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How to Withdraw Funds from My Upstox Account?
We offer two payout modes for withdrawing funds from your trading account. The withdrawn amount will be credited to your primary bank account.
You can withdraw funds through either of the following modes:
Instant withdrawal:
With Instant Withdrawal, you can withdraw between ₹100 and ₹5 lakhs per day from your wallet. The amount will be credited to your primary bank account within 5 minutes of requesting a payout. A nominal fee of ₹23.60 (₹20 + 18% GST) shall be applicable for every Instant withdrawal request placed
Important Notes:
- IMPS mode must be active in your bank account.
- The used margin reflects the total amount utilized for any open or closed positions, which must be zero.
- You should not have any open or closed orders in your Trading account.
Instant withdrawal timings:
| Trading day | Withdrawal request time | Time frame |
|---|---|---|
| Monday - Friday | 10 AM to 6 PM | Within 5 minutes on the same day (only via IMPS) |
| Monday - Friday | Before 10 PM and after 6 PM | Payout will work as Standard withdrawal timings |
Standard withdrawal:
You can withdraw funds starting from ₹100 up to any amount.
- Standard withdrawal requests can be initiated anytime.
- The funds will be credited to the primary bank account by 3:00 PM on working days.
- Standard withdrawal can be modified or deleted until the request is processed.
Standard withdrawal timings:
| Trading day | Withdrawal request time | Time frame |
|---|---|---|
| Monday - Friday | Before 8:00 AM | By 3:00 PM on the same day |
| Monday - Thursday | After 8:00 AM | By 3:00 PM on the next trading day |
| Friday - Saturday | After 8:00 AM | By 3:00 PM on Monday (or the next trading day if Monday is a holiday) |
| Bank holiday/ Settlement holidays/ Public holiday | Any time | By 3:00 PM on the next trading day |
Note:
- If you have not received the funds within the mentioned payout turnaround time (TAT), please wait until the end of the day (EOD).
- If you've added funds today, you won't be able to withdraw them immediately or on the same day as the funds are not yet settled. You can place a withdrawal request the next day once the funds have settled.
Refer to the following steps for withdrawal flow:
1. Click on the Funds Tab and select Withdraw Funds.
2. Enter the amount you wish to withdraw (For instant withdrawal, click “Instant withdrawal within 15 mins.”)
3. Click” Continue”

4. Click on ‘Confirm withdrawal’ after verifying the details.
5. You can check the expected payout date and time.

You can track the status of your withdrawal

That's it. Your request for withdrawing funds is placed.
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