Starting 19 July 2025, you will no longer need to maintain separate wallets for Equity and Commodity trading. With the launch of a Single Wallet, you can use a common balance across Equity, F&O, Currency, and Commodities.
You can add or transfer funds to your Upstox account from a registered bank account using various modes.
Payin Modes
Note: If you are adding or transferring funds through 'Net banking', there will be a charge of ₹7 for every transaction. We do not charge for UPI transfer, GPay, NEFT/RTGS/IMPS, and Cheque.
Time-Frame of Payin
Mode of Transfers | Time Frame |
---|---|
Net banking | 1 - 10 minutes |
Google Pay (Only on android phone) | 1 - 10 minutes |
UPI | 1 - 10 minutes |
IMPS | 30 minutes |
NEFT/RTGS | 3 - 4 working hours |
Cheque | 3 - 5 working days |
Here are the steps to add funds
1. Login to the Upstox app using your 6-digit Pin or Biometrics.
2. Click on the ‘Funds’ tab.
3. Click on ‘Add funds’ under Funds tab
4. Enter the required amount
You’ll see the funds added to your wallet shortly
You can add funds in any one of the following ways:
Log in to your registered bank account with Upstox and enter the following details to transfer funds via
NEFT/RTGS/IMPS:
Bank Name: HDFC Bank
Account Name: Upstox Securities Pvt Ltd - USCNB A/C
Account Number: 57500001411011
Account Type: Current Account
IFSC Code: HDFC0000060
Note: You should be using your registered bank account for IMPS transfers. Avoid transferring funds through IMPS using PSP Apps such as BHIM, Google pay, etc.
Fill the following details and deposit a cheque at any HDFC bank addressed to:
Trade with Upstox
Open a FREE Demat and Trading account to invest in Stocks, Mutual Funds, IPOs and more.
By signing up you agree to receive transaction updates on Whatsapp. You may also receive a call from an Upstox representative to help you with the account opening process.
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