April 26, 2023

Bhamashah Yojana 2023 - Download Card & How to Apply Online

The introduction of Bhamashah Yojana is considered to be the first step towards digitisation of the Rajasthan State Government. This scheme aims to provide financial dependence to the women in the state. Get all the details about this yojana below.

Bhamashah Swasthya Bima Yojana – An Overview

In 2008, Rajasthan Government launched Bhamashah Yojana to make women financially self-dependent. This scheme’s objective is to transfer the benefits of financial and non-financial government schemes to women through a simple and transparent procedure.
The beneficiary needs to have a bank account through which she will receive all the benefits. When the government first introduced this scheme, it was a huge success in the beginning. Around 50 lakh women applied for it and approximately 29 lakh bank accounts were opened to channel the benefits through Bhamashah card.

What Are the Features and Benefits of Bhamashah Yojana?

Here are the features and benefits of Bhamashah Yojana.

Features

  • This scheme offers complete cashless treatment for the insured for any hospitalisation cost.
  • The insured can get a maximum of ₹30,000 for general illness and ₹3 lakh for critical illness under this scheme.
  • Insured individuals can get treatment at both public and private hospitals.
  • This scheme offers an incentive for private hospitals to aid them in opening their facilities in rural areas. This helps to lower the burden on public hospitals.
  • This scheme also provides for any pre-existing illness.
  • The insured will receive benefits as per the pre-determined package rates for secondary and tertiary illnesses.
  • Pre-hospitalisation expenses for up to 7 days till admission in the hospital is covered under this scheme.
  • Post-hospitalisation expenses for up to 15 days since discharge from hospital is covered under this scheme.
  • This scheme has been now extended to expenses for OPD patients as well, along with in-patients.
  • You can collect any information from the customer care available for this scheme. You can also track the status through their app.

Benefits

  • You can apply for a loan for starting a new business.
  • You can apply for scholarship of student’s education
  • You can get free medical treatment at pre-specified hospitals for specific illnesses and operations.
  • Women starting a new career can get assistance from this scheme.
  • Women can also buy ration with the help of biometric
  • You can get benefits as per the National Rural Employment Gaurantee Act
  • The benefits of Bhamashah card can also be availed by men by paying an extra fee

What Are the Eligibility Criteria to Meet for Bhamashah Yojana?

To be eligible for Bhamashah Swasthya Bima Yojana, you have to meet the following eligibility criteria:
  • You need to be under the schemes of Rashtriya Swasthya Bima Yojana (RSBY) and National Food Security Act (NFSA).
  • There aren’t any age limits. Family members of this scheme are also eligible for the benefits.
  • Children and students seeking benefits for coaching purposes under this scheme should be registered in Government schools and colleges.

What Are the Documents Necessary for Bhamashah Yojana?

You need to submit the following documents along with your application form to apply for Bhamashah Yojana:
  • Birth certificate
  • Caste certificate
  • Experience letter required for businesses
  • Aadhaar or Ration card

How to Apply for Bhamashah Yojana?

You can apply for Bhamashah Swasthya Bima Yojana online as well as offline.
Online application procedure is as given below:
Step 1: Visit the online portal of ‘Rajasthan Single Sign on’
Step 2: Register or log in if you are a registered user.
Step 3: Fill in the form with your details such as Aadhaar number, birth date, contact details etc.
Step 4: Provide details of the head of the family after clicking on the ‘Bhamashah Citizen Enrolment’.
Step 5: After successful completion and submission of online application procedure, the applicant will receive a receipt number on their registered mobile number.
If an applicant wants to apply offline, they have to visit the camps organised by the State Government in wards in urban areas and Gram Panchayat in rural areas.
However, please make sure that you have an Aadhaar card before applying for this scheme. If you don’t have one, apply for Aadhaar card first and then apply for this scheme.

How to Update Details on the Bhamashah Card?

If you need to update or make changes to any details on your Bhamashah card, you can do so by yourself by visiting the official portal. You can update the following details:
  • Changes in the bank account information
  • Death of a family member
  • Addition of family member
  • Change in residential address
  • Wedding details or update of a family member

Final Word

It takes around 2 to 3 months to receive the Bhamashah card after opening the bank account. Do note that all the expenses incurred by the yojana beneficiary are paid directly to the hospital within the approved limit. You need to submit the Bhamashah Yojana card to the hospital along with ID proof at the time of admission to the hospital.

Never miss a trading opportunity with Margin Trading Facility

Enjoy 2X leverage on over 900+ stocks

Upstox Margin Trading Facility
Apple Logo
Downloadlogo
iOS App
Google Play Logo
Downloadlogo
Android App

RELATED ARTICLES

Jeevan Pramaan Patra 2023 - Download, Online, & How to Apply

Many people rely on pension savings as their main source of income after retiring. Others use it as a second source of income to cover their expenditures. Submitting a Jeevan Pramaan Patra/Life Certificate to the pension funding agency is one of the essential documents to ensure a smooth flow of pension money each month. Do you want to learn more about how it ensures that pension funds are received continuously?

Digital Seva Portal - CSC, Login, Registration, & Scheme

Common Service Centre, or the CSC, is a digital platform that helps people with zero or limited internet access to perform various functions and avail of several services. You can also obtain certificates or government documents from this platform. You can get access to these services by paying a small amount and bypassing the method of visiting authorities, standing in long queues, and making offline payments. This platform makes the functioning of common individuals extremely quick, error-free, accessible, and cost-effective. The CSC platforms also allow individuals who are Indian citizens and above the age of 18 to apply for various government programs. Individuals can open a Common Service centre or Sewa Kendra, and every village or town has a CSC centre. You can register online for the Digital Seva CSC Portal, which includes registering as a VLE - Village Level Entrepreneur.

National Pension Scheme (NPS) India 2023: Login, Registrations, Meaning, & benefits

The Government of India launched the National Pension Scheme for all government employees who joined after April 1, 2004, since it did not want to pay them defined benefits. While it was initially meant for Government employees, all citizens of India between the ages of 18 and 65 became eligible for the scheme in 2009. The goal of this scheme was to cover all Indian citizens, including those working in the unorganized sector. The [Pension Fund Regulatory and Development Authority](https://upstox.com/saving-schemes/pension-fund-regulatory-and-development-authority-pfrda/), or PFRDA, is the body that regulates and administers NPS. The Act governing the National Pension Scheme is the PFRDA Act 2013. This is a voluntary defined contribution pension system. Professional fund managers manage the funds that are invested in market-linked instruments. Individual subscribers contribute to the fund that keeps accumulating till retirement age. The investments under the NPS Scheme keep growing at market-linked rates depending on the fund chosen. There is an exit option for subscribers before reaching the superannuation age. The subscriber cannot withdraw the entire funds; a portion of the funds is used to provide the subscriber with a monthly pension. An annuity policy is purchased with a minimum of 40% of the corpus accumulated under the NPS scheme for providing a lifetime pension to the subscriber. The remaining 60% can be commuted or claimed as a lump sum by the subscriber.

UAN (Universal Account Number) - Login, Meaning, & Registration

A 12-digit universal account number, or UAN, is issued to every salaried person who contributes a percentage of their earnings to the EPF by EPFO. Each EPFO member receives a UAN that is good for the duration of their work. The employee receives a new PF account number each time he changes jobs, and each of these PF accounts is linked to a single UAN. Having a universal account number means you can use it to check the balance of your EPF account or transfer or withdraw money from your PF account with just a few button clicks, thanks to the information's unification. If the company has 20 or more employees, the employer must produce the UAN for the new hire when they start working. In the other case, if the employee was given a Universal Account Number (UAN) at the prior company, he must also give it to the new employer. The Universal Account Number remains constant throughout an employee's tenure, as was previously mentioned. Therefore, a new member ID is given even when a person changes jobs, but ultimately, all of the employee's member IDs are linked to a single Universal Account Number (UAN). As a result, you may manage all of your EPF contributions—under your former and current employers—in one central spot by using the UAN. The fact that all of an employee's PF accounts are consolidated under a single umbrella—the UAN—has made PF withdrawal, transfer, and other PF transactions easier and less complicated.