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Vani Dua
Vani Dua
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Vani Dua is a journalism graduate from LSR College, Delhi. At Upstox, she writes on personal finance, commodities, business and markets. She is an avid reader and loves to spend her time weaving stories in her head.

Articles593
Stories332
Live Blogs2

SGB redemption: Sovereign gold bonds 2019-20 Series-III tranche delivers 347% returns on early exit

5 min read
SGB redemption, Sovereign Gold Bond returns, SGB 2019-20 Series III, gold bond early exit

India’s retail inflation at 2.75% in January: What changed in the new CPI basket and why it matters

6 min read
India retail inflation January, CPI inflation new base year 2024, India inflation rate 2.75%

New rules proposed by RBI to curb mis-selling by banks: Here’s what customers should know

6 min read
RBI mis-selling rules, RBI new guidelines for banks, bank mis-selling penalty

What is DSP Multi Asset Omni Fund of Funds? 5 key points to know

3 min read
DSP Multi Asset Omni Fund of Funds, DSP Netra powered fund, multi-asset fund of funds

SEBI proposes lower minimum investment limit for Social Impact Funds: All you need to know

5 min read
SEBI Social Impact Funds proposal, lower minimum investment Social Impact Funds

SGB premature redemption in February 2026: RBI sets prices with 279% and 192% gains on two tranches

4 min read
SGB premature redemption February 2026, RBI SGB redemption price

How taxpayers can submit feedback on the draft Income Tax Rules, 2026

3 min read
Draft Income Tax Rules 2026 feedback, Income Tax Rules 2026 public consultation

What is the e-KYC correction deadline for Mukhyamantri Majhi Ladki Bahin? Check all key details here

3 min read
Mukhyamantri Majhi Ladki Bahin e-KYC deadline, Ladki Bahin Yojana eKYC update

AMFI January 2026 Data: Equity mutual fund inflows fall 14%, gold ETFs soar over 106%

4 min read
AMFI January 2026 data, equity mutual fund inflows fall, gold ETF inflows surge

PNB to Suryoday SFB: These 5 banks revised their fixed deposit rates in February; details inside

9 min read
PNB FD interest rates, Indian Bank FD rates today, Kotak Mahindra Bank FD rates

New EPFO app to allow UPI withdrawals from April: Report

3 min read
EPFO, EPF, Money Withdrawal, UPI, New EPFO app, withdraw EPF money via UPI

8th Pay Commission website live: CPC invites feedback; here’s what to expect

3 min read
8th Pay Commission website live, 8th CPC website, 8th Pay Commission news, CPC invites feedback

Fixed deposit interest rates February 2026: Top FDs offering highest returns after RBI MPC

11 min read
RBI repo rate unchanged, RBI MPC 2026 decision, best fixed deposit rates today, top 10 FD rates India

Banks to be allowed to lend to REITs, RBI proposes; draft directions to be issued soon

3 min read
RBI REIT lending, banks lending to REITs India, RBI policy on REITs, real estate investment trusts India

MSMEs to get collateral-free loans of up to ₹20 lakh starting April 1

3 min read
RBI MSME loan limit, collateral-free MSME loans ₹20 lakh, RBI MSME lending policy

West Bengal raises DA by 4% to 22% in interim budget; Know how it differs from Centre’s

4 min read
West Bengal Budget 2026, 4% DA hike, West Bengal govt employees DA, WB DA vs Central DA

RBI MPC 2026: Central bank announces up to ₹25,000 compensation for fraudulent transactions

3 min read
RBI MPC 2026 fraudulent transaction compensation, RBI ₹25,000 compensation rule

Finance Bill 2026 provident fund changes: Key FAQs explained

5 min read
provident fund changes budget 2026, pf tax rules budget 2026, epf interest tax update

Can HUFs collect money as deposits or create chit funds? Govt answers

3 min read
HUF deposit rules, HUF chit fund legality, Can HUF accept deposits, HUF money collection laws India

Silver, gold prices soar up to 9% after 3-day losing run on firm global cues, weak US dollar

3 min read
gold today, gold prices, gold rises, silver prices

Share buyback tax calculation: How the Finance Bill 2026 proposal will boost shareholder savings

4 min read
share buyback tax, share buyback meaning, buyback of shares India, share buyback latest updates

Gold and silver prices rise over 15%: Why are precious metals regaining momentum?

4 min read
Silver prices rise, gold price rebound, precious metal ETFs, gold silver rally today

TCS under Liberalised Remittance Scheme to TDS changes in Budget 2026: All you need to know

7 min read
TCS under Liberalised Remittance Scheme, tcs on education and medical, tcs on alcohol, tax on alcohol

Simplified procedure to foreign assets disclosure: 2 key proposals for small taxpayers in Budget

6 min read
budget 2026 benefits for small taxpayers, income tax relief budget 2026, foreign assets disclosure scheme explained

Budget 2026 tax benefit for landowners: Income from compulsory acquisition to be fully tax‑free

4 min read
no tax on compulsory land acquisition budget 2026, land acquisition tax exemption india

FM Sitharaman proposes exempting interest on Motor Accident Compensation from income tax

3 min read
motor accident insurance, insurance compensation, Motor Accident Compensation interest

Gold and silver futures fall by 9% ahead of Union Budget presentation, ETFs fall nearly 16%

4 min read
gold silver futures today, gold silver prices today, gold futures open lower, silver futures open lower

Gold and silver prices ahead of Budget 2026: Precious metals end up to 13% lower during the week

4 min read
gold price today, silver price today, gold and silver prices crash

Gold hit 53 new all-time highs in 2025, investment rises by 84%: World Gold Council

5 min read
gold investment growth, central bank gold purchases, World Gold Council report

Work from anywhere: No tax on short stays in India, experts suggest ahead of Budget 2026

4 min read
Budget 2026 WFA tax, short stay tax exemption India, BCCI Budget 2026 suggestions

Gold and silver prices fall by up to 27%, ETFs crash over 14%; here’s why

3 min read
Gold silver prices today, gold price fall, silver price crash, gold silver ETF crash

What changed for gold and silver in the last five Union Budgets

6 min read
Gold silver price changes Union Budget, gold tax changes last 5 budgets

Silver futures surpass ₹4 lakh per kg mark in India, gold rises above ₹1.8 lakh per 10 gram

3 min read
silver price today, gold price today, silver rate in India, gold rate today 10 gram

Budget 2026 expectations for homeowners and tenants: Tax relief to affordable housing

5 min read
affordable housing tax relief, income tax benefits on home loan, higher deduction on home loan interest

Silver prices skyrocket over 60% in 2026, gold adds 20%; check key factors driving this bull run

4 min read
silver price today, gold price today, silver price surge, gold price rise, precious metals prices

PM SVANidhi Credit Card: All you need to know

3 min read
PM SVANidhi scheme benefits, PM SVANidhi credit card, Bank of Baroda Credit Card

Gold, silver futures surge to fresh peaks on weak dollar, Fed rate-cut hopes; key reasons explained

3 min read
Gold prices, silver prices, precious metals surge, weak dollar impact, Fed rate cut hopes

Good news for employees and pensioners of PSGICs, NABARD, RBI: Salary, pension hike approved

4 min read
PSGICs salary hike, NABARD salary increase, RBI salary revision, pension hike for employees

Gold and silver prices drop: Why did precious metals fall from record peaks?

4 min read
gold silver crash, gold prices fall, gold etfs crash, silver falls, gold today, gold delhi

What happens when credit card spending draws income tax attention

5 min read
credit card spending limit income tax, income tax notice on credit card usage

EPFO 3.0: How Employees' Provident Fund Organisation plans to make your PF account a virtual bank

5 min read
EPFO 3.0, EPFO 3.0 update, EPFO virtual bank account, EPFO PF withdrawal 2026

Gold prices near ₹1.60 lakh per 10 gm; silver hits new lifetime high of ₹3.34 lakh per kg

3 min read
gold new peak, gold price, gold new lifeitme high, gold at ₹1.6 lakh per 10 gram

Atal Pension Yojana extended till 2030-31: All you need to know

3 min read
Atal Pension Yojana extended till 2030-31, APY scheme extension, Atal Pension Yojana benefits

EPFO overhaul: Key Employees’ Provident Fund, pension and digital reforms | Explained

9 min read
EPFO overhaul, Employees’ Provident Fund reforms, EPF pension changes, EPFO digital initiatives

Gold prices surpass ₹1.5 lakh per 10 gm; silver skyrockets by ₹20,400 to record ₹3.23 lakh/kg

2 min read
gold price today, gold above ₹1.5 lakh per 10 gram, silver price today

What Gen Z expects from Budget 2026: From better public healthcare to lower STCG tax

6 min read
Gen Z expectations from Union Budget 2026, Union Budget 2026 youth demands

New SBI Comprehensive Pension Package for Central Govt Pensioners in 2026: Check all benefits

3 min read
SBI Comprehensive Pension Package 2026, SBI pension benefits for central government pensioners

Gold, silver climb to new all-time highs: white metal surpasses ₹3 lakh per kg mark, here's why

3 min read
gold today, silver today, silver price, silver above ₹3 lakh

RBI ombudsman Scheme 2026: How to file a complaint and get up to ₹30 lakh in compensation

5 min read
RBI Ombudsman new rules, how to file RBI Ombudsman complaint, bank customer grievance redressal

4 key insights for investors from HDFC Mutual Fund Yearbook 2026

5 min read
HDFC Mutual Fund yearbook 2026, investment insights 2026 India, mutual fund outlook 2026

Paripoorna Mediclaim Ayush Bima gives CGHS beneficiaries up to ₹20 lakh cover; check key features

3 min read
AYUSH treatments are covered up to 100% of the sum insured for in-patient hospitalization

Silver futures surpass ₹2.9 lakh per kg; gold at new lifetime high of ₹1.46 lakh/10g in Delhi

3 min read
silver price today, silver new peak, gold today, silver ₹3 lakh, gold price today

Copper as an investment in 2026: How to invest, returns compared to gold and silver

5 min read
Copper investment 2026, copper price outlook 2026, how to invest in copper

Silver futures rise to over ₹2.87 lakh per kg, gold futures at new lifetime high

3 min read
Silver price today, silver futures hit fresh peak, silver price per kg India

How making probate optional for Wills eases succession planning in Mumbai, Chennai and Kolkata

4 min read
no mandatory probate, probate of will rules, inheritance law India, will execution India

EPFO rolls out free doorstep Digital Life Certificate service through IPPB for EPS pensioners

4 min read
EPFO Digital Life Certificate, EPS pensioners DLC service, free doorstep life certificate

Silver prices rise to fresh peak of ₹2.65 lakh/kg, gold at lifetime high of ₹1.44 lakh/10g

4 min read
silver prices today, silver skyrockets, silver at ₹2.7 lakh per kg, silver nears ₹3 lakh

Canara Bank to Bank of Baroda: 5 banks that revised their FD interest rates in January

8 min read
Bank of Baroda FD rates January, Canara Bank FD rates January

How do lending rates work? MCLR, RLLR, EBLR, and BPLR explained

3 min read
lending rates, MCLR explained, RLLR meaning, EBLR full form, BPLR explained

How to apply for a refund from Subscribers’ Pension Contribution Protection Account (SPCPA)?

4 min read
SPCPA refund process, how to apply SPCPA refund, NPS SPCPA claim

Silver prices rise 4% during the week, gold ETF inflows hit lifetime high; check key details

4 min read
gold etfs, silver price, gold silver today, silver price crash, silver price delhi

Missed reporting wrongful deductions? Do this now to avoid bigger penalties

5 min read
missed income tax refund 2025, wrongful tax deductions reporting, income tax penalty India

Equity mutual fund inflows fall 6% in December, gold ETF inflows jump 211%: AMFI data

3 min read
equity mutual fund inflows December, gold ETF inflows jump, equity MF inflows fall, gold ETF investment India

Silver prices crash ₹12,500 to ₹2.43 lakh/kg; gold slips, white metal futures down 6%

2 min read
silver crashes, silver falls 6%

IDFC First Bank cuts savings account interest rates by up to 2%; check details

3 min read
IDFC First Bank savings interest rate cut 2026, IDFC First Bank new savings rates

IRDAI asks insurers to use 1600-series numbers for all customer calls; here's why

3 min read
TRAI 1600-series adoption IRDAI entities, TRAI 1600 series mandate insurance

Amazon Pay launches fixed deposits with up to 8% interest rate: All you need to know

5 min read
Amazon Pay fixed deposits, Amazon Pay FD up to 8% interest, how to invest in Amazon Pay FD

Silver prices skyrocket to fresh peak of ₹2.56 lakh per kg in Delhi; gold trades flat

3 min read
silver price today, silver rally, silver industrial demand, silver jumps, silver skyrockets

New NFO: Bank of India Mutual Fund launches Banking and Financial Services Fund; check key details

3 min read
Bank of India Mutual Fund NFO, Banking & Financial Services Fund, BFSI mutual fund

EPFO allows submission of Transgender Identity Certificate for name and gender change; check details

3 min read
EPFO transgender identity certificate, EPFO name change process, EPFO gender change joint declaration

HDFC Bank fixed deposit and recurring deposit interest rates 2026: Here's what you should know

6 min read
HDFC Bank FD interest rates 2026, HDFC fixed deposit rates today, HDFC recurring deposit interest rates 2026

What is the new Tamil Nadu Assured Pension Scheme (TAPS)? Key details inside

3 min read
Tamil Nadu Assured Pension Scheme, Tamil Nadu pension scheme eligibility, TN assured pension scheme details

Gold vs silver vs copper in 2025: Copper futures surge over 60%; here's how to invest

6 min read
Copper futures,copper price surge 2025, copper futures outperform gold silver, copper vs gold vs silver returns, commodity market performance 2025

Living in the UAE? Register your will, or your financial assets could go to charity

3 min read
UAE will registration rules, UAE inheritance law expats, UAE assets without heirs charity

Gold prices rise to ₹1.4 lakh/10 gm on strong global trends amid US-Venezuela tensions; silver soars

3 min read
gold prices today, gold bull run, silver rally, gold rises, gold at ₹1.4 lakh per 10 gram

SBI fixed deposit and recurring deposit interest rates in 2026: All you need to know

3 min read
SBI fixed deposit interest rates 2026, SBI FD rates today, SBI recurring deposit interest rates 2026

Bankers' unions demand a 5-day work week, announce all-India strike on January 27

3 min read
banker unions, 5-day work week, All India Bank Officers’ Confederation

Why gold and silver prices skyrocketed up to 166% in 2025; check outlook for 2026

3 min read
gold price 2025, silver price rally 2025, precious metals 2025 wrap, gold silver returns 2025

PFRDA allows banks to set up pension funds for NPS, revises investment management fee structure

3 min read
banks sponsor NPS funds, NPS pension fund rules, PFRDA allows banks, National Pension System news

RBI announces Floating Rate Savings Bonds interest rate for January-June 2026; check details

3 min read
RBI Floating Rate Savings Bonds 2026 interest rate, RBI bonds January June 2026

What Dave Ramsey’s The Total Money Makeover teaches about change and pain in personal finance

4 min read
Dave Ramsey change is painful, The Total Money Makeover lessons

Family floater vs multi-individual health insurance: Key differences, benefits and challenges

5 min read
Family floater vs multi-individual health insurance, family floater health insurance policy

What 2025 taught me about money: Saving, spending and growing wealth as a Gen Z

8 min read
Gen Z finance lessons, money management lessons 2025, investing tips for Gen Z

8 key personal finance rules to change in 2026: From credit cards, tax to gold and silver loans

9 min read
personal finance rules 2026, credit card rules changes 2026, income tax changes 2026 India, gold loan rules 2026

December 25 deadline: Last chance for NPS subscribers to switch out of Scheme A (Tier 1) 

4 min read
nps deadline, nps update, nps asset switch, nps scheme, nps tier 1

IDFC First Bank revises credit card benefits, cuts rewards for Mayura, Ashva and other cards

4 min read
idfc bank rewards, idfc bank credit card changes, idfc first bank credit cards, idfc bank reduces rewards

Silver prices soar to ₹2.27 lakh/kg in Delhi; breach $72/ounce-mark in global markets

4 min read
silver price, silver today, silver rate, gold today

Repo cut effect: LIC Housing Finance, Union Bank cut home loan rates. How they compare to SBI, HDFC

4 min read
LIC Housing Finance home loan rate cut, Union Bank of India home loan interest rates

Gold prices surpass ₹1.4 lakh/10g on firm global trends; silver soars to ₹2.17 lakh/kg

3 min read
gold price India, gold price per 10 gram, silver price record per kg

Sthree Suraksha Scheme explained: Benefits, eligibility and how to apply

3 min read
Sthree Surakhsa scheme, Sthree Surakhsa Yojana explained, women welfare scheme India

Gold prices soar to record high of ₹1.38 lakh/10g, silver skyrockets to new peak of ₹2,14,500/kg

3 min read
gold prices today, gold new peak, silver prices today

EPFO issues guidelines to correct EPS contribution errors; check key details

3 min read
EPFO EPS correction rules, fix missing EPS contributions, EPFO new pension rules

4 banks offering 8% and above on FDs for senior citizens after RBI repo rate cut. Full List

11 min read
fixed deposit rates India, senior citizen FD rates after repo cut, high-yield bank FDs 2025

Personal loan interest rate changes in 2025: What SBI, HDFC and other banks offer

4 min read
personal loan interest rate changes 2025, personal loan interest rates India 2025

EPFO increases minimum benefit under EDLI scheme to ₹50,000; check details

5 min read
EPFO EDLI scheme, EPFO EDLI scheme minimum benefit increase

How to find and claim your unclaimed insurance amounts? Key FAQs answered

4 min read
how to get unclaimed insurance amount, unclaimed insurance money claim process India, insurance unclaimed amount FAQs

Car insurance: Survey not required for loss below ₹50,000, says Finance Ministry

4 min read
car insurance survey,IRDAI circular motor insurance, no survey for claims below ₹50,000

SBI, PNB, ICICI among top 10 banks with most unclaimed deposits: Here’s how to get yours back

4 min read
SBI unclaimed deposits, PNB unclaimed bank deposits, ICICI Bank unclaimed money

Digital gold complaints rise in 5 years: Here is what you should know before investing in e-gold

3 min read
digital gold complaints rise, digital gold risks India, digital gold buying precautions

Cryptocurrencies have no intrinsic value, says RBI deputy governor: Risks of stablecoins explained

5 min read
RBI deputy governor Rabi Sankar on crypto, RBI crypto warning, what is intrinsic value of crypto