Written by Sachin Gupta
Published on June 29, 2026 | 8 min read
Electricity has become an essential part of our daily lives, but rising electricity bills are increasing everyone’s monthly expenses. At the same time, India is promoting the use of clean and renewable energy to decrease dependence on traditional power sources. To achieve these goals, the Government of India launched the PM Surya Ghar Muft Bijli Yojana on February 13, 2024, with a total allocation of ₹75,021 crore.
With the help of this government solar panel scheme, individuals can avail of financial assistance in the form of a subsidy after the installation of rooftop solar panels. If you are planning to install solar panels at home, read this article to know everything about the PM Surya Ghar Muft Bijli Yojana, including subsidies, the online application process, and more.
Launched by the central government, the PM Surya Ghar Muft Bijli Yojana promotes the installation of rooftop solar panels in residential homes across the country. The scheme aims to make solar energy affordable and accessible for ordinary households. The eligible households receive financial aid from the government under this government scheme.
After the installation of rooftop solar panels, they will start generating electricity from sunlight, which can be used to power household appliances such as fans, lights, TVs, refrigerators, and even ACs.
One of the most significant benefits of this government solar scheme is that it enables households to minimise their dependence on traditional sources of electricity. In case the solar system produces excess electricity compared to the household demand, the surplus energy could be sent back into the electricity grid using a net meter based on the DISCOM rules.
The main attraction of the government solar scheme is the subsidy provided by the government. The PM Surya Ghar Muft Bijli Yojana subsidy helps individual households lower the rooftop solar installation cost and helps middle-class households afford rooftop solar. It is crucial to note that the subsidy amount depends on the capacity of the solar panel system. Here is the breakdown of rooftop solar panel subsidies:
| Solar Capacity | Central Subsidy |
|---|---|
| 1 kW | Up to ₹30,000 |
| 2 kW | Up to ₹60,000 |
| 3 kW and above | Up to ₹78,000 |
Let us understand this with an example: if a household installs a 3 kW rooftop solar system, then they may receive a subsidy of up to ₹78,000 subject to meeting various conditions. It is important to note that if the rooftop solar system exceeds a 3 kW capacity (such as a 5 kW or a 10 kW system), the PM Surya Ghar Muft Bijli Yojana subsidy will still be limited to ₹78,000.
Once the installation is complete and after proper inspection, the subsidy amount is credited to the bank account of the beneficiary through the Direct Benefit Transfer (DBT) system.
Not every electricity consumer is eligible for the PM Surya Ghar Muft Bijli Yojana. The scheme was launched for the residential households that own a suitable rooftop for the installation of solar panels.
In order to apply for the scheme, one must meet the following conditions:
Before the rooftop solar installation, the local electricity distribution company (DISCOM) checks the technical feasibility of rooftop solar.
One can follow the below-mentioned steps to apply for the PM Surya Ghar Muft Bijli Yojana through a dedicated online portal:
Step 1: Visit the official PM Surya Ghar portal and register using your mobile number.
Step 2: After successful registration, navigate to the PM Surya Ghar Muft Bijli Yojana consumer login section. After logging in , fill out the application form with your personal and rooftop details.
Step 3: Carefully review the information and submit your PM Surya Ghar Muft Bijli Yojana application.
Step 4: Now, your local DISCOM will do a technical feasibility assessment before the installation of rooftop solar systems.
Step 5: Post approval from DISCOM, select an approved solar installation company from the approved vendors list.
Step 6: Get your rooftop solar installed by the approved vendor.
Step 7: After installation, your DISCOM will inspect the system to ensure the required conditions are met, and a net meter will be installed after approval.
Step 8: After the successful installation and commissioning process, the subsidy amount will be directly transferred to your bank account using the DBT process.
The PM Surya Ghar Muft Bijli Yojana consumer login portal acts as your personal dashboard throughout the application process. Once you log into the consumer login portal, you will be able to manage all processes related to your rooftop solar application.
Through the consumer login portal, you will be able to:
Ensure that you have the following documents ready before you apply for the PM Surya Ghar Muft Bijli Yojana:
Also Read: Pradhan Mantri Jeevan Jyoti Bima Yojana: A Comprehensive Guide
The government solar panel scheme provides various benefits for households, from reducing electricity bills to promoting clean energy. Here are some of the key benefits:
The PM Surya Ghar Muft Bijli Yojana is one of the most significant government solar schemes in India for residential households. The scheme makes rooftop solar affordable through its financial assistance of up to ₹78,000, simplified online processes, and long- term savings on electricity bills.
PM Surya Ghar Muft Bijli Yojana is a Government of India scheme that provides financial assistance to residential households for installing rooftop solar panels, helping reduce electricity bills and promote clean energy.
Indian residents who own a residential property with a suitable rooftop and have a valid electricity connection can apply, subject to the scheme's eligibility conditions and DISCOM approval.
You can complete the PM Surya Ghar Muft Bijli Yojana apply online process by registering on the official portal, submitting your application, obtaining DISCOM approval, selecting an approved vendor, and completing the installation.
Eligible households can receive a central subsidy of up to ₹78,000, depending on the capacity of the rooftop solar system installed.
The consumer login is an online dashboard where applicants can submit applications, upload documents, track their application status, and check subsidy updates.
The vendor login is meant for empanelled solar installation companies to manage customer projects, upload installation details, and complete the documentation required for subsidy processing.
Yes. To remain eligible for the government subsidy, you should install your rooftop solar system through an empanelled vendor listed on the official PM Surya Ghar portal.
Most rooftop solar panels have a lifespan of 25 years or more and require minimal maintenance, making them a reliable long-term investment for homeowners.
About Author
Sachin Gupta
Senior Sub-Editor
is a seasoned financial writer with over eight years of experience across global markets, including Australia, the UK, and New Zealand. He specialises in simplifying complex financial concepts, making them accessible and engaging for a wide range of readers. When he’s not writing or traveling, he can often be found exploring the mountains, drawing inspiration from the calm and clarity of the outdoors.
Read more from SachinUpstox is a leading Indian financial services company that offers online trading and investment services in stocks, commodities, currencies, mutual funds, and more. Founded in 2009 and headquartered in Mumbai, Upstox is backed by prominent investors including Ratan Tata, Tiger Global, and Kalaari Capital. It operates under RKSV Securities and is registered with SEBI, NSE, BSE, and other regulatory bodies, ensuring secure and compliant trading experiences.
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