April 26, 2023

How to Block SBI ATM Card

The first thing you should do after losing your State Bank of India (SBI) ATM card is to deactivate or disable your debit card. Additionally, you should look for any abnormal activity made with your lost debit card in your account. Furthermore, to ensure that no fraudulent purchases occur with your card, make sure you've blocked it. If you are unsure how to deactivate or block your SBI Debit Card, you have come to the right spot. This page provides a thorough summary of everything you need to know.

Why Block An Atm Card?

There are several reasons why you might want to block an ATM card:
  • Lost or stolen card: If you have lost your ATM card or if it has been stolen, it is essential to block the card immediately to prevent unauthorized transactions.
  • Fraud protection: Blocking your ATM card can help protect you from fraudulent transactions. If someone has access to your card and tries to use it, the transactions will be declined, protecting you from potential losses.
  • Damaged card: If your ATM card is damaged or not functioning correctly, you may need to block it and request a new card.
  • Expiry: If your ATM card has expired, you must request a new card and block the old one.
By blocking an ATM card, you can ensure your bank account is secure and prevent unauthorized transactions. Blocking the card as soon as you realize it is lost or misplaced or if you suspect it may have been compromised is essential.
If you are an SBI account holder and have lost or misplaced your ATM card, it is crucial to block the card to prevent unauthorized transactions immediately. Follow are some ways to block your SBI ATM card.

Block SBI Card Using Toll-Free Number

  • Contact SBI customer care: You can contact SBI customer care through the toll-free number 1800 425 3800 or 1800112211. Alternatively, you can visit the nearest SBI branch and inform the bank officials about the lost or misplaced ATM card.
  • Provide details: The customer care representative or the bank official will ask for your details, including your name, account number, and contact details. You may also be required to provide additional information to verify your identity.
  • Hotlist the ATM card: Once your identity has been verified, the customer care representative or the bank official will hotlist the ATM card. Hotlisting the card will block all transactions on the card, including cash withdrawals and online transactions.
  • Request a new ATM card: Once the ATM card is hotlisted, you can request a new one. The bank will issue a new card and deliver it to your registered address.

Block SBI Card Via Website/ Internet Banking

To block an SBI debit card from the website, you can follow these steps:
  • Go to the SBI website: Open your web browser and go to the SBI website (www.sbi.co.in or onlinesbi.com.)
  • Log in to your account: Click on the "Log In" button at the top right corner of the homepage. Enter your user ID and password to log in to your account.
  • Go to the ATM card section: Once logged in, click on the "ATM Card Services" option in the "Accounts" tab.
  • Select the "Block ATM Card" option: From the list of options, select the "Block ATM Card" option.
  • Confirm the card details: You will be asked to confirm the details of the ATM card you want to block. Enter the card number, expiry date, and the last four digits of your account number.
  • Confirm the request: Review the details and confirm your request to block the ATM card.
  • Request for a new ATM card: Once the ATM card is blocked, you can request a new one by following the instructions on the screen. The bank will issue a new card and deliver it to your registered address.

Block SBI Card Using SMS

To block an SBI ATM card via SMS, you can follow these steps:
  • Compose an SMS: Open your SMS app on your mobile phone and compose an SMS in the following format:
BLOCKCARD last 4 digits of account number last 4 digits of ATM card number
  • Send the SMS: Send the SMS to the SBI customer care number 567676.
  • Wait for a confirmation: You will receive an SMS confirmation from the bank once the ATM card is blocked.
  • Request a new ATM card: Once the ATM card is blocked, you can request a new one by contacting SBI customer care or visiting the nearest SBI branch. The bank will issue a new card and deliver it to your registered address.
Following these steps, you can block your SBI ATM card via SMS and request a new card. Blocking the card as soon as you realize it is lost or misplaced or if you suspect it may have been compromised is essential. This will help protect your bank account from unauthorized transactions and ensure the security of your funds.

Block SBI Card through Mobile Banking

To block your SBI ATM card through mobile banking services, you can follow the steps below:
  • Download and install the SBI mobile banking app on your mobile device.
  • Open the app and log in to your account using your login ID and password.
  • Once you have logged in, tap on the "Services" tab and select "Card Services."
  • In the Card Services menu, you will see an option to "Block/Hotlist Card." Tap on this option.
  • A new window will open, asking you to select the account you want to block the ATM card. Select the account and tap on the "Submit" button.
  • You will be taken to a new page where you will need to enter the details of the ATM card you want to block. These details include the card number, the card's expiry date, and the last four digits of your ATM PIN.
  • After entering these details, tap on the "Submit" button to proceed.
  • You will receive a confirmation message stating that your card has been blocked successfully.
It is important to note that blocking your ATM card through mobile banking services will only block the card temporarily. If you want to block the card permanently, you will need to visit your nearest SBI branch and request for the card to be blocked permanently.

Block your SBI Card By Visiting The Bank Branch

To block an SBI ATM card by visiting the bank branch, you can follow these steps:
  • Visit the nearest SBI branch: Find the nearest SBI branch and visit it during working hours.
  • Inform the bank officials about the lost or misplaced ATM card: Talk to the bank officials and inform them about the lost or misplaced ATM card.
  • Provide details: The bank officials will ask for your details, including your name, account number, and contact details. You may also be required to provide additional information to verify your identity.
  • Request a new ATM card: Once the ATM card is hotlisted, you can request a new one. The bank will issue a new card and deliver it to your registered address.
  • Activate the new ATM card: Once you receive the new ATM card, you will need to activate it before you can use it. You can activate the card by visiting the nearest SBI ATM and following the instructions on the screen. Alternatively, you can activate the card through the SBI mobile banking app or by visiting the SBI branch.

Bottom Line

By following the steps outlined in this article, you can block your SBI ATM card. Blocking the card as soon as you realize it is lost or misplaced or if you suspect it may have been compromised is essential. This will help protect your bank account from unauthorized transactions and ensure the security of your funds.

Never miss a trading opportunity with Margin Trading Facility

Enjoy 2X leverage on over 900+ stocks

Upstox Margin Trading Facility
Apple Logo
Downloadlogo
iOS App
Google Play Logo
Downloadlogo
Android App

RELATED ARTICLES

RTGS Fastest Mode of Transfer

The cheetah, the panther and the tiger, all belong to the cat family. However, each one of them have unique as well as similar characteristics, with the cheetah being the fastest terrestrial animal within the kingdom. Likewise, within the realm of interbank payment transfers, you have the RTGS, IMPS and NEFT channels, each with their distinct characteristics and overlapping similarities. However, for payments to the beneficiary's/payee's account, above ₹ 2lakhs, RTGS is the fastest route to fulfil your requirement. Backed by the RBI, Real Time Gross Settlements, customers can avail this channel, everytime ( 247365), everywhere through RTGS enabled bank branches within India. As the name indicates, the settlement of payments occurs on a real time basis as fund transfer amounts are settled individually on a gross basis without netting, rather than in batches as in the case of NEFT payment gateway. Consequently, the amount is transferred to the payee's account within 30 minutes of initiation of payment. Customers, both retail as well as corporate, can transfer big ticket/ high value amounts of ₹2 lakh (minimum threshold limit) and above urgently to the payee's account within 30 minutes through a safe and secure payment gateway, thus eliminating the possibility of losses, thefts, or fraudulent encashment of money. This facility can be availed free of charge if executed online. However, if fulfilled via a bank branch, a nominal service charge ( maximum amount capped by the RBI) is levied on the sender as the payee is not liable to pay any service charge. Amount Service charge ₹2 Lakh – ₹5 Lakh upto ₹24.50+GST ₹5 Lakh & above upto ₹49.50+ GST The service charges (₹24.50 and ₹49.50 ) per transaction is capped by the RBI. Banks may charge service fees lower than the capped amount.

Bank of Baroda Mobile Banking and How to Activate: Login and Registration

Bank of Baroda has launched a mobile banking service that allows customers to access banking services such as balance inquiry, fund transfer, cheque-related services, bill payment, and more from their mobile phones. The service is available 24/7 and is compatible with any type of mobile phone. Customers must register first before they can use the service. The Bank of Baroda's mobile banking service provides customers with a secure, convenient, and easy-to-use service that gives them the freedom to manage their accounts anytime and anywhere. It has helped customers to save time and effort in managing their banking transactions, making banking easier, faster, and more secure.

What are QR Codes & How to Scan - Meaning, Full Form, & Types

Quick Response (QR) codes have become increasingly prevalent in recent years. Invented in Japan in the early 1990s, these two-dimensional barcodes have revolutionised how information is shared, accessed, and stored. This post explores the definition of QR codes, their different types, and how they work.

5 Smart Financial Tips for Young Adults

Summary: Your 20s and 30s are a crucial time to start building a strong financial future. By making smart money decisions now, you can set yourself up for success later in life. In this blog post, we'll share five essential financial tips for young adults, including budgeting, saving, investing, and retirement. Money management secures your future, whether that's covering an unexpected bill or saving for a significant purchase. It involves budgeting, saving, and investing – essential skills for a stable financial future that are frequently overlooked in education. This blog will guide you through five practical financial tips that are simple to understand and apply. So, let's get started. Top 5 personal financetips for young adults Handling your money well is key—it's what keeps you secure when life throws surprises and helps you grow your savings for the future. It's about saving where you can, investing with a plan, and not spending more than what comes in. Nailing these basics can turn things around for you. So here they are, the top five financial tips for young adults: - Create a budget and track your expenses Budgeting is about tracking your income and expenses to make sure you spend less than you earn. It's creating a plan for your money, so you're in control of where it goes. Let's say you bring home INR 30,000 a month. You might allocate INR 10,000 for rent, INR 7,000 for food, and INR 3,000 for travel. Out of what’s left, you could put INR 5,000 into savings for emergencies or future goals, and the remaining INR 5,000 could cover your mobile plan, internet, or a weekend outing. This way, you've got your expenses covered, your savings on the rise, and still keep some money aside for leisure and unexpected needs. It's about making intentional choices so that you can balance today's needs with tomorrow's plans. - Start saving today Saving helps you build an [emergency fund](https://upstox.com/market-talk/emergency-fund-101-how-to-start-and-why-its-crucial-for-your-finances/), a cushion of money for unexpected expenses or emergencies. It also enables you to reach your short-term and long-term goals, like buying a car, going on holiday, or starting a business. A good rule of thumb is the 50/30/20 strategy. After you've covered your necessary expenses, 50% of your income, allocate 20% directly to your savings. For a monthly income of INR 30,000, that's INR 6,000 going into your savings each month. You can channel these funds into [mutual funds](https://upstox.com/learning-center/mutual-funds/the-basics-of-mutual-funds/), which often yield higher returns over time compared to a regular savings account. The remaining 30% of your income can then be used for discretionary expenses. By sticking to this rule, you automatically prioritise your financial future every month, steadily building a fund that can support big life events or tide you over during tough times. - Invest your money wisely Investing allows your money to actively work for you by acquiring assets that may generate income or appreciate over time. It's a handy way to grow your funds, beat inflation, and hit major milestones like buying a house, funding your studies, or setting up a cosy retirement. Take mutual funds, for instance. You can start small with SIPs from INR 500 and gradually build a mixed bag of investments. If you're not big on taking risks, a balanced mutual fund could be your thing, offering a steady blend of stocks and bonds. Make sure your investment picks match how much risk you're okay with, how long you plan to invest, and what you're hoping to achieve financially. - Plan your retirement ahead Retirement may feel like a dot on the horizon, but the earlier you begin, the better off you'll be. Consistently contributing a manageable amount, say INR 2,000, to a retirement plan like the [NPS](https://upstox.com/saving-schemes/nps-national-pension-scheme-india/), each month can amass a substantial sum over the years. This is where compounding comes into play – the interest you earn starts earning interest of its own, and over time, this growth accelerates. So, by starting in your 20s, you give your savings the longest possible time to expand, ensuring you a more comfortable and financially secure retirement. - Understand taxes Familiarising yourself with tax-saving opportunities, like investing in the [public provident fund (PPF)](https://upstox.com/saving-schemes/public-provident-fund-ppf-interest-rate/) and [equity-linked savings schemes](https://upstox.com/learning-center/mutual-funds/what-is-elss-and-how-to-invest-in-elss/) (ELSS) under Section 80C, can make a big difference to your finances. For those in a higher tax bracket, directing up to INR 1.5 lakh into a PPF can significantly cut your taxable income. This astute handling of taxes ensures you're not just meeting legalities but also retaining more income for your aspirations. Your best investment is in your financial education. Stay informed about financial products and market trends. This doesn't mean you need to become an expert overnight but understanding the basics of investments, insurance, and savings will help you make smarter decisions. Wrapping up: Key points to remember - Begin with small investments and increase over time, balancing risk with a mix of assets for long-term growth. - Small, regular contributions to a retirement fund can grow significantly, thanks to compounding interest. - Investing in options like PPF and ELSS can reduce taxable income and maximise savings. Note: To help plan your trading activities and investment strategies, find here the [NSE Holidays 2023](https://upstox.com/stocks-market/nse-holidays/), [BSE Holidays 2023](https://upstox.com/stocks-market/bse-holidays/), [MCX Holidays 2023](https://upstox.com/stocks-market/mcx-holidays/), and [Muhurat Trading 2023](https://upstox.com/stocks-market/muhurat-trading/). Also see here to know more about the [stock market timings](https://upstox.com/stocks-market/nse-bse-share-market-timing-in-india/).