April 26, 2023

ICICI Bank Netbanking

As India's second-largest private sector player in terms of asset size, the 28-year-old bank, and a 67-year-old institution, ICICI Bank has been a trailblazer when it comes to digital banking or internet banking in India.

Netbanking allows you:

  • More convenience
    • Accurate and quick transactions
    • Every time, everywhere banking
    • Economical and user-friendly channel
    • No manual intervention, no lengthy queues, and no lengthy paper trails.

All you need is an uninterrupted net connection and a smartphone or laptop to avail a whole host of services through this online channel.

For example:

  • Send/ receive money from one account to the other, within the same or another bank within India.
You can also transfer funds across borders with additional documentation
  • Start a savings & current account
  • View your account statement
  • Open a recurring deposit account or fixed deposit.
  • Make your utility bill payment.
  • Credit card payments, loan EMIs, insurance premiums etc.
  • Check your past account statements
  • Stock market-related share trading
  • Investments- mutual funds, bonds, Government approved schemes, etc.
  • Donation to charitable trusts across India.
  • Purchase foreign currency online
  • Make your tax payments
  • Purchase gold as an investment alternative
  • Online Pension calculator comes in handy to determine the threshold savings you need to earn to maintain the desired lifestyle before you retire.
  • …and much more.
  • You can earn 'Payback points' via your online transactions
  • Manage your expenses by using the ‘My Money’ key for all your online transactions.
  • You get access to the bank's online offers, deals, and discounts across select merchandise.
  • You also have the e-locker facility to store your important documents online.
  • Online shopping query assistance is also provided by the bank's net banking portal.
  • Quick pay feature to accelerate the payments to be made at regular intervals such as credit card bills, mobile bills, EMIs, DTH recharge, etc.
As I said earlier, ICICI has always leveraged technology to provide better customer experience across its product and service portfolio.

By constantly upgrading its technology platform, the bank continues to add new and enhanced features such as :

  • The bank's web portal has a customized 'dashboard feature'.
With an easy drag-and-drop dashboard menu, customers can easily create their own
personalized ’My profile’ section with shortcuts as per their requirements by just logging into the bank's web portal.
  • It also has customer-centric navigation and interface
The enhanced customer-friendly interface allows users to easily navigate the web portal's home page to access information. In addition, one can also use this home page to carry out debit card-related transactions and service requests.
  • Customisable data across user segments
The bank has a rich resource of customer data across various user segments such as retail banking, wholesale banking, corporate banking**,** investment banking, wealth management, and privilege banking**.** This data is leveraged to enhance the category-wise user experience by providing relevant information.
  • More safer and secure transaction
A safe and secure transaction is paramount and ICICI Bank regularly upgrades its technology platform to provide foolproof transactions.

Curious to know how to register for ICICI Bank Internet Banking?

  • User id generation
    • It is a fairly simple process that begins with logging into the bank's official web portal.
    • Navigate through the homepage to press the ' apply online tab.
    • A new screen opens up with two options- 'User ID' and 'password'.
    • Press the ' i want my user id' tab**.**
    • You now have to key in your Bank account, and debit card details and press the 'go' tab. After this, you would need to enter your mobile number registered with the bank.
    • Now you have to key in the debit card and grid details and press the 'go' tab.
    • You will receive a confirmation message on the screen acknowledging the successful completion of the task.
    • Shortly afterward, your user id would be sent to your registered mobile number.
    • Password generation
    • Login to the bank's website online portal and press the tab ' apply online on the home page.
    • A new screen opens up with the option ' i want my password'. Click on the proceed option.
    • Now simply, type your user id and your mobile number. An OTP would be sent to your registered mobile number.
    • Type the OTP and press the 'go' tab.
    • Now change your password to a cryptic combination of alphanumeric and special characters and press the 'go' tab.
    • You will receive a confirmation of the successful completion of the task.
    • Login process
    • Once you have generated your user id and password, login to
https://www.icicibank.com/Personal-Banking/insta-banking/internet-banking/index.page ICICI web portal.
  • Type your user ID and Password and press the 'Log-in' tab to access your net banking account.
  • You now have access to the exhaustive portfolio of services to select from.

FAQs:

In a scenario wherein I have forgotten my user id and or my password, what recourse do I have?

In such a situation, you can immediately get in touch with the bank's help desk by calling the toll-free number or by visiting your branch.
You would have to answer a few questions so that the customer care team could validate the authenticity of your account.
Upon validity, you would be provided with a user id and a link to reset your password. Alternatively, these details could also be couriered to your registered mailing address.
What is the procedure to change/ reset my net banking password?
  • You should keep resetting your password at regular intervals to avoid any unauthorized access. The process is fairly simple which begins with logging into https://www.icicibank.com/Personal-Banking/insta-banking/internet-banking/index.page.
    • Navigate the home page and press the tab ''Get Password'.
    • Now key in your user ID and click on the 'go' tab.
    • Type your registered mobile number and receive the OTP and click the 'go' tab.
    • Now reset your password as a cryptic combination of alphanumeric and special characters. Now retype your new password and press the 'go' tab.
    • You will receive a confirmation message upon successful completion of the task.

Never miss a trading opportunity with Margin Trading Facility

Enjoy 2X leverage on over 900+ stocks

Upstox Margin Trading Facility
Apple Logo
Downloadlogo
iOS App
Google Play Logo
Downloadlogo
Android App

RELATED ARTICLES

HDFC Bank Mini Statement by Missed Call/Toll Free Number, SMS, & Online

HDFC Bank is one of the most reliable private banks in India. It is popular among customers for its round-the-clock services and a vast range of financial services and product offerings. With the aid of advancements in technology, HDFC Bank has made all its services available to its customers at their fingertips, saving a lot of time and hassle. You can get your HDFC mini statement, transfer funds, check your account balance, etc. on the go from anywhere at any time. Here is a detailed guide on HDFC mini-statement and how you can get one.

How do banks make money?

You know that Banks lend you money and keep your funds secure. But, have you ever wondered

What are the Indian Overseas Bank Timings?

Founded in 1937 by Mr M. Ct. M. Chidambaram Chettyar and later nationalised in 1969, Indian Overseas Bank ( IoB) is one.of prominent public sector undertaking with the Government of India being its majority stakeholder with its share pegged at 96.38%. Headquartered in Chennai, the bank has a strong domestic presence with a network of 3,221 domestic branches, 4 overseas branches across Singapore, Hongkong and Bangkok. With an asset base of ₹2.74 lakh crores, IoB offers a comprehensive set of solutions through traditional and digital channels. For example, IoB's netbanking offers a wide array of solution such as : - Balance enquiry - Last Few transactions - Account Statement - Cheque Paid Status - Deposit Opening - Deposit Closure/Deposit Renewal - Transfer money to any of your bank accounts which can be availed 247 , without visiting your bank branch. However, if you have an offline/ physical account with IoB, you need to visit your bank branch to avail services related to passbook printing, account opening, cash deposit and withdrawal, cheque clearing, remittances and government transactions, and note exchange etc. Whether you opt for a traditional banking account or digital or a blend of both, it is very critical that you are aware of your bank's working timings, its holiday list in advance so that you are better prepared to schedule your banking activities and handle emergency situations. Let us take a look at IoB's working hours and holiday list.

ICICI NEFT Form

The digital payment wave has swept the Indian banking ecosystem with the sheer rise in the volume of electronic payment transactions across channels such as mobile wallets, PoS terminals, UPI, IMPS!, NEFT, AEPS etc. Just to give you a perspective, the total yearly volume of digital payments across channels has increased from 14.59bn to 71.59bn in 2022, registering a staggering 4.9x rise in volume. Source:www.statista.com Clearly, the value proposition for digital banking customers is too good to ignore , given the speed, safety, seamlessness, of digital banking transaction Against this backdrop, the central regulatory authority, the RBI has outlined the next phase of growth 'Payment Vision 2025' based on the 4Es value proposition of digital banking- E-Payments for Everyone, Everywhere, Everytime. One such digital banking transaction/payment channel is the NEFT, National Electronic Funds Transfer. Introduced in November 2005 by the RBI, NEFT allows retail customers across India to transfer funds electronically from one NEFT bank branch enabled account to either the same or any other bank within India. The NEFT service is available 24x7 ( with effect from Dec 16, 2019 as per RBI guidelines). There is no need to visit the bank branch as NEFT transfers are made through digital channels (net banking and mobile banking) everytime, everywhere, everyone. Besides, the NEFT facility can also be availed for making credit card payments and for payment of loan EMI. For example, let us say you have an active account with ICICI Bank. You can make NEFT payment through the following channels. - Visit ICICI bank branch - Netbanking - iMobile Pay - m.icicibank.com - Pockets app - ICICI bankpay Founded in 1994, the Vadodara headquarters ICICI bank, is one of India's leading private sector player with a strong domestic and international presence through its network of 5,275 branches and 15,589 ATMs across India and footprints across 17 countries worldwide. The bank had consolidated asset base of ₹16.8 lakh crore (as on December 31, 2021). Let us take a deeper look at the nuances of NEFT transaction steps via digital payment channels such as netbanking and mobile banking. For starters, you need to add a beneficiary account details and always ensure that accounts of payee and beneficiary are in active state.