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Vaibhav Vyapaar IPO
3.80xsubscribed

Vaibhav Vyapaar IPO

Finance - NBFC
listed
₹2.04LMin. investment

Vaibhav Vyapaar Limited IPO Details

SectorFinance - NBFC
Price range₹51.00 – ₹54.00
IPO type
SME
Lot size2000 shares
Issue size₹42Cr
Red Herring Prospectus
Read
Market cap
₹152.19CrLower than sector avg
RevenueApr 3 - Mar 4
₹36.79CrLower than sector avg
Growth rate3Y CAGR
20.72%Higher than sector avg

Vaibhav Vyapaar IPO Subscription Status

Date
QIB
NII
Retail
Total
13-Oct-26
0.0 times (X)
1.25 times (X)
0.2 times (X)
0.22 times (X)
14-Oct-26
0.0X
2.3X
0.59X
0.54X
15-Oct-26
1.61X
20.95X
2.61X
3.8X

As on 13-Oct-26, 5:30 PM

Vaibhav Vyapaar IPO Timeline

  1. Pre-apply
    9 Oct 2026
  2. Bid start
    13 Oct 2026
  3. Bid end
    15 Oct 2026
  4. Allotment
    16 Oct 2026
  5. Release of funds
    19 Oct 2026
  6. Demat transfer
    19 Oct 2026
  7. Listing
    21 Oct 2026

About Vaibhav Vyapaar Limited

Vaibhav Vyapaar, incorporated in February 2009, is an RBI-registered non-banking financial company that provides unsecured personal loans to salaried and self-employed individuals through its LoanFront digital platform.
The company sources loans via direct and co-lending, as well as provides application and technology services to other NBFCs. The company provides loans to self-employed individuals from ₹1,500 to ₹30,000 for 3 to 12 months and salaried individuals from ₹10,000 to ₹2,00,000 for 3 to 24 months.
The AUM for FY26 was ₹70.68 crore, with 87.3% being on-book/direct lending, and 12.6% being off-book/co-lending. 55.6% of AUM was of salaried individuals, and 44.3% were self-employed. The off-book business model changed from business correspondent in FY25 to co-lending in FY26.
In FY26, own revenue accounted for 91.8%, and application and technology services were 8.1%. Technology-service contribution rose from 4.1% in FY24 to 8.1% in FY26. Repeat customers generated 75.4% of FY26 revenue, and new customers generated 24.6%. In FY26, Tamil Nadu contributed 21.9% of revenue, Karnataka 20.2%, Andhra Pradesh 14.1%, Telangana 12.7% and Maharashtra 11.1%.

Checklist

Quality analysis
Revenue growth
Company valuation
Earnings expansion
Risk analysis
Debt to Equity ratio
Promoter holdings
Shares pledged
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Objectives of Vaibhav Vyapaar Limited IPO

Augment the capital base
78.90%
The company will utilise ₹32 crore for augmenting the capital base of business.
General corporate purposes
21.10%
Part of the IPO proceeds will be used for general corporate purposes and issue expenses

Compare

CompanyRevenue*3Y growthPATMarket capP/E ratioD/E ratio
This IPO₹36.79Cr20.72%₹1.97Cr₹152.19Cr42.621.60
This sector (avg.)₹789.63Cr0.02%₹117.25Cr₹6,213.48Cr52.320.85
₹41,701.78Cr---₹9,423.31Cr₹1,91,911.8Cr21.004.16
₹2,042.91Cr---₹1,612.59Cr₹1,61,687.5Cr100.630.03
₹20,214.17Cr---₹5,352.36Cr₹1,53,746.4Cr20.963.36

*Revenue for financial year 3-4. Lower P/E and D/E ratios are generally preferred.

Vaibhav Vyapaar IPO Contact Details

Company NameVaibhav Vyapaar Limited

How to apply for Vaibhav Vyapaar IPO?

  1. Step 1

    Log in to your Upstox account to access IPO investments. Next, select the current IPO section.

  2. Step 2

    Specify IPO details. Enter the number of lots and the price you wish to apply for.

  3. Step 3

    Enter UPI ID. After entering your UPI ID, click submit. This will place your bid with the exchange.

  4. Step 4

    Mandate Notification. Your UPI app will receive a mandate notification to block funds.

  5. Step 5

    Approve Request. Your funds will be blocked once you approve the mandate request on your UPI.

Vaibhav Vyapaar Limited IPO FAQs