passbook

Second Installment

• Duly Filled Form 1B Application
• Copy of MCP Card

Third Installment

• Duly Filled Form 1C Application
• Copy of MCP Card
• Copy of Adhaar Card
• Copy of the Birth Certificate of the child

Recent Updates to the Pradhan Mantri Matru Vandana Yojana (PMMVY)

Although the centrally sponsored scheme has been well received, the Minister of Women and Child Development, Smt. Smriti Zubin Irani mentioned some critical updates to the Pradhan Mantri Matru Vandana Yojana in the Lok Sabha session on 25th March 2022. The updates to the scheme include the following:

• The PMMVY scheme is now revamped under Mission Shakti, which provides benefits of safety, security, and empowerment to women.
  This change enforces that there is no need for written consent and the Aadhaar of the husband anymore, which was mandatory previously. This change ensures that the scheme is more inclusive for single and abandoned mothers as well. 
• A maternity amount of INR 6000 will also be provided as part of this scheme for the second pregnancy. However, this amount will be disbursed only if the second child is a girl to discourage pre-birth sex selection and encourage the birth of a girl child. 

PMMVY Beneficiary Status Check Online

It is easy to check the beneficiary status online for Pradhan Mantri Matru Vandana Yojana. To do this, log in to the PMMVY web portal with the help of the credentials of authorized personnel.

Then, you can search the status of a beneficiary using the PPMVY scheme card or use the personal identification number of the beneficiary, which can include PAN Card number, Aadhaar card number, or other to check the status of each installment, claim settlement, and further details of the scheme. 

FAQ

Who is eligible under the PMMVY?

The Pradhan Mantri Matru Vandana Yojana (PMMVY) is a maternity benefit scheme that is implemented nationwide and is in accordance with the provision of the National Food Security Act 2013. The scheme can be availed by any woman who is:

• A citizen of India
• Employed before she conceived the pregnancy
• Not covered under any paid maternity scheme benefit

Is the PMMVY applicable only for the first child?

Yes. The PMMVY scheme benefits can be availed only once and are ideally applicable only during the first childbirth.

However, in case of an unfortunate event where the child is stillborn, or there is a miscarriage, the installments pending (second installment and third installment) can be carried forward and availed during the next childbirth.

How can I check the PMMVY status online?

PMMVY beneficiary status checks online can be done using the PMMVY website. To do this, you will require the credentials of authorized personnel. You can search the beneficiary status based on the PMMVY scheme card of a personal identification number (Aadhaar Card / PAN Card). 

Is the benefit under PMMVY continued in case of the death of the child?

Unfortunately, the benefits of the PMMVY scheme are not extended in case of miscarriage or stillbirth. In this case, the third installment will not be disbursed to the mother's account.

However, in case of the subsequent pregnancy, the mother can avail of the benefit and receive the remaining installment. (Remember that here only the third installment, i.e., INR 2000, can be availed)

How is the Pradhan Mantri Matru Vandana Yojana (PMMVY) implemented?

The PMMVY scheme is implemented primarily through Anganwadi Centers or registered healthcare institutions. Anganwadi centres have a deep penetration even in the remote villages of India, and ASHA workers are assigned the responsibility of helping first-time mothers available the benefits of this scheme.

The Pradhan Mantri Matru Vandana Yojana is also managed under the Ministry of Women and Child Development, which both central and state governments closely monitor.