April 26, 2023

What are the Indian Overseas Bank Timings?

Founded in 1937 by Mr M. Ct. M. Chidambaram Chettyar and later nationalised in 1969, Indian Overseas Bank ( IoB) is one.of prominent public sector undertaking with the Government of India being its majority stakeholder with its share pegged at 96.38%.
Headquartered in Chennai, the bank has a strong domestic presence with a network of 3,221 domestic branches, 4 overseas branches across Singapore, Hongkong and Bangkok.
With an asset base of ₹2.74 lakh crores, IoB offers a comprehensive set of solutions through traditional and digital channels.
For example, IoB's netbanking offers a wide array of solution such as :
  • Balance enquiry
  • Last Few transactions
  • Account Statement
  • Cheque Paid Status
  • Deposit Opening
  • Deposit Closure/Deposit Renewal
  • Transfer money to any of your bank accounts
which can be availed 24*7 , without visiting your bank branch.
However, if you have an offline/ physical account with IoB, you need to visit your bank branch to avail services related to passbook printing, account opening, cash deposit and withdrawal, cheque clearing, remittances and government transactions, and note exchange etc.
Whether you opt for a traditional banking account or digital or a blend of both, it is very critical that you are aware of your bank's working timings, its holiday list in advance so that you are better prepared to schedule your banking activities and handle emergency situations.
Let us take a look at IoB's working hours and holiday list.

IoB's Working hours and working day timings:

Working dayWorking timings
For week days [Monday to Friday]10:00 AM to 5:00 PM
1st, 3rd and 5th Saturday of Month10:00 AM to 5:00 PM
2nd and 4th Saturday of MonthClosed
For all SundayClosed
Lunch timeemployees take turns to minimise disruption of services, between 1PM to 2:30 PM
NEFT transferWorking timings
For weekdays Monday - Friday8.00 am to 7.00 pm
Saturday8.00 am to 1.00 pm
2nd and 4th Saturday of every monthClosed
All bank holidaysClosed
RTGS transferWorking timings
For weekdays Monday – Saturday8.00 am to 4.30 pm
2nd and 4th Saturday of every monthClosed
All bank holidaysClosed

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