April 26, 2023

Reserve Bank of India - RBI Holidays -2022

Remember ! your good old school calendar in which our favourite page was the list of holidays chalked out at the beginning of each academic year. Just knowing this piece of information meant so much to us.
Similarly, within the banking sector, the Reserve Bank of India ( RBI) is the apex body which publishes a detailed list of bank holidays, national and state-wise at the beginning of each calendar year.
The RBI, India’s Central bank, also called as the banker’s bank key responsibility is to regulate and supervise the monetary and other banking policies of the financial sector which comprises financial institutions, commercial banks, non-banking financial companies.
As an extension to its core responsibilities, the RBI publishes a list of holidays at the beginning of each calendar year.
As per the holiday list, whether it is national specific or regional specific, banks would not be operational on those dates.
Say for example: Republic Day, Independence Day, and Gandhi Jayanti are the only three National holidays; all other holidays are state-specific.
For example: Banks remained closed on September 7-8, 2022 in Kerala for the Onam and Thiruvonam respectively.
There will be a bank holiday on September 26, 2022 in Jaipur and Imphal for Navratri Sthapna.
This comprehensive list of holidays is in addition to weekend Sunday holidays as well as alternate second and fourth Saturdays holidays during which all Banks across India remain closed.
Consequently, the Banks across India would remain open on the 1st, 3rd and 5th Saturdays of every month (as per the notification of the RBI dated 28th August, 2015).
The main purpose of declaring this comprehensive holiday list ( details given in Annexure) in advance at the beginning of each calendar year is to make you aware of the impending holidays so that you can plan your banking transactions accordingly with minimal stress. Consequently, it is mandatory for every bank across the Central / State Governments / Union Territories to follow the guidelines issued by RBI.
Just to delve a bit deeper, this comprehensive list of holidays published by RBI is categorised as:
  • State-wise celebrations
  • Religious holiday
  • Festival celebrations
and the basis of these holidays is governed by:
  • Holiday under Negotiable Instruments Act Real Time Gross Settlement Holiday
    • Banks’ Closing of Account
The RBI holiday list is applicable to traditional banking transactions.
As an netbanking and mobile banking customer, you can access your account 247365.
You can also transact through NEFT payment service which is also available for 24×7*365 (including bank holidays).
However, in case of RTGS ( Real Time Gross Settlement) payment process, the 2nd and 4th Saturdays and all Sundays in a month are RTGS Holidays for every bank in India as per RBI guidelines. Besides, there is a list of additional RTGS holidays 20222 (apart from the already given holidays on 2nd & 4th Saturdays and every Sunday).

List of Holidays of RBI Regional Office Wise can check Below -

Holidays in January 2022
DateDayHoliday DescriptionRegional Office
1st January, 2022SaturdayNew Year’s DayAizawl, Chennai, Gangtok, Imphal, Shillong
3rd January, 202MondayNew Year’s Celebration/LosoongAizawl, Gangtok
4th January, 2022TuesdayLosoongGangtok
11th January, 2022TuesdayMissionary DayAizawl
12th January, 2022WednesdayBirthday of Swami VivekanandaKolkata
14th January, 2022FridayMakar Sankranti/Pongal/Imoinu IratpaAhmedabad, Chennai, Imphal
26th January, 2022WednesdayRepublic DayAll Regional Offices
Holidays in February 2022
DateDayHoliday DescriptionRegional Office
2nd February, 2022WednesdaySonam LochharGangtok
5th February, 2022SaturdaySaraswati Puja (Shree Panchami)/Basanta PanchamiAgartala, Bhubaneswar, Kolkata
15th February, 2022TuesdayBirthday of Md. Hazrat Ali/Lui-Ngai-NiImphal, Kanpur, Lucknow,
19th February, 202SaturdayChhatrapati Shivaji Maharaj JayantiBelapur, Mumbai, Nagpur
Holidays in March 2022
DateDayHoliday DescriptionRegional Office
1st March, 2022TuesdayMahashivratri (Maha Vad-14)Ahmedabad, Belapur, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Dehradun, Hyderabad, Jaipur, Jammu, Kanpur, Kochi, Lucknow, Mumbai, Nagpur, Raipur, Ranchi, Shimla, Srinagar, Thiruvananthapuram
3rd March, 2022ThursdayLosarGangtok
22nd March, 2022TuesdayBihar DiwasPatna
Holidays in April 2022
DateDayHoliday DescriptionRegional Office
2nd April, 2022SaturdayGudi Padwa/Ugadi Festival/1st Navratra/Telugu New Year’s Day/Sajibu Nongmapanba (Cheiraoba)Belapur, Bengaluru, Chennai, Hyderabad, Imphal, Jammu, Mumbai, Nagpur, Panaji, Srinagar
14th April, 2022ThursdayDr. Babasaheb Ambedkar Jayanti/Mahavir Jayanti/Baisakhi/Vaisakhi/Tamil New Year’s Day/Cheiraoba/Biju Festival/Bohag BihuAgartala, Ahmedabad, Aizawl, Belapur, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Dehradun, Gangtok, Guwahati, Hyderabad, Imphal, Jaipur, Jammu, Kanpur, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji
29th April, 2022FridayShab-I-Qadr/Jumat-ul-VidaJammu, Srinagar
Holidays in May 2022
DateDayHoliday DescriptionRegional Office
2nd May, 2022MondayRamjan-Eid (Eid-UI-Fitra)Kochi, Thiruvananthapuram
9th May, 2022MondayBirthday of Rabindranath TagoreKolkata
Holidays in June 2022
DateDayHoliday DescriptionRegional Office
2nd June, 2022ThursdayMaharana Pratap JayantiShimla
15th June, 2022WednesdayY.M.A. Day/Guru Hargobind Ji’s Birthday/Raja SankrantiAizawl, Bhubaneswar, Jammu, Srinagar
Holidays in July 2022
DateDayHoliday DescriptionRegional Office
1st July, 2022FridayKang (Rathajatra)/Ratha YatraBhubaneswar, Imphal
7th July, 2022ThursdayKharchi PujaAgartala
14th July, 2022ThursdayBeh DienkhlamShillong
26th July, 2022TuesdayKer PujaAgartala
Holidays in August 2022
DateDayHoliday DescriptionRegional Office
1st August, 2022MondayDrukpa Tshe-ziGangtok
8th August, 2022TuesdayMuharram (Ashoora)Jammu, Srinagar
15th August, 2022SaturdayIndependence DayAll Regional Offices
29th August, 2022MondayTithi of Srimanta SankardevaGuwahati
Holidays in September 2022
DateDayHoliday DescriptionRegional Office
1st September, 2022ThursdayGanesh Ghaturthi (2nd day)Panaji
7th September, 2022WednesdayFirst OnamKochi
26th September, 2022MondayNavtatri Sthapna/Mera Chaoren Houba of Lainingthou SanamahiImphal, Jaipur
Holidays in October 2022
DateDayHoliday DescriptionRegional Office
1st October, 2022SaturdayHalf Yearly Closing of Bank AccountsGangtok
5th October, 2022WednesdayDurga Puja/Dussehra (Vijaya Dashmi)/Janmotsav of Srimanta SankardevaAgartala, Ahmedabad, Aizawl, Belapur, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Dehradun, Gangtok, Guwahati, Hyderabad, Jaipur, Jammu, Kanpur, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shillong, Shimla, Sirnagar
13th October, 2022ThursdayKarva ChauthShimla
24th October, 2022MondayKali Puja/Deepavali/Diwali (Laxmi Pujan)/Naraka ChaturdashiAgartala, Ahmedabad, Aizawl, Belapur, Bengaluru, Bhopal, Bhubaneswar, Chandigarh, Chennai, Dehradun, Guwahati, Jaipur, Jammu, Kanpur, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shillong, Shimla, Srinagar
25th October, 2022TuesdayLaxmi Puja/Deepawali/Govardhan PoojaGangtok, Hyderabad, Imphal, Jaipur
27th October, 2021ThursdayBhaidooj/Chitragupt Jayanti/Laxmi Puja/Deepawali/Ningol ChakkoubaGangtok, Imphal, Kanpur, Lucknow
31st October, 2022MondaySardar Vallabhbhai Patel’s Birthday/Surya Pashti Dala Chhath (Morning ardhya)/Chhath PujaAhmedabad, Patna, Ranchi
Holidays in November 2022
DateDayHoliday DescriptionRegional Office
1st November, 2022TuesdayKannada rajyotsava/KutBengaluru, Imphal
8th November, 2022TuesdayGuru Nanak Jayanti/Kartika Purnima/Rahas PurnimaAizawl, Belapur, Bhopal, Bhubaneswar, Chandigarh, Dehradun, Hyderabad, Jaipur, Jammu, Kanpur, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Raipur, Ranchi, Shimla, Srinagar
11th November, 2022FridayKanakadasa Jayanthi/Wangala FestivalBengaluru, Shillong
23rd November, 2022WednesdaySeng KutsnemShillong
Holidays in December 2022
DateDayHoliday DescriptionRegional Office
3rd December, 2022SaturdayFeast of St. Francis XavierPanaji
12th December, 2022MondayPa-Togan Nengminja SangmaShillong
19th December, 2022MondayGoa Liberation DayPanaji
24th December, 2022SaturdayChristmas FestivalShillong
29th December, 2022ThursdayGuru Gobind Singh Ji BirthdayChandigarh
31st December, 2022SaturdayNew Year’s Eve/U Kiang NangbahAizawl, Shillong

Never miss a trading opportunity with Margin Trading Facility

Enjoy 2X leverage on over 900+ stocks

Upstox Margin Trading Facility
Apple Logo
Downloadlogo
iOS App
Google Play Logo
Downloadlogo
Android App

RELATED ARTICLES

What is a Commercial Account - Meaning & How to Open

Commercial accounts are specialised financial accounts designed to serve businesses and organisations. They enable businesses to carry out their financial transactions smoothly by providing services tailored for commercial operations. In this post we cover the various aspects of commercial accounts.

What is E Banking Services in India: Meaning, Benefits, and Types

E-banking services, also known as online banking or [ internet banking](https://upstox.com/banking/what-is-net-banking/), have revolutionized the way we manage our finances. With the convenience of being able to access banking services from anywhere with an internet connection, e-banking has become a popular choice for many individuals and businesses.

Which is the Best Banks for Personal Loans Providers in India

There are different types of personal loans in India. They can be used for varied purposes, ranging from debt consolidation, home improvement, to cover unforeseen expenses. Unlike secured loans such as auto loans or mortgages, personal loans are unsecured and do not require collateral.

What is SBI ePay & How to Use SBI ePay: Meaning, Login, & Gateway

SBIePay is an online payment instrument that connects to multiple banks, lending institutions, and merchants electronically to enable all types of e-commerce and mobile commerce transactions between those parties.The ePay service is available in various cities across the country and you can now make payments to several billers in your region. Existing payment aggregators like IndiaIdeas (BillDesk), CCAvenues, TechProcess Solutions, Times of Money Ltd., E-Billing Solutions (EBS), and Atom Technologies, as well as new aggregators like PayU, Citrus, and Emvantage, have focused on particular merchant categories and developed their own specialised online payment niches. You may handle different billers, set up and receive electronic bills using ePay. SBIePay provides one of the most comprehensive and intricate payment options for its merchants, enabling them to provide their customers simple transactions. SBIePay is the only bank with direct access to all payment methods, enabling customers to avoid utilising any middlemen private businesses. With a particular focus on government merchants, such as national, state, and municipal organisations, SBIePay, a bank and payment aggregator, aims to provide new merchant categories and additional payment methods. The Bank's own payment gateway would be used to process all credit/debit card transactions. In order to process their Internet Banking payments, SBIePay is tying up with more than 40 banks. SBIePay will offer banks and merchants the business data and analytics for all transactions as an extra function. In the next three years, SBIePay wants to be the go-to resource for processing every type of online payment method and to take the lead among payment aggregators.