April 26, 2023

How We can Enquire RBL Bank Balance ?

  • At an odd hour, are you seeking to view your account balance, to check if you have the necessary funds to make the payment?
    • Are you the kind who always has trouble getting an uninterrupted internet connection and finds it difficult to access your statement details?
    • Do you like keeping a tab on your finances and hence like to view your transaction details regularly and usually find it more convenient to view your statements at leisure, typically weekends?
Digital banking is the answer to all your aforesaid needs. As an empirical example, let us take a look at RBL Bank's channels through which a customer can view his/her account balance.
Established in 1943 in Mumbai as a small
regional bank, RBL Bank, formerly known as Ratnakar Bank Limited catered to the financial requirements of micro regions along the Kolhapur-Sangli belt within Maharashtra.
Over the years, the bank transformed into a leading mid-sized private sector player.
It acquired RBS India’s cards business in FY14 and formed a partnership with Bajaj Finance in FY17, thus emerging as the fifth largest credit-card issuer in India.
Backed by an asset base of ₹80,359 crore, RBL Bank has a network of 502 branches, 1,302 business correspondent branches (of which 289 banking outlets) and 417 ATMs spread across 28 Indian states and Union Territories.
Backed by a customer base of 11.3 million, the bank offers a comprehensive portfolio of services across six verticals through multiple access channels ( netbanking, mobile banking, ATM and branch visits).
  • corporate and institutional banking
  • commercial banking
  • branch and business banking
  • retail assets
  • development banking and financial inclusion
  • treasury and financial market operations.

Let us understand the nuances of the balance enquiry process.

As a customer, you can access the details via the following channels:
  • Missed call on a toll-free number from your registered mobile phone.
  • Netbanking
  • Mobile banking
  • SMS
  • USSD
  • Passbook
  • ATM
  • The process via missed call service is fairly simple.
  • To begin with, you must have an active savings or current account with the bank.
  • Through your registered mobile number, a customer can give a missed call at the bank's toll free number 18004190610 and can view their balance every time, everywhere as per their convenience.
  • It is important to note that the bank automatically registers customers for missed call banking at the time of opening the account.

Let us take a look at the netbanking process in detail

As a customer, you can also access your account, view your financial statements, initiate fund transfers, enquire about your cheque status, order cheque book, make bill payments and much more every time, everywhere via the net banking channel.
To access the net banking services, all you need to do is login to the bank's official web portal and click on the 'login tab' and continue with the next steps.
  • Now let us understand another channel, mobile banking to access balance enquiry.
As an active account holder with a registered mobile number, you can now avail your account information, pay bills, transfer funds, check credit card statements, EMI payments and much more every time, everywhere by simply downloading the bank's mobile app, MoBank 2.0.
  • Another channel to access account balance enquiry is via SMS banking.
Through a simple pre-defined format, you can send an SMS via your registered mobile number and view your balance and much more.
For example:
  • For Primary Balance Enquiry, type:SMS BAL C and send the SMs @ 9223366333.
          BAL C, “C” is for Customer ID
    • For Specified Balance Enquiry, type BAL C A and send SMS @ 9223366333.
BAL C A, “A” is for Account
         number.
  • USSD as another channel to access your account via mobile phone in the absence of internet connection
USSD (Unstructured Supplementary Service Data) is akin to SMS, it is GSM protocol to send text messages using a combination of characters (codes).
With USSD service, customers' can access their account information from their phones without an internet connection.
  • For example: Dial 9979# from your registered mobile number.
  • You will receive a welcome message and also a USSD-based mobile banking menu will be displayed on the mobile screen.
  • Now for Balance Enquiry, simply Dial 9979*1# followed by the last 4-digit of the account number.
  • Another channel access your account information is via your passbook
Each customer is given a passbook at the time of opening an account with RBL Bank.
The customer can update his/her passbook from time to time by visiting their nearest branch.
  • ATM is another channel which a customer can access this information
You can simply hop to the closest ATM to view the balance details.
  • You just need to swipe your ATM/Debit Card
  • Then type your 4-digit ATM PIN
  • Click on “Check Balance/ Balance Enquiry”
  • And finally, your Account Balance would appear on the ATM screen.

Frequently Asked Questions (FAQs):

Q. Where can I source my account number details?

The number is printed on your cheque book, a 12 digit unique number.
You can also get these details on the mobile banking app.

Q. I have forgotten my customer id. Where can I source these details from?

No worries, you can find your customer id in your passbook or in your cheque book or your bank account statement .
You can also locate this id on mobile app, RBL Mobank.

Q. Are there any charges for using net banking services to view account balance?

No, it is absolutely free for all active users.

Q. What is RBL's toll free number for balance enquiry via missed call?

To enquire about your balance, simply call at this toll free number, 18004190610.

Q. What is RBL's SMS number for balance enquiry?

To enquire about your balance, simply send a syntax SMS to 9223366333.

Q. How do I check my mini statement?

To view your mini statement, you could either send an SMS TXN to 9223366333 from your registered mobile number or you can give a missed call @18004190610.

Never miss a trading opportunity with Margin Trading Facility

Enjoy 2X leverage on over 900+ stocks

Upstox Margin Trading Facility
Apple Logo
Downloadlogo
iOS App
Google Play Logo
Downloadlogo
Android App

RELATED ARTICLES

UCO Bank Net Banking & How to Activate Online: Login & Registration

UCO Bank Net Banking is an online banking service offered by UCO Bank to its customers. It is a convenient and secure way to access your bank account and manage your banking needs. With UCO Bank Net Banking, customers can check account balances, view account statements, transfer funds, and pay bills from their homes or office. It also offers features like bill payment, mobile banking, and shopping. UCO Bank Net Banking is a safe and secure way to manage your finances. It provides customers with great convenience, 24/7 access, and quick transaction processing.

A Historical Analysis of Demonetisation: Lessons from Around the World

Demonetisation is a significant policy decision that various countries have implemented worldwide to address economic challenges and promote financial reforms. In this blog post, we will explore the concept of [demonetisation](https://upstox.com/savings-account/what-is-demonetisation-meaning/), highlight several countries that have undertaken this measure, including India, and examine the motivations, impacts, and lessons learned from these exercises. Let's dive into this fascinating topic.

HDFC Bank Mini Statement by Missed Call/Toll Free Number, SMS, & Online

HDFC Bank is one of the most reliable private banks in India. It is popular among customers for its round-the-clock services and a vast range of financial services and product offerings. With the aid of advancements in technology, HDFC Bank has made all its services available to its customers at their fingertips, saving a lot of time and hassle. You can get your HDFC mini statement, transfer funds, check your account balance, etc. on the go from anywhere at any time. Here is a detailed guide on HDFC mini-statement and how you can get one.

5 Smart Financial Tips for Young Adults

Summary: Your 20s and 30s are a crucial time to start building a strong financial future. By making smart money decisions now, you can set yourself up for success later in life. In this blog post, we'll share five essential financial tips for young adults, including budgeting, saving, investing, and retirement. Money management secures your future, whether that's covering an unexpected bill or saving for a significant purchase. It involves budgeting, saving, and investing – essential skills for a stable financial future that are frequently overlooked in education. This blog will guide you through five practical financial tips that are simple to understand and apply. So, let's get started. Top 5 personal financetips for young adults Handling your money well is key—it's what keeps you secure when life throws surprises and helps you grow your savings for the future. It's about saving where you can, investing with a plan, and not spending more than what comes in. Nailing these basics can turn things around for you. So here they are, the top five financial tips for young adults: - Create a budget and track your expenses Budgeting is about tracking your income and expenses to make sure you spend less than you earn. It's creating a plan for your money, so you're in control of where it goes. Let's say you bring home INR 30,000 a month. You might allocate INR 10,000 for rent, INR 7,000 for food, and INR 3,000 for travel. Out of what’s left, you could put INR 5,000 into savings for emergencies or future goals, and the remaining INR 5,000 could cover your mobile plan, internet, or a weekend outing. This way, you've got your expenses covered, your savings on the rise, and still keep some money aside for leisure and unexpected needs. It's about making intentional choices so that you can balance today's needs with tomorrow's plans. - Start saving today Saving helps you build an [emergency fund](https://upstox.com/market-talk/emergency-fund-101-how-to-start-and-why-its-crucial-for-your-finances/), a cushion of money for unexpected expenses or emergencies. It also enables you to reach your short-term and long-term goals, like buying a car, going on holiday, or starting a business. A good rule of thumb is the 50/30/20 strategy. After you've covered your necessary expenses, 50% of your income, allocate 20% directly to your savings. For a monthly income of INR 30,000, that's INR 6,000 going into your savings each month. You can channel these funds into [mutual funds](https://upstox.com/learning-center/mutual-funds/the-basics-of-mutual-funds/), which often yield higher returns over time compared to a regular savings account. The remaining 30% of your income can then be used for discretionary expenses. By sticking to this rule, you automatically prioritise your financial future every month, steadily building a fund that can support big life events or tide you over during tough times. - Invest your money wisely Investing allows your money to actively work for you by acquiring assets that may generate income or appreciate over time. It's a handy way to grow your funds, beat inflation, and hit major milestones like buying a house, funding your studies, or setting up a cosy retirement. Take mutual funds, for instance. You can start small with SIPs from INR 500 and gradually build a mixed bag of investments. If you're not big on taking risks, a balanced mutual fund could be your thing, offering a steady blend of stocks and bonds. Make sure your investment picks match how much risk you're okay with, how long you plan to invest, and what you're hoping to achieve financially. - Plan your retirement ahead Retirement may feel like a dot on the horizon, but the earlier you begin, the better off you'll be. Consistently contributing a manageable amount, say INR 2,000, to a retirement plan like the [NPS](https://upstox.com/saving-schemes/nps-national-pension-scheme-india/), each month can amass a substantial sum over the years. This is where compounding comes into play – the interest you earn starts earning interest of its own, and over time, this growth accelerates. So, by starting in your 20s, you give your savings the longest possible time to expand, ensuring you a more comfortable and financially secure retirement. - Understand taxes Familiarising yourself with tax-saving opportunities, like investing in the [public provident fund (PPF)](https://upstox.com/saving-schemes/public-provident-fund-ppf-interest-rate/) and [equity-linked savings schemes](https://upstox.com/learning-center/mutual-funds/what-is-elss-and-how-to-invest-in-elss/) (ELSS) under Section 80C, can make a big difference to your finances. For those in a higher tax bracket, directing up to INR 1.5 lakh into a PPF can significantly cut your taxable income. This astute handling of taxes ensures you're not just meeting legalities but also retaining more income for your aspirations. Your best investment is in your financial education. Stay informed about financial products and market trends. This doesn't mean you need to become an expert overnight but understanding the basics of investments, insurance, and savings will help you make smarter decisions. Wrapping up: Key points to remember - Begin with small investments and increase over time, balancing risk with a mix of assets for long-term growth. - Small, regular contributions to a retirement fund can grow significantly, thanks to compounding interest. - Investing in options like PPF and ELSS can reduce taxable income and maximise savings. Note: To help plan your trading activities and investment strategies, find here the [NSE Holidays 2023](https://upstox.com/stocks-market/nse-holidays/), [BSE Holidays 2023](https://upstox.com/stocks-market/bse-holidays/), [MCX Holidays 2023](https://upstox.com/stocks-market/mcx-holidays/), and [Muhurat Trading 2023](https://upstox.com/stocks-market/muhurat-trading/). Also see here to know more about the [stock market timings](https://upstox.com/stocks-market/nse-bse-share-market-timing-in-india/).