March 27, 2026

How to Link Your Aadhaar Card with Bank Account Online

Aadhaar is the most significant and popular identification document in India. As per government mandate, every bank account needs to be linked with the accountholder’s Aadhaar. If you are wondering how to link Aadhaar card to bank account, you can follow any of the methods mentioned below.
You can find how easily you can link your Aadhaar number to your bank account using different methods.

Procedures to Link an Aadhaar card to Bank Account

You can use one of the several given methods to link your Aadhaar card to a bank account.

Link Aadhaar to Bank Account Using Phone

Now it is possible to seed Aadhaar with your bank account over the phone with many banks. Follow the steps below to accomplish it.
  • If your bank supports seeding over the phone, then give a missed call to the number provided by your bank.
  • Then you will immediately receive a call back where you can select options from the IVR (Interactive Voice Response).
  • Then enter and confirm your 12-digit Aadhaar number.
  • You will receive a text message when your Aadhaar is linked to your account.

Link Aadhaar to Bank Account Using Mobile Application

In the era of digitalisation, several banks allow linking your bank account with your Aadhaar number through their mobile apps. To ease the process of Aadhaar car linking follow these steps:
  • Download the mobile banking application of your bank from Google play store.
  • Then log in to your bank's mobile application.
  • Now, you must select ‘Service’ or ‘Requests’ or any such similar option and look for ‘Update Aadhaar card details’ or ‘Link Aadhaar’ or any similar option.
  • Choose the account that you wish to link.
  • Then enter the Aadhaar number, re-enter it and click on 'Submit' option.
  • After that, you will get a confirmation message about successfully linking your Aadhaar card with your bank account.
Please note that some options will vary on the banking apps.

Link Aadhaar to Bank Account Using Internet Banking

Follow these easy steps, to learn how to link Aadhaar card to bank account
  • First by entering the customer ID and password log in to your bank's net banking service.
  • Navigate to the section and select ‘Update Aadhaar with Bank Accounts' to link your Aadhaar and bank account.
  • Now enter your profile password for the Aadhaar registration completion process.
  • After that, you will be taken to a page where you need to enter the Aadhaar number twice.
  • Finally, you can enter all your personal information and a message will pop up indicating that your Aadhaar has been successfully activated.

Link Aadhaar Number with Bank Account Using SMS Service

Today majority of the banks provide the facility of linking Aadhaar with a bank account through SMS. However, the SMS format and number vary between banks. Here are the steps that you need to follow.
  • You need to write the SMS in a definite format like Aadhaar number |space| UID |space| Account number the phone number provided by your bank.
  • Then you will immediately get a text message stating the acceptance of your request.
  • Your bank will verify the required details with UIDAI.
  • You will be asked to bring your original Aadhaar card to your nearest bank branch if your verification attempts are unsuccessful.

Link Aadhaar Number to the Bank Account Via Branch

If you are not comfortable with online linking procedures, you can also get your Aadhaar linked to your bank account by visiting the bank in person. All you need to do is follow these steps:
  • Fill in the Aadhaar link application form.
  • Then provide the bank account details and the Aadhaar number accurately.
  • After that provide a self-attested copy of your Aadhaar card with that form.
  • Finally submit at the counter, where you may be asked to provide your original copy of your Aadhaar for verification.
  • After the completion of the verification process, your Aadhaar will be linked to your account.
  • You will receive a confirmation SMS on your registered mobile number with the information on the status of your request.

Link Your Aadhaar Number to Bank Account Using an ATM

You also have the option to link bank with Aadhaar via your nearest bank ATM. Here’s what you need to do:
  • Simply visit your bank’s ATM.
  • After inserting your debit card, enter the ATM pin and then select the ‘Registration’ option.
  • Select Aadhaar registration and enter your 12-digit Aadhaar number twice and proceed to link your Aadhaar to bank account.

How to Verify If Your Bank Account Is Linked To Aadhaar?

According to UIDAI, nearly 96 crore bank accounts have been linked to Aadhaar so far. The bank will typically inform you of the status through SMS or email to your registered mobile number.
To find out if your account and Aadhaar are linked, contact your bank or you can visit the official website of UIDAI. To check the status via the official website of UIDAI follow these simple steps:
  • Visit the official website of UIDAI- uidai.gov.in.
  • From the given options, select ‘Check Aadhaar/ Bank Linking Status’.
  • Then it will direct you to a page where you can enter your 12-digit UID number and the security code.
  • Now click on SEND OTP. Then an OTP will be sent to your registered mobile number.
  • On entering the OTP and logging in, it will direct you to a new page where it will state that your Aadhaar mapping is done.

What Are the Top Benefits of Linking an Aadhaar Card with a Bank Account?

Now that you know how to link Aadhaar card to bank account, learn the top benefits of linking your Aadhaar with a bank account.
  • Aadhaar will serve as a valid KYC document that will enable you to open bank accounts.
  • Linking of Aadhaar with a bank account aid in a seamless refund after filing Income Tax Return.
  • It will make it possible for the Government to directly credit welfare funds, scholarships, pensions, MGNREGA wages, and other benefits.
  • Residents will be able to access their accounts from anywhere in the country through the Aadhaar Enabled Payments Systems (AEPS) online.
  • It will facilitate the direct crediting of government subsidies like sugar, Kerosene, LPG, and many more.
  • Accounts with Aadhaar integration reduce the likelihood of fraudulent activity. Additionally, it prevents government spending from leakage. It helps identify fraudulent transactions.

Final Words

By linking Aadhaar card to bank account you can avail of all the subsidies and benefits mentioned in the Aadhaar Act, 2016. To link your Aadhaar with your bank account you can opt for any of the above-mentioned options.

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