April 26, 2023

Indian Bank Balance Enquiry Toll Free Number and How to Check

What is the India Bank balance Enquiry number?

SMS BankingBALAVL to 94443-94443
Missed call+91 8108781085
Are you trying to keep track of your balance at Indian Bank but need help figuring out how to do it?
By the end of this post, you'll know exactly how to check your balance and stay on top of your financial situation. So, let's get started!

Check Your Indian Bank Account Balance Using SMS Services

To use this service, you'll need to be registered for SMS banking with your Indian Bank. You can contact your bank to find out if you need to check if you're registered. Once you're registered, follow these steps to check your balance using SMS:
  • Open your text messaging app on your phone.
  • In the "To" field, enter your bank's SMS banking number ( 94443-94443).
  • In the message field, type the keyword or command for checking your balance. Your bank will also provide this, which may be something like "BALAVL" or "CHECKBAL."
  • Also, you need to mention the MPIN along with the message. The format of the message should be "BALAVL Ac no MPIN".
  • Send the message.
  • You should receive a reply within a few minutes with your current account balance.

Check Your Indian Bank Account Balance Using the Missed Call Service

This is a free service offered by Indian Bank that lets you check your account balance via a missed call. Just make sure your number is linked to your account. Here's how it works:
  • Dial the missed call banking number provided by your Indian bank, such as "8108781085."
  • Hang up before the call connects.
  • You should receive an SMS within a few minutes with an automated generated message that displays your current account balance.

Check Your Indian Bank Account Balance Using Net Banking

For this method, you'll need to be registered for internet banking with your Indian Bank. You can contact your bank to make sure you're registered if you're not sure. Once you're registered, follow these steps to check your balance using net banking:
  • Open a web browser and go to your bank's website.
  • Click on the "Net Banking" or "Online Banking" link.
  • Enter your login details, including your user ID and password.
  • Click "Log In" or "Submit."
  • Once you're logged in, you should see your account balance displayed on the main dashboard or on a separate account summary page.

Check Your Indian Bank Account Balance Using the IndOASIS Mobile App

The IndOASIS mobile app is a convenient way to check your Indian Bank balance. The IndOASIS app allows you to access your Indian Bank account from a single app and perform various banking tasks, including checking your balance. In this section, we'll walk you through checking your balance using the IndOASIS app.
  • Download the IndOASIS app from the App Store or Google Play Store.
  • Open the app and enter your login details, including your user ID and password.
  • Click "Log In" or "Submit."
  • Once you're logged in, you should see your account balance displayed on the main dashboard or on a separate account summary page.

Check Your Indian Bank Account Balance at an ATM

To check your balance at an ATM, you'll need to have your ATM card and personal identification number (PIN). If you don't have an ATM card or have forgotten your PIN, you can contact your bank branch to request one or reset it. Once you have your ATM card and PIN, follow these steps to check your balance at an ATM:
  • Find a nearby ATM.
  • Insert your ATM card into the card reader and enter your PIN when prompted.
  • Select the "Balance Inquiry" or "Account Summary" option from the main menu.
  • Follow the on-screen prompts to complete the balance inquiry.
  • The ATM will display your current account balance on the screen.
Check Your Indian Bank Account Balance via a UPI AppHere's a step-by-step guide on how to check your Indian Bank account balance via a UPI app:
Download a UPI app: There are several UPI apps available in India, such as Google Pay, Paytm, PhonePe, and BHIM. Choose one that is compatible with your smartphone.
  • Set up your UPI account: This typically involves linking your Indian Bank account to the app and creating a UPI ID.
  • Log in to the UPI app: Once you have set up your UPI account, log in using your UPI ID and password.
  • Check your bank balance: To check your bank balance, go to the home screen of the UPI app and tap on the "Bank Account" or "Balance" option. This will display your current bank balance and any recent transactions made through your account.
Following these steps, you can quickly check your Indian bank account balance using a UPI app. This is a convenient and secure way to stay on top of your finances and manage your money effectively.

Conclusion

In this article, we've covered different ways to check your Indian Bank account balance. Checking your balance regularly is an important part of managing your finances and staying on top of your spending. It's worth noting that some of these methods, such as the missed call banking number and UPI app, are convenient and secure ways to check your balance without the need to visit a bank branch.

Never miss a trading opportunity with Margin Trading Facility

Enjoy 2X leverage on over 900+ stocks

Upstox Margin Trading Facility

RELATED ARTICLES

SBI UPI App

- Do you seek to make cashless payments at a PoS without the need to expose your debit/credit card details? - Are you equally reluctant to share your bank details such as account number, IFSC code while making or receiving payment? - Do you seek an alternative mode of instant cashless payment without the need to set aside some funds on a mobile wallet? - Are you looking for a cashless fund transfer channel that is instant, safe, secure, economical and that can be accessed every time, everywhere? - Are you the ' not so tech-savvy' kind in an increasingly digitised world and are seeking a simple, easy-to-understand process to execute cashless transactions? UPI, unified payments interface is the answer to your unmet needs. With just a single-step process, by simply using your smartphone to download the mobile payment app, an account with a UPI member bank, and a virtual id of the recipient, you can send funds instantly, free of charge, every time, everywhere within India. All you need is to just enter the beneficiary's mobile number, Aadhaar number, or Virtual Payment Address (VPA) to transfer funds. Each single UPI transaction has a maximum threshold limit of ₹1 lac. Developed by NPCI, National Payments Corporation of India (NPCI), and governed by the RBI, this parent entity is the reckoning force behind accelerating the pace of retail digital payment within India.

What to consider before building an emergency fund?

Having a stable emergency fund is an essential component of personal finance. It provides a financial cushion during unexpected events such as job loss, illness, or unforeseen expenses. A well-planned emergency fund can be the difference between financial stability and financial ruin in times of crisis. However, before building an emergency fund, it's important to consider various factors to ensure it serves its intended purpose. But first, let us understand what an emergency fund is, and why it is important to create an emergency fund.

RBI Increases Repo Rate & Exactly How Will it Impact You?

The Reserve Bank of India's decision to increase the repo rate has been making headlines lately. And as expected by many, the RBI Hikes repo rate has been increased by 25 basis points to 6.50%. In this article, we will discuss what happens if the RBI increases the repo rate and how the recent RBI interest rate hike in the repo rate by the RBI, makes an impact. Whether you are a borrower or a saver, it is essential to understand the implications of the rate hike and how it may affect your financial planning. So, let's look at the subject and understand what it means for you.

What is MMID in Bank and How to Find: Meaning and Full Form

Mobile Money Identifier (MMID) is a unique seven-digit number issued by banks to customers who use mobile banking services. It is used in conjunction with a mobile number to facilitate transactions through the [ Immediate Payment Service (IMPS)](https://upstox.com/banking/what-is-imps-meaning-full-form-charges-limits-and-how-to-transfer-money/) offered by the National Payments Corporation of India (NPCI). Now, MMID full form should not confuse you. MMIDs are issued by banks to customers who have registered for mobile banking services and have a savings or current account with the bank. The customer can then generate the MMID through their mobile banking app or by visiting the bank.