Bank of India Mobile Banking & How to Activate: Login, Registration, & App

Features of Mobile Banking In Bank of India

• BOI mobile banking enables you to download the passbook in the application. Through the mPassbook facility, you can download a statement copy of the bank account in a PDF or any other format without any hitch.
• By making it simple to keep track of the balance of the deposit account, BOI has gone a step further. Through the Bank of India mobile banking service, you can easily check the account, anytime and anywhere.
• BOI mobile banking facility has made life easier for customers by adding the convenience of checking the outstanding amount of the loan. Additionally, one can view all necessary details like the loan amount, the repayment period, and the loan interest rate.

What are the Steps to Register Mobile Banking For Bank of India?

• First, download the BOI mobile application from Apple App Store or Google Play store.
• After the application welcomes you, kindly click on the ‘Next’ button and on the redirected page select the ‘Proceed’ option.
• Thereafter verify your mobile number and you will receive an SMS for verification.
• After clicking on the ‘Proceed’ option create a User ID and set a 6-digit PIN for login and click on the ‘Submit’ option.
• Register by clicking on the ‘Funds transfer’ or ‘View only’ option. In the case of the ‘View only’ facility select the customer ID from the drop-down menu.
• Thereafter, fill in all details of the debit card and click on the ‘Submit’ option.
• Then, you will receive an OTP on the registered mobile number. Now click on the ‘Verify’ option.
• Finally, you can sign in and start using this mobile banking app.

What are the Steps to Use the Bank of India Mobile App?

• Simply download the BOI mobile app and start BOI mobile banking registration.
• After that, log in to the application, by entering your login credentials such as customer ID or user ID and PIN. You can also log in through your registered mobile number.
• After providing all the necessary details click on ‘Login’. Then you can click on the ‘My Account’ option to check your bank account details. You will get brief information about the transaction done, available account balance, statement, etc.
• You can accordingly mark the most used transaction details as ‘Favourite’, to get access to a transaction.
• Now, click on the ‘mPassbook’ option to obtain your transaction details.
• You can also select the ‘Locator’ option to locate the address of the nearest bank branch and ATM.

Benefits of Bank of India Mobile Banking

• With this online application, you can easily locate the nearest ATM and bank branch. You can avail of this feature in an unfamiliar neighbourhood or different city.
• Using this banking app you can track all your expenses. This app will enable you to review and manage upcoming spending, more conveniently. Through the auto-payment service, you can easily pay your utility bills, EMIs, and other monthly obligations. Therefore you can avoid late payment fees and keep up with your loan repayments.
• A debit card or credit card has its own special features. However, any loss or theft of these cards involves a risk of exposing the bank account details of users. Thankfully with the help of BOI mobile banking, you can easily block the credit card or debit card directly. Upon completion of this action, you will receive a card block confirmation in no time.

Final Thoughts