Skip to main content
Dar Credit and Capital IPO
60.18xsubscribed

Dar Credit and Capital IPO

listed
₹1.14LMin. investment

Dar Credit and Capital Limited IPO Details

Price range₹57.00 – ₹60.00
IPO type
SME
Lot size2000 shares
Issue size₹25Cr
Red Herring Prospectus
Read
Market cap
₹85.66CrLower than sector avg
RevenueApr 2023 - Mar 2024
₹32.05CrLower than sector avg
Growth rate3Y CAGR
15.01%Higher than sector avg

Dar Credit and Capital IPO Subscription Status

Date
QIB
NII
Retail
Total
21-May-25
1.65 times (X)
0.0 times (X)
9.06 times (X)
5.0 times (X)
22-May-25
2.65X
0.0X
29.57X
15.54X
23-May-25
31.29X
0.0X
102.48X
60.18X

As on 21-May-25, 5:30 PM

Dar Credit and Capital IPO Timeline

  1. Pre-apply
    20 May 2025
  2. Bid start
    21 May 2025
  3. Bid end
    23 May 2025
  4. Allotment
    26 May 2025
  5. Release of funds
    27 May 2025
  6. Demat transfer
    27 May 2025
  7. Listing
    28 May 2025

About Dar Credit and Capital Limited

Dar Credit and Capital, founded in 1994, specialises in providing credit solutions to low-income individuals, small-scale shopkeepers, and vendors. The company has a network of 27 branches strategically located in rural and semi-urban areas. The company offers three main types of financial products: personal loans, Unsecured MSME loans, and secured MSME loans. As of December 31, 2024, the company had an AUM of ₹177.02 crore, with unsecured MSME loans and personal loans making up 48.9% and 32.9% of the total revenue mix. The company maintained a strong capital-to-risk assets ratio (CRAR) of 39.38%.

Checklist

Quality analysis
Revenue growth
Company valuation
Earnings expansion
Risk analysis
Debt to Equity ratio
Promoter holdings
Shares pledged
The investment checklist helps you understand a company's financial health at a glance and identify quality investment opportunities easily

Objectives of Dar Credit And Capital Limited IPO

Augment capital base
85.70%
The company will put up to ₹22 crore to augment its capital base for regulatory requirements.
General corporate purposes
14.30%
Part of the IPO proceeds will be used for general corporate purposes

Compare

CompanyRevenue*3Y growthPATMarket capP/E ratioD/E ratio
This IPO₹32.05Cr15.01%₹3.97Cr₹85.66Cr15.112.51
This sector (avg.)₹789.63Cr0.02%₹117.25Cr₹6,213.48Cr52.320.85
₹41,701.78Cr---₹9,423.31Cr₹1,91,911.8Cr21.004.16
₹2,042.91Cr---₹1,612.59Cr₹1,61,687.5Cr100.630.03
₹20,214.17Cr---₹5,352.36Cr₹1,53,746.4Cr20.963.36

*Revenue for financial year 2023-24. Lower P/E and D/E ratios are generally preferred.

Dar Credit and Capital IPO Contact Details

Company NameDar Credit and Capital Limited

How to apply for Dar Credit and Capital IPO?

  1. Step 1

    Log in to your Upstox account to access IPO investments. Next, select the current IPO section.

  2. Step 2

    Specify IPO details. Enter the number of lots and the price you wish to apply for.

  3. Step 3

    Enter UPI ID. After entering your UPI ID, click submit. This will place your bid with the exchange.

  4. Step 4

    Mandate Notification. Your UPI app will receive a mandate notification to block funds.

  5. Step 5

    Approve Request. Your funds will be blocked once you approve the mandate request on your UPI.

Dar Credit And Capital Limited IPO FAQs