April 26, 2023

IDBI Bank Mobile Banking & How to Activate: Login, Registration, & App

With an intent to provide convenient and hassle-free banking services, IDBI Bank has launched its mobile banking app GO Mobile+. With IDBI mobile banking you can opt for a hassle-free and seamless fund transfer, account enquiry, bill payments, and much more. Moreover, this app is safe and developed with easy features. Check out the following sections till the end to know the features, benefits, and services of this app in detail!

What are the Features of IDBI Mobile Banking?

IDBI mobile banking app, GO Mobile+ App, is available on Apple App Store and Google Play. If you are an IDBI bank account holder, you can download this app to continue hassle-free mobile banking. Take a look below to know the essential features of IDBI mobile banking App:

Multiple Banking Services

Like any other mobile banking app, GO Mobile+ offers you multiple banking facilities as follows:
  • You can use it to check your account balance, mini-statement, account statement, and details.
  • Use it for transferring funds through IMPS, MMID, and NEFT.
  • Recharge your prepaid mobiles, DTH, and OTT subscriptions and pay your bills using GO Mobile+.
  • You can check your Demat holdings as well as transaction details.
  • Use it for raising Aadhaar linking requests.
  • You can also use it for controlling Debit Card features such as hotlisting, setting the card on or off, etc.
  • Register for receiving account statements via mail.
  • You can request a Cheque Book through mobile banking.

Advanced UI

IDBI mobile banking app features an updated user interface which helps in an optimised and personalised service. It is designed with multiple features and icons for better accessibility. Moreover, you can personalise the home screen with your picture and change the display theme as per preference.

Operate Multiple Accounts

You can manage multiple accounts with a single login through this mobile banking app. Multiple accounts do not refer to different bank accounts. It means all your IDBI Bank relationships like a bank account, Demat account, credit cards, etc., can be managed through this single app.

Additional Features

This application brings you some more options other than the general features. You can find Products, Calculators, Interest Rates, Apply Now, Contact Us, etc., options on the pre-login screen.

How to Register for IDBI Mobile Banking?

You can register for IDBI mobile banking in the following two ways:

SMS

  • You can register your mobile number by sending a simple SMS.
  • Type MBREG and send it to 9560853000.
  • Your mobile number will be soon registered for mobile banking, and you can activate it shortly.

Channel Registration Form

  • Visit IDBI Bank’s official website and download the Channel Registration Form
  • Fill up the necessary details as per requirement.
  • Submit the registration form to the nearest IDBI Bank branch.
  • Once the registration procedure is carried out successfully, you will receive an activation message on the registered mobile number.
  • Visit www.idbi.com and create your password by clicking on ‘Set Password Online’.
  • Finally, visit m.idbibank.com for IDBI mobile banking login.

How to Activate IDBI Mobile Banking?

Here are the steps to follow for activating IDBI mobile banking on your smartphone:
  • Download the GO Mobile+ app and install it on your smartphone.
  • Click on ‘Activate App’
  • Enter your Customer ID for verification.
  • An SMS will be sent from the app to verify your registered mobile number.
  • Set your MPIN after the verification process is done.
  • Enter your Customer ID and MPIN on the login page.
  • Authenticate your bank account by feeding our Net Banking or Debit Card credentials.
  • After IDBI mobile banking activation and details validation, you can log in to the app and receive the SMS confirmation.

What are the Benefits of IDBI Mobile Banking?

Mobile banking has been quite popular in today's busy world. People these days hardly get time to visit the bank. Thus, mobile banking serves a lot to facilitate banking operations as per your convenience. Here are some of the benefits of IDBI mobile banking:
  • It is time-saving and easy to use.
  • You can conduct all banking operations like checking account balances, deposit enquiries, chequebook requests, etc.
  • You can select your preferred language from multiple options.
  • Helps you transfer funds easily in a few clicks.
  • You can get the nearest branch’s location easily from this app.
  • Services provided by this app are not chargeable.

What are the Do’s and Dont’s of IDBI Mobile Banking?

Here are some of the points you must carefully consider while using the IDBI mobile banking app:
  • Your password must be strong enough to stay protected against safety breaches. Make sure you use special characters and alphanumeric words to enhance its strength.
  • Keep your mobile secured with a unique password and don't share it with anyone.
  • Always log out from the mobile banking app after completing your transaction.
  • Keep on changing the password frequently to ensure added safety.
  • In case of phone loss or theft, report it immediately to the nearest police station.
Here are some of the practices you must avoid while using the IDBI mobile banking app:
  • Avoid sharing your ID password with anyone and do not write it anywhere.
  • Do not add an unknown account to the beneficiary.
  • Avoid using public Wi-Fi or other shared networks for bank transactions.
  • Do not entertain hoax calls, emails, or SMS.
  • Do not change your contact information without informing the bank.

Bottom Line

So, IDBI bank account holders can now conduct banking operations conveniently by downloading the mobile banking app. IDBI mobile banking app is a user-friendly tool offering easy access to hassle-free financial services. However, make sure you follow the guidelines properly while using this app for safe and secure transactions.

Never miss a trading opportunity with Margin Trading Facility

Enjoy 2X leverage on over 900+ stocks

Upstox Margin Trading Facility
Apple Logo
Downloadlogo
iOS App
Google Play Logo
Downloadlogo
Android App

RELATED ARTICLES

What is a Bank Account Number in India & How to Know It Online from Mobile Number

Bank Account is nothing but a financial account maintained by the bank or any other financial institution to assist the financial transactions made between the bank and the customer. It links the bank account holder to the bank so that all transactions can be recorded. There are different kinds of bank account offered by the bank that comes with different set of terms and conditions. Some common types of bank accounts are savings accounts, deposit accounts, current accounts, loan accounts and so on. Bank customers can open more than one account depending on their needs. Funds are deposited with the bank by the account holder under the bank account. These deposit funds are a liability for the bank but an asset of the depositor, which can be claimed anytime. In the case of Loan accounts, Bank lends some of its deposited money to its loan account holders or third party on interest. It is exactly the opposite of what deposit accounts do. A loan account serves as an asset for the bank but a liability for the depositor.

NEFT Holidays 2022

Just to simply know about a forthcoming event, gives us a sense of control, sense of preparedness to deal with the event as and when it occurs and some peace of mind, isn't it?. Be it your weekly weather forecast report or monthly sales target or festival holidays or your bank holiday list, knowing the details in advance gives you 'inner peace'. In the context of banking, even though we are in era of digital banking which allows every time, everywhere banking wherein customers can avail services 247365 with just a click, knowing that your bank branch would remain closed on certain days is helpful, is useful to us. Let us take a look at the NEFT holiday list, as a precursor to that, let us understand the concept of the digital banking transaction/payment channel, NEFT (National Electronic Funds Transfer). Introduced in November 2005 by the RBI, NEFT allows retail customers across India to transfer funds electronically from one NEFT bank branch enabled account to either the same or any other bank within India. The NEFT service is available 24x7 ( with effect from Dec 16, 2019 as per RBI guidelines). There is no need to visit the bank branch as NEFT transfers are made through digital channels (net banking and mobile banking) everytime, everywhere, everyone. Besides, the NEFT facility can also be availed for making credit card payments and for payment of loan EMI.

PNB Passbook - mPassbook: App Download, Login, & Online

The savings account of PNB comes with the option of online banking facilities. Today PNB bank account holders can easily check their bank account statements through the dedicated banking app. But if you are looking for a conventional approach, you might consider checking account statements from the PNB passbook. It is a paper book that holds information of the account holder about financial activity taking place through their accounts. To have a detailed idea about the PNB passbook, check out the following sections.

Reserve Bank of India - RBI Holidays -2022

Remember ! your good old school calendar in which our favourite page was the list of holidays chalked out at the beginning of each academic year. Just knowing this piece of information meant so much to us. Similarly, within the banking sector, the Reserve Bank of India ( RBI) is the apex body which publishes a detailed list of bank holidays, national and state-wise at the beginning of each calendar year. The RBI, India’s Central bank, also called as the banker’s bank key responsibility is to regulate and supervise the monetary and other banking policies of the financial sector which comprises financial institutions, commercial banks, non-banking financial companies. As an extension to its core responsibilities, the RBI publishes a list of holidays at the beginning of each calendar year. As per the holiday list, whether it is national specific or regional specific, banks would not be operational on those dates. Say for example: Republic Day, Independence Day, and Gandhi Jayanti are the only three National holidays; all other holidays are state-specific. For example: Banks remained closed on September 7-8, 2022 in Kerala for the Onam and Thiruvonam respectively. There will be a bank holiday on September 26, 2022 in Jaipur and Imphal for Navratri Sthapna. This comprehensive list of holidays is in addition to weekend Sunday holidays as well as alternate second and fourth Saturdays holidays during which all Banks across India remain closed. Consequently, the Banks across India would remain open on the 1st, 3rd and 5th Saturdays of every month (as per the notification of the RBI dated 28th August, 2015). The main purpose of declaring this comprehensive holiday list ( details given in Annexure) in advance at the beginning of each calendar year is to make you aware of the impending holidays so that you can plan your banking transactions accordingly with minimal stress. Consequently, it is mandatory for every bank across the Central / State Governments / Union Territories to follow the guidelines issued by RBI. Just to delve a bit deeper, this comprehensive list of holidays published by RBI is categorised as: - State-wise celebrations - Religious holiday - Festival celebrations and the basis of these holidays is governed by: - Holiday under Negotiable Instruments Act Real Time Gross Settlement Holiday - Banks’ Closing of Account The RBI holiday list is applicable to traditional banking transactions. As an netbanking and mobile banking customer, you can access your account 247365. You can also transact through NEFT payment service which is also available for 24×7365 (including bank holidays). However, in case of RTGS ( Real Time Gross Settlement) payment process, the 2nd and 4th Saturdays and all Sundays in a month are RTGS Holidays for every bank in India as per RBI guidelines. Besides, there is a list of additional RTGS holidays 20222 (apart from the already given holidays on 2nd & 4th Saturdays and every Sunday).