April 26, 2023

Union Bank Balance Check Number - By ATM, SMS, Net Banking

What is the Union Bank Balance Check Toll-Free Number?

Union Bank Customer Care Number Balance Check Toll-Free1800-22-2244
Union Bank Of India Balance Inquiry via SMS09223008486
Union Bank Of India Balance Check Number Missed Call+91 9223008586
One of India's best banks is the Union Bank of India (UBI). It sets a standard by providing top-notch banking services to all enrolled individuals.
Outstanding service recognition and technology developments have helped the Union Bank of India become more well-known.
Customers can easily check their account balances using the online banking and mobile banking services offered by Union Bank of India. Customers can also use Union Bank of India's Missed Call, SMS Banking Service, and other options to check their balance.
Account holders who have registered their cellphone numbers have access to phone and mobile banking features, which allow them to rapidly check their available balance and inquire about it. This article outlines everything you need to know about union bank balance check numbers and how to check the union bank account balance. Let's take a look.

7 Ways To Check The Union Bank Account Balance

Union Bank Of India Balance Check Number Missed Call

Missed Call Service is open for all users of the account. The service can be accessed without a smartphone. All account holders can reach the UBI bank at +91 9223008586, which is available 24/7.
The consumer can receive an immediate account balance by texting or contacting the Union Bank of India missed call from the registered number, 09223008586. However, to do so and access the service, Union Bank of India customers must first register their cellphone numbers with the bank.

Union Bank Of India Balance Inquiry via SMS

With Union Bank of India's SMS Banking service, you can send an SMS in a proper format to find out the balance of your account. Follow these instructions from the account's registered mobile phone to inquire via UBI SMS Banking.
  • As the first step, send an SMS and type "UBAL" Message to "09223008486."
  • An SMS reply will be sent to you shortly with a breakdown of your available balance.
  • To inquire about the balance of your primary account, SMS UBAL to 09223008486.
  • To inquire about other account balances, SMS UBAL and account number to 09223008486. If someone has many accounts, they can use the procedures to learn more about a particular account.

Union Bank Customer Care Number Balance Check

Bank customers can contact Union Bank of India for assistance at either 1800 22 2244 or 1800 208 2244, both of which are toll-free lines. The numbers are available 24/7 and provide a variety of financial services. Following are the steps to get information on your account balance via Customer Care Numbers:
  • From the registered mobile number, call the Toll-Free Helpline at 1800-22-2244.
  • Once your call passes the IVRS, choose the "Language" and "Banking" options.
  • You can hear the total balance on-call through IVRS if you follow the menu options and choose "Balance Enquiry."
  • Verify the account information if you called from an unregistered phone by providing the account number or debit card number.
  • After successful verification, you will receive an SMS if you choose the option "Send the Balance via SMS."

Union Bank Of India Balance Check Using Passbook

You can check the balance in your account using your passbook. To check your balance using a passbook, follow these steps:
  • Take your passbook to a Union Bank branch.
  • Go to the teller and ask them to update your passbook.
  • The teller will enter your account information into the bank's computer system and print out a record of your transactions.
  • The teller will then update your passbook by writing in the new balance and any other transactions that have occurred since your last update.
It's important to keep your passbook updated regularly to have an accurate account activity record.

Union Bank Of India Balance Check Using USSD

Customers can access mobile banking services without a smartphone or internet connection through USSD or Unstructured Supplementary Service Data. To check the balance of your Union Bank of India account using USSD, follow these steps.
  • Put "9950#" into the phone's dialer to place a call.
  • The menu is provided with a list of choices. Choose and respond with the appropriate choice of "Account Balance."
  • Your account's balance is finally displayed.
  • The mobile number has to be connected to their UBI account to access the function.

Union Bank Of India Balance Enquiry using Mobile Banking

The Union Bank of India offers a mobile banking application for checking account balances.
Several mobile apps allow Union Bank of India customers to check their account balances.
  • You can simply register for mobile banking services at the Union Bank of India location if you haven't already.
  • The mobile ID and passcode will be delivered to you shortly after that.
  • These apps are available for download and use to access mobile banking services.
  • Once the app has been downloaded, users must register before using it.
  • Use your registered cell phone number to obtain an OTP, which you can then use to sign up for the app
  • Once you've finished registration, you can log in to the app using the credentials.

Union Bank of India Balance Check Using The Online Portal

To check your balance online through the Union Bank of India portal, follow these steps:
  • Go to the Union Bank of India website and click on the "Internet Banking" tab.
  • Click on the "Retail Login" button.
  • Enter your user ID and password, then click "Log In."
  • Once you are logged in, you should be able to see your account balance and transaction history.
Remember that you will need to have registered for online banking to access your account through the portal. If you have not yet registered, you will need to do so before you can log in. To register, you must visit a Union Bank of India branch and complete the necessary paperwork.

Union Bank Of India Balance Check Via Whatsapp Banking

Customers can check balances using Union Bank of India's Whatsapp Banking Services. Following are the steps to do so:
  • First, save the Union Bank of India's official WhatsApp banking number, 9666606060, to your phone's contacts.
  • Send a message with "Hello" to begin a WhatsApp Banking discussion.
  • In response, the bank will offer a variety of options.
  • Make the relevant choice in response to the balance query.
  • The account's available balance is then replied to via a Whatsapp chat.
  • Through the Link provided, register for the UBI WhatsApp Banking Services.

How To Check The Last 5 Transactions In Union Bank Of India?

There are several ways you can check your last 5 transactions in Union Bank of India:
Online banking: If you have access to Union Bank of India's online banking platform, you can log in and check your account history to view your recent transactions.
Mobile banking: You can also use Union Bank of India's app to view your recent transactions.
ATM: If you have an ATM card, you can visit any Union Bank of India ATM to check your account balance and recent transactions.
Bank statement: You can also request a bank statement from Union Bank of India that will show your recent transactions.
Phone banking: If you have registered for Union Bank of India's phone banking service, you can call the bank's customer care number or use the SMS service and ask for your recent transactions to be provided over the phone.

Bottom Line

You can keep track of your spending by periodically checking your account balance because every transaction must be scrutinised. This can help you find areas where you've spent big and can cut spending. It can be a bother, though, to frequently visit the bank and have the passbook updated to check your balance. Toll-free phones, mobile banking, balance check numbers, and SMS systems have all made this procedure easier. Additionally, by following the instructions in this article, you can quickly and easily check the balance of your account.

Never miss a trading opportunity with Margin Trading Facility

Enjoy 2X leverage on over 900+ stocks

Upstox Margin Trading Facility
Apple Logo
Downloadlogo
iOS App
Google Play Logo
Downloadlogo
Android App

RELATED ARTICLES

RBI Increases Repo Rate & Exactly How Will it Impact You?

The Reserve Bank of India's decision to increase the repo rate has been making headlines lately. And as expected by many, the RBI Hikes repo rate has been increased by 25 basis points to 6.50%. In this article, we will discuss what happens if the RBI increases the repo rate and how the recent RBI interest rate hike in the repo rate by the RBI, makes an impact. Whether you are a borrower or a saver, it is essential to understand the implications of the rate hike and how it may affect your financial planning. So, let's look at the subject and understand what it means for you.

Allahabad Bank Balance Enquiry Toll Free Number & How to Check by Missed Call & SMS

Allahabad Bank, one of the leading public sector banks in India was merged with and amalgamated into Indian Bank on 1st April 2020. It offers a range of services to its wide customer base both online and offline. You can carry out various functions such as transactions, balance enquiries, money transfers, etc. easily and conveniently. The following sections discuss the various ways of Allahabad Bank balance enquiry in detail.

Axis Bank Balance Enquiry Toll Free Number and How to Check

| Axis Bank Balance Enquiry number | 18004195858 | | --- | --- | If you want to check your Axis Bank Account Balance in Hindi, you can call 18004195858. Welcome to our guide on how to check your Axis Bank balance! Whether you're looking to keep track of your spending, avoid overdraft fees, or want to stay on top of your financial situation, regularly checking your bank balance is an important habit to develop. In this article, we'll walk you through the various methods you can use to check your Axis Bank balance, including online banking, mobile apps, and more. So let's get started!

5 Smart Financial Tips for Young Adults

Summary: Your 20s and 30s are a crucial time to start building a strong financial future. By making smart money decisions now, you can set yourself up for success later in life. In this blog post, we'll share five essential financial tips for young adults, including budgeting, saving, investing, and retirement. Money management secures your future, whether that's covering an unexpected bill or saving for a significant purchase. It involves budgeting, saving, and investing – essential skills for a stable financial future that are frequently overlooked in education. This blog will guide you through five practical financial tips that are simple to understand and apply. So, let's get started. Top 5 personal financetips for young adults Handling your money well is key—it's what keeps you secure when life throws surprises and helps you grow your savings for the future. It's about saving where you can, investing with a plan, and not spending more than what comes in. Nailing these basics can turn things around for you. So here they are, the top five financial tips for young adults: - Create a budget and track your expenses Budgeting is about tracking your income and expenses to make sure you spend less than you earn. It's creating a plan for your money, so you're in control of where it goes. Let's say you bring home INR 30,000 a month. You might allocate INR 10,000 for rent, INR 7,000 for food, and INR 3,000 for travel. Out of what’s left, you could put INR 5,000 into savings for emergencies or future goals, and the remaining INR 5,000 could cover your mobile plan, internet, or a weekend outing. This way, you've got your expenses covered, your savings on the rise, and still keep some money aside for leisure and unexpected needs. It's about making intentional choices so that you can balance today's needs with tomorrow's plans. - Start saving today Saving helps you build an [emergency fund](https://upstox.com/market-talk/emergency-fund-101-how-to-start-and-why-its-crucial-for-your-finances/), a cushion of money for unexpected expenses or emergencies. It also enables you to reach your short-term and long-term goals, like buying a car, going on holiday, or starting a business. A good rule of thumb is the 50/30/20 strategy. After you've covered your necessary expenses, 50% of your income, allocate 20% directly to your savings. For a monthly income of INR 30,000, that's INR 6,000 going into your savings each month. You can channel these funds into [mutual funds](https://upstox.com/learning-center/mutual-funds/the-basics-of-mutual-funds/), which often yield higher returns over time compared to a regular savings account. The remaining 30% of your income can then be used for discretionary expenses. By sticking to this rule, you automatically prioritise your financial future every month, steadily building a fund that can support big life events or tide you over during tough times. - Invest your money wisely Investing allows your money to actively work for you by acquiring assets that may generate income or appreciate over time. It's a handy way to grow your funds, beat inflation, and hit major milestones like buying a house, funding your studies, or setting up a cosy retirement. Take mutual funds, for instance. You can start small with SIPs from INR 500 and gradually build a mixed bag of investments. If you're not big on taking risks, a balanced mutual fund could be your thing, offering a steady blend of stocks and bonds. Make sure your investment picks match how much risk you're okay with, how long you plan to invest, and what you're hoping to achieve financially. - Plan your retirement ahead Retirement may feel like a dot on the horizon, but the earlier you begin, the better off you'll be. Consistently contributing a manageable amount, say INR 2,000, to a retirement plan like the [NPS](https://upstox.com/saving-schemes/nps-national-pension-scheme-india/), each month can amass a substantial sum over the years. This is where compounding comes into play – the interest you earn starts earning interest of its own, and over time, this growth accelerates. So, by starting in your 20s, you give your savings the longest possible time to expand, ensuring you a more comfortable and financially secure retirement. - Understand taxes Familiarising yourself with tax-saving opportunities, like investing in the [public provident fund (PPF)](https://upstox.com/saving-schemes/public-provident-fund-ppf-interest-rate/) and [equity-linked savings schemes](https://upstox.com/learning-center/mutual-funds/what-is-elss-and-how-to-invest-in-elss/) (ELSS) under Section 80C, can make a big difference to your finances. For those in a higher tax bracket, directing up to INR 1.5 lakh into a PPF can significantly cut your taxable income. This astute handling of taxes ensures you're not just meeting legalities but also retaining more income for your aspirations. Your best investment is in your financial education. Stay informed about financial products and market trends. This doesn't mean you need to become an expert overnight but understanding the basics of investments, insurance, and savings will help you make smarter decisions. Wrapping up: Key points to remember - Begin with small investments and increase over time, balancing risk with a mix of assets for long-term growth. - Small, regular contributions to a retirement fund can grow significantly, thanks to compounding interest. - Investing in options like PPF and ELSS can reduce taxable income and maximise savings. Note: To help plan your trading activities and investment strategies, find here the [NSE Holidays 2023](https://upstox.com/stocks-market/nse-holidays-2023/), [BSE Holidays 2023](https://upstox.com/stocks-market/bse-holidays-2023/), [MCX Holidays 2023](https://upstox.com/stocks-market/mcx-holidays-2023/), and [Muhurat Trading 2023](https://upstox.com/stocks-market/muhurat-trading-2023/). Also see here to know more about the [stock market timings](https://upstox.com/stocks-market/nse-bse-share-market-timing-in-india/).