RBL Bank Share Price

RBL Bank is a private-sector lender primarily focused on retail banking, corporate banking, commercial banking and treasury & financial markets operations.

The bank currently serves more than 1.43 crore customers across India. It has 408 ATMs, 1,206 business correspondent branches (which make up 296 banking facilities), and 528 branches in its network across 28 states and Union Territories.

The bank’s initial public offering (IPO) took place from August 19, 2016, to August 23, 2016. On August 31, 2016, the shares were officially listed on the National Stock Exchange (NSE) and BSE.

RBL Bank’s market capitalisation is ₹17,620 crore as of December 15, 2023. RBL Bank share price has gained nearly 34% in the last three years.

Ratnakar Bank was first established on August 6, 1943, as a regional bank in Maharashtra with two branches located in Kolhapur and Sangli. The bank was incorporated in the Kolhapur district on June 14, 1943, and used to primarily serve small and medium enterprises and business merchants in the Kolhapur-Sangli belt. On June 14, 1943, when it was incorporated in Kolhapur district, the bank officially became Ratnakar Bank Limited.

The Reserve Bank of India Act of 1934 designated the bank as a scheduled commercial bank in 1959. Between 1960 and 1970, since most of the bank’s business came from areas around the then-National Highway 4 (now, renumbered National Highway 48), which connected four of the 10 most populous Indian cities — Mumbai, Pune, Bangalore, and Chennai — the bank was known as NH4 Bank.

In 1970, it received a banking licence from the Reserve Bank of India, and in August 2014, its name was changed to RBL Bank Limited.

Product portfolio

GO Digital Savings Account:

RBL Bank launched the GO Digital Savings Account, a zero-balance account, in October 2023. The GO Savings Account presents a subscription-based model. At an initial subscription fee of Rs 1,999 plus taxes and an annual renewal fee of Rs 599 plus taxes, the account offers interest rates of up to 7.5% annually, a premium debit card, vouchers worth Rs 1,500 for premium brands, cyber insurance coverage, accident and travel insurance up to Rs 1 crore and a free CIBIL report, all bundled into a single package. By providing PAN and Aadhaar details, users will be able to open an account in a matter of minutes.

RBL MoBank:

Using the bank’s mobile app — RBL MoBank — customers can perform a range of activities online from their smartphones. These include accessing savings accounts, credit card statements, loan details, information related to deposits and other financial services. They can also obtain personalised account statements directly using the app, without having to physically visit any branch.

Digital Fixed Deposits:

RBL Bank offers people the facility to start a fixed deposit online even if they don’t have an account with the bank. Individuals interested in starting fixed deposits with the bank can do so without opening a traditional bank account. They can manage this fixed deposits online by visiting the bank’s website or using the RBL MoBank App.

Financial highlights

The bank’s total revenue in FY23 stood at ₹12,056.48 crore compared to ₹10,796.37 crore in FY22. The bank’s net profit for FY23 amounted to ₹920 crore, representing a significant improvement from the loss of ₹166 crore in FY22. Total deposits increased to ₹84,887 crore in FY23 as against ₹79,007 crore in FY22. Net interest income (NII) of the bank stood at ₹4,451 crore in FY23 as against ₹4,027 crore in the preceding fiscal. Net interest margin (NIM) of the bank increased to 4.67% in FY23 compared to 4.45% in FY22. RBL Bank’s earnings per share (EPS) increased to ₹15.34 in FY23, versus ₹(-2.77) in FY22.

01 October 2025 – RBL Bank Share Price Update

As of last trading day, RBL Bank opened at ₹278.80 and last traded at ₹277.25, showing a fall of 0.55 points (0.20%) compared to the previous close of ₹277.80. During the session, the stock touched a high of ₹279.95 and a low of ₹270.85. The company's market capitalization now stands at ₹17,030 Crs, with a P/E ratio of 15.2 and a dividend yield of 0.58%.