April 26, 2023

How We can Enquire RBL Bank Balance ?

  • At an odd hour, are you seeking to view your account balance, to check if you have the necessary funds to make the payment?
    • Are you the kind who always has trouble getting an uninterrupted internet connection and finds it difficult to access your statement details?
    • Do you like keeping a tab on your finances and hence like to view your transaction details regularly and usually find it more convenient to view your statements at leisure, typically weekends?
Digital banking is the answer to all your aforesaid needs. As an empirical example, let us take a look at RBL Bank's channels through which a customer can view his/her account balance.
Established in 1943 in Mumbai as a small
regional bank, RBL Bank, formerly known as Ratnakar Bank Limited catered to the financial requirements of micro regions along the Kolhapur-Sangli belt within Maharashtra.
Over the years, the bank transformed into a leading mid-sized private sector player.
It acquired RBS India’s cards business in FY14 and formed a partnership with Bajaj Finance in FY17, thus emerging as the fifth largest credit-card issuer in India.
Backed by an asset base of ₹80,359 crore, RBL Bank has a network of 502 branches, 1,302 business correspondent branches (of which 289 banking outlets) and 417 ATMs spread across 28 Indian states and Union Territories.
Backed by a customer base of 11.3 million, the bank offers a comprehensive portfolio of services across six verticals through multiple access channels ( netbanking, mobile banking, ATM and branch visits).
  • corporate and institutional banking
  • commercial banking
  • branch and business banking
  • retail assets
  • development banking and financial inclusion
  • treasury and financial market operations.

Let us understand the nuances of the balance enquiry process.

As a customer, you can access the details via the following channels:
  • Missed call on a toll-free number from your registered mobile phone.
  • Netbanking
  • Mobile banking
  • SMS
  • USSD
  • Passbook
  • ATM
  • The process via missed call service is fairly simple.
  • To begin with, you must have an active savings or current account with the bank.
  • Through your registered mobile number, a customer can give a missed call at the bank's toll free number 18004190610 and can view their balance every time, everywhere as per their convenience.
  • It is important to note that the bank automatically registers customers for missed call banking at the time of opening the account.

Let us take a look at the netbanking process in detail

As a customer, you can also access your account, view your financial statements, initiate fund transfers, enquire about your cheque status, order cheque book, make bill payments and much more every time, everywhere via the net banking channel.
To access the net banking services, all you need to do is login to the bank's official web portal and click on the 'login tab' and continue with the next steps.
  • Now let us understand another channel, mobile banking to access balance enquiry.
As an active account holder with a registered mobile number, you can now avail your account information, pay bills, transfer funds, check credit card statements, EMI payments and much more every time, everywhere by simply downloading the bank's mobile app, MoBank 2.0.
  • Another channel to access account balance enquiry is via SMS banking.
Through a simple pre-defined format, you can send an SMS via your registered mobile number and view your balance and much more.
For example:
  • For Primary Balance Enquiry, type:SMS BAL C and send the SMs @ 9223366333.
          BAL C, “C” is for Customer ID
    • For Specified Balance Enquiry, type BAL C A and send SMS @ 9223366333.
BAL C A, “A” is for Account
         number.
  • USSD as another channel to access your account via mobile phone in the absence of internet connection
USSD (Unstructured Supplementary Service Data) is akin to SMS, it is GSM protocol to send text messages using a combination of characters (codes).
With USSD service, customers' can access their account information from their phones without an internet connection.
  • For example: Dial 9979# from your registered mobile number.
  • You will receive a welcome message and also a USSD-based mobile banking menu will be displayed on the mobile screen.
  • Now for Balance Enquiry, simply Dial 9979*1# followed by the last 4-digit of the account number.
  • Another channel access your account information is via your passbook
Each customer is given a passbook at the time of opening an account with RBL Bank.
The customer can update his/her passbook from time to time by visiting their nearest branch.
  • ATM is another channel which a customer can access this information
You can simply hop to the closest ATM to view the balance details.
  • You just need to swipe your ATM/Debit Card
  • Then type your 4-digit ATM PIN
  • Click on “Check Balance/ Balance Enquiry”
  • And finally, your Account Balance would appear on the ATM screen.

Frequently Asked Questions (FAQs):

Q. Where can I source my account number details?

The number is printed on your cheque book, a 12 digit unique number.
You can also get these details on the mobile banking app.

Q. I have forgotten my customer id. Where can I source these details from?

No worries, you can find your customer id in your passbook or in your cheque book or your bank account statement .
You can also locate this id on mobile app, RBL Mobank.

Q. Are there any charges for using net banking services to view account balance?

No, it is absolutely free for all active users.

Q. What is RBL's toll free number for balance enquiry via missed call?

To enquire about your balance, simply call at this toll free number, 18004190610.

Q. What is RBL's SMS number for balance enquiry?

To enquire about your balance, simply send a syntax SMS to 9223366333.

Q. How do I check my mini statement?

To view your mini statement, you could either send an SMS TXN to 9223366333 from your registered mobile number or you can give a missed call @18004190610.

Never miss a trading opportunity with Margin Trading Facility

Enjoy 2X leverage on over 900+ stocks

Upstox Margin Trading Facility
Apple Logo
Downloadlogo
iOS App
Google Play Logo
Downloadlogo
Android App

RELATED ARTICLES

SBI Net Banking - Login, Registration, & Activation

Whether you are technology challenged like me or a savvy techie, you cannot ignore the rising pace of adoption of digital banking or net banking services especially during the Covid-19 phase. The sheer ease, speed and seamlessness of executing an online transaction to accessing information through superior technology enabled digital platforms with safe and secure gateways are driving customers to adopt netbanking facilities. Are you then curious! to open a netbanking account, say for example with SBI Bank. As a netbanking customer you can carry out fund transfers online to either your own account or third party account,IMPS fund transfer, make e- deposits such as e-recurring deposit, e-annuity deposit , e-TDR scheme to smart cards to utility bill payments to air, rail, bus and hotel bookings to online shopping to DEMAT and [IPO](https://upstox.com/ipo-initial-public-offering) services and much more. The net banking process is really simple. Let us assume you have an existing account with SBI wherein you rely on traditional banking transactions and now you wish to go the online way. All you need to do is to visit your SBI Bank branch and register for the Internet banking service. The branch will provide you a Pre Printed Kit (PPK) containing username and password for first login.

Demand Draft

- Merchant has made full payment against the goods that he/she received, cross border. - School fees, and utility bills have been paid - You just transferred payments from one of your bank accounts to the other For such transactions and many more, a demand draft or simply, DD is the preferred choice as this bank initiated prepaid negotiable instruments, when presented by the payee, the drawee bank ensures fulfilment of the amount mentioned on the cheque. It is important to note that while the DD is payable on demand, it is not payable to the bearer. The DD is made payable on a specified branch of the bank at a specified centre and does not require signatures to be cashed. The flip side to this ease, is that, in a situation of suspicious/fraudulent payèe, you cannot disregard the payment when he/she presents it at the specific branch. The drawee bank is obligated to make full payment to the extent of the amount mentioned on the DD.

Top 10 Balance Transfer Credit Cards and their Benefits

Balance transfer credit cards provide an effective way to manage credit card debt by saving on interest costs. We've compiled a list of the top 10 balance transfer credit cards, each with its set of unique benefits that include competitive introductory APR periods, cashback rewards, and lifestyle perks. These cards are super helpful for consumers and help simplify debt management making them valuable tools for improving financial health while achieving debt reduction goals. Credit cards have fast emerged as a convenient and flexible mode of payment. They, however, can quickly turn into a financial burden when there is an overdue with a high-interest rate. This overdue is usually termed as a credit balance, which can multiply quickly, taking the sum to an exorbitant amount. Thankfully, balance transfer credit cards allow you to transfer your outstanding credit card debt to a new card with a lower interest rate. This means you save on interest costs and can pay off your debt more efficiently. Read on as we explore the top 10 balance transfer credit cards available in India with the benefits they offer.

NEFT Holidays 2022

Just to simply know about a forthcoming event, gives us a sense of control, sense of preparedness to deal with the event as and when it occurs and some peace of mind, isn't it?. Be it your weekly weather forecast report or monthly sales target or festival holidays or your bank holiday list, knowing the details in advance gives you 'inner peace'. In the context of banking, even though we are in era of digital banking which allows every time, everywhere banking wherein customers can avail services 247365 with just a click, knowing that your bank branch would remain closed on certain days is helpful, is useful to us. Let us take a look at the NEFT holiday list, as a precursor to that, let us understand the concept of the digital banking transaction/payment channel, NEFT (National Electronic Funds Transfer). Introduced in November 2005 by the RBI, NEFT allows retail customers across India to transfer funds electronically from one NEFT bank branch enabled account to either the same or any other bank within India. The NEFT service is available 24x7 ( with effect from Dec 16, 2019 as per RBI guidelines). There is no need to visit the bank branch as NEFT transfers are made through digital channels (net banking and mobile banking) everytime, everywhere, everyone. Besides, the NEFT facility can also be availed for making credit card payments and for payment of loan EMI.