How to Find Demat Account Number from PAN Card?

If you have a demat account but cannot find your account number (BOID) or want to identify the demat accounts registered under your PAN. You can check this information online using your PAN number.

In India, a demat account is linked to your PAN, which serves as a unique identifier for financial transactions.

This article explains how to find your demat account number using your PAN, highlights the available online methods and platforms, and answers common questions.

What is a Demat Account Number?

A demat account number is a unique identification number assigned to an investor’s account with a depository. In India, demat accounts are maintained through two central depositories, NSDL and CDSL, through Depository Participants (DPs) such as banks and stockbrokers.

The format of the demat account number depends on the depository where your account is maintained. NSDL generally identifies an account through a combination of the DP ID and Client ID, while CDSL generally uses a 16-digit Beneficiary Owner ID (BO ID).

The demat account number is different from your PAN. A PAN identifies the investor for tax and regulatory purposes, whereas the demat account number identifies the demat account that holds the investor’s securities.

Is PAN mandatory for opening a demat account?

Yes, PAN is mandatory to open and maintain a demat account in India. It serves as an important identification document during the demat account-opening and Know Your Customer (KYC) processes.

Your PAN helps the depository participant and other authorised financial intermediaries verify your identity and maintain regulatory records. It can also help you locate account information when you have forgotten details such as your demat account number.

Enter PAN details carefully when opening a demat account, as incorrect information can create difficulties during verification and account servicing.

How Do I Find Demat Account Number Using PAN?

There are several methods to find your demat account number. However, for a PAN holder looking for a demat number, the NSDL and CDSL online route is preferred.

1. Through NSDL and CDSL Consolidated Account Statement (CAS)

You can use your PAN to access your CAS, which includes your demat account details.

Here is the step-by-step process:

• Visit the NSDL CAS portal.
• Select “Login with PAN.”
• Enter your PAN, date of birth, and captcha.
• Verify your details using the OTP sent to your registered mobile number or email.
• Download the CAS to check your demat account number.

Similarly, you can also access your CDSL CAS through the CDSL website and select the CAS option.

2. Through Your Broker’s (DP) Platform

You can also find your demat account details through your stockbroker’s website or app.

Here are the steps:

• Log in to your broker’s website or app.
• Go to Profile, Account Details, or a similar section.
• Look for your 16-digitdDemat account number.

3. Check the Demat Account Opening Welcome Email

When you open a demat account, your broker usually sends a welcome email or account-opening letter containing your demat account number and DP ID.

Search your email inbox for messages from:

• Your stockbroker
• NSDL
• CDSL

4. Contact Customer Support or Visit Branch

If you cannot find your demat account number online, contact your depository participant or visit their branch. You may need to provide your PAN and other details to verify your identity before they share your demat account information.

Can I search all demat accounts linked to my PAN?

Yes. You can check the demat accounts linked to your PAN by downloading a CAS. The CAS combines details of all your demat accounts held with NSDL and CDSL into a single statement. It also includes your mutual fund holdings linked to the same PAN, making it an easy way to view all your investments in one place.

FAQs

• How can I find my emat account number with PAN?

You can use the CDSL or NSDL CAS portal by logging in with your PAN number and verifying with an OTP to get your demat account number.

• What is the format of a demat account number?

A CDSL demat account number is 16 digits, while an NSDL demat account number is alphanumeric and starts with “IN” followed by a 14-digit number.

• What if I have multiple demat accounts with the same PAN?

Your PAN is linked to all your demat accounts. Therefore, your CAS report will show all active, linked accounts.

• What is the use of a Demat Account Number?

A demat account number is a unique number assigned to each investor. You need it to buy, sell, and transfer financial securities electronically.