Indian Bank Mobile Banking and How to Activate: Login and Registration

Introduction

Features of Indian Bank Mobile Banking Application

• Check Account Balance
• Transfer Funds and Payment Services
• Credit Card Bill Payment
• Open Indian Bank Savings Account
• File Complaints and Grievances
• Check the Status of the Issued or Deposited Cheque
• Pay Utility Bills such as rent, mobile recharge, electricity bills and so on.
• Manage Transaction Limit
• Scan and Pay
• Pension Slips
• Card Services
• Download Bank Balance Statement

Indian Bank Mobile Banking Registration

• Select the Language.
• To Log into your account, Click on the login option.
• Enter your CIF number. You can find that under Customer ID in the passbook.
• After entering the CIF number, click on send SMS. You will receive an SMS on your registered mobile number which is linked to your bank account. There should be sufficient balance in the phone to receive the SMS. Also, it will receive default message applications, not third-party apps.
• Enter OTP to verify the number.
• Once the Mobile number is verified, Select ‘Mobile Banking’ from the list of feature options.
• You will be presented with three options to register for Mobile Banking:
• Net Banking, for those who have an existing net banking account

• ATM/ Debit Card, for those who have a debit card

• Existing MPIN, for existing IndPay or EmPower user

• If you are not an existing IndPay or Empower user, you need to set MPIN by entering it twice.
• Then, set MTPIN for making transactions, however, ensure that MPIN and MTPIN are different.
• Registration is successful, you will receive an SMS from Indian Bank confirming that. Set biometrics such as the face or fingerprint for a more secure Indian Bank Mobile Banking login.

Type of Indian Bank Mobile Banking Applications

IndPay

Features:

• You can check account details, bank balance, transaction history, and e-passbook through the Indian Bank mobile banking application.
  • Request for Indian Bank Credit or Debit Card online and Change ATM PIN from Phone.
  • File complaints and grievances online and keep track of it, until it is resolved.
  • Place service requests and value service requests online.
  • Through IndPay, you can add and remove beneficiaries transfer funds to existing beneficiaries, schedule transactions, make credit payments and use a QR scanner to scan and pay.
  • You can locate the nearest Indian Bank branch and ATM using their locator.
  • You can pay utility bills such as electricity and water bills online.
  • Access Indian Bank customer care, Internet banking services and block credit/ debit card.

BHIM Indian Bank UPI

Features:

• You can easily link your Indian Bank account and other bank accounts to directly make the payments.
  • Funds Transfer can be done by using the scan and pay option or UPI.
  • Through SIM-based authentication, you can transfer money to mobile numbers.
  • You can inquire about bank balance, send money, request money, check transaction history, pay utility bills such as rent, mobile and DTH recharge and so on using BHIM Indian Bank UPI.
  • You can also change passwords, block spam, raise complaints and issues and keep track of them.

IB Customer

Features:

• Open a savings account.
  • Apply for loans such as home loans, auto loans, mortgage loans, and so on.
  • Set up an appointment with a jewel loan appraiser to get a jewel loan.
  • View and download billed and unbilled credit card statements.
  • Offer other services such as checking pension slips and so on.

IB Smart Remote