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Finbud Financial Services IPO
4.51xsubscribed

Finbud Financial Services IPO

Finance - NBFC
listed
₹2.80LMin. investment

Finbud Financial Services Limited IPO Details

SectorFinance - NBFC
Price range₹140 – ₹142
IPO type
SME
Lot size1000 shares
Issue size₹71Cr
Red Herring Prospectus
Read
Market cap
₹270.5CrLower than sector avg
RevenueApr 2024 - Mar 2025
₹223.28CrLower than sector avg
Growth rate3Y CAGR
28.38%Higher than sector avg

Finbud Financial Services IPO Subscription Status

Date
QIB
NII
Retail
Total
06-Nov-25
0.0 times (X)
0.0 times (X)
0.0 times (X)
0.0 times (X)
07-Nov-25
2.37X
1.63X
0.53X
1.29X
10-Nov-25
4.33X
8.73X
2.8X
4.51X

As on 06-Nov-25, 5:30 PM

Finbud Financial Services IPO Timeline

  1. Pre-apply
    4 Nov 2025
  2. Bid start
    6 Nov 2025
  3. Bid end
    10 Nov 2025
  4. Allotment
    11 Nov 2025
  5. Release of funds
    12 Nov 2025
  6. Demat transfer
    12 Nov 2025
  7. Listing
    13 Nov 2025

About Finbud Financial Services Limited

Finbud Financial Services operates under the brand ‘Finance Buddha’, is a prominent retail loan aggregator platform in India that offers home, business, and personal loans from banks and NBFCs. The company has a unique hybrid business model that uses both digital and agent channels to acquire customers. Agent channel contributed 86.17%, while the digital channel contributed 13.83% of revenue as of July 2025. In terms of product category, personal loan contributed 83.18%, business loan 14.12%, home loan 1.98% and others 0.71% on a standalone basis. Banks contributed 45.92%, while NBFCs accounted for 54.08% of disbursement. The company has 1,707 agents as of June 30, 2025 and the average ticket size is ₹10 lakhs for personal and ₹20 lakhs for business loans.

Checklist

Quality analysis
Revenue growth
Company valuation
Earnings expansion
Risk analysis
Debt to Equity ratio
Promoter holdings
Shares pledged
The investment checklist helps you understand a company's financial health at a glance and identify quality investment opportunities easily

Objectives of Finbud Financial Services Limited IPO

Working capital
29.16%
The company will use ₹20.9 crore for funding working capital requirements.
Funding for business development
24.76%
The company will use ₹17.75 crores to fund business development and marketing activities.
Investment in subsidiary
20.93%
₹15 crore will be invested in the wholly owned subsidiary, LTCV Credit Private Limited.
General corporate purposes
19.50%
Part of the IPO proceeds will be used for general corporate purposes
Repayment of loans
5.62%
The company plans to use ₹4.03 crore to repay or prepay its borrowings.

Compare

CompanyRevenue*3Y growthPATMarket capP/E ratioD/E ratio
This IPO₹223.28Cr28.38%₹8.49Cr₹270.5Cr23.390.52
This sector (avg.)₹789.63Cr0.02%₹117.25Cr₹6,213.48Cr52.320.85
₹41,701.78Cr---₹9,423.31Cr₹1,91,911.8Cr21.004.16
₹2,042.91Cr---₹1,612.59Cr₹1,61,687.5Cr100.630.03
₹20,214.17Cr---₹5,352.36Cr₹1,53,746.4Cr20.963.36

*Revenue for financial year 2024-25. Lower P/E and D/E ratios are generally preferred.

Finbud Financial Services IPO Contact Details

Company NameFinbud Financial Services Limited

How to apply for Finbud Financial Services IPO?

  1. Step 1

    Log in to your Upstox account to access IPO investments. Next, select the current IPO section.

  2. Step 2

    Specify IPO details. Enter the number of lots and the price you wish to apply for.

  3. Step 3

    Enter UPI ID. After entering your UPI ID, click submit. This will place your bid with the exchange.

  4. Step 4

    Mandate Notification. Your UPI app will receive a mandate notification to block funds.

  5. Step 5

    Approve Request. Your funds will be blocked once you approve the mandate request on your UPI.

Finbud Financial Services Limited IPO FAQs