Upstox’s pan-India survey on insurance-buying decisions found that 63% of respondents decide on an insurance purchase with less than an hour explanation. The study reveals widespread lack of understanding—50% of respondents couldn’t distinguish a ULIP from an endowment policy, yet most owned one. Meanwhile, agents admit to mis-selling and offering commission kickbacks (not permitted by law). Our survey dives deep into India’s insurance buying and selling landscape.

Presently, the income tax laws have the concepts of two different years. One is the previous year and the other is the assessment year. Both cover a period of 12 months. The income earned during the previous year is taxed in the assessment year.

Indian REITs had a winning year, not because markets turned friendly, but because offices stayed full, rents moved up, and cash flows held steady. Policy tailwinds - from rate cuts to regulatory tweaks- only strengthened the math. And with India’s REIT market still small, office-heavy, and under-penetrated, this looks less like the end of a rally and more like the early innings of a longer story.

India’s banks are lending faster than they’re collecting deposits, and that gap is now too large to ignore. With loan-to-deposit ratios at record highs, liquidity is getting tighter and trade-offs are emerging. This article explains what’s driving the imbalance, where the risks lie, and why the credit boom may not be as comfortable as it looks.

In FY25, India Inc. demonstrated remarkable resilience amid global headwinds. The sharpest rebound came in Q4, marking a recovery from earlier earnings softness. A defining theme of the year was the significant earnings outperformance of mid- and small-cap (SMID) companies compared to large-caps, with SMIDs leading in 15 out of 19 sectors. The article deep dive into sectoral and segmental key factors that drove FY25 earnings.

A few technical formations are as popular or sought after as the elusive ‘Cup and Handle’ formation. A bullish signal, it helps identify high-potential trading opportunities. Learn its structure and see a practical application through PAYTM, poised for a potential breakout. While powerful for identifying strategic entry points and projecting targets, always remember that no pattern is foolproof.

Starting FY26 at just 0.2% of GDP, India’s current account deficit is projected to widen to 1.1 - 1.5% later this year, citing rising imports, higher precious-metal prices, and global trade uncertainties. But what do the underlying numbers reveal? This article examines whether fears of a sharply widening CAD could be, and whether a 1.5% CAD is really something to worry about.

Dixon Technologies and Vivo India have announced a joint venture to establish an OEM facility in India, focusing on manufacturing smartphones and electronics for Vivo. The facility may also offer OEM services to other brands like Samsung, Xiaomi, Motorola, Oppo, Transsion, Google, and Nothing.

Reliance Jio Infocomm Limited, part of Mukesh Ambani's Reliance Industries, is generating significant attention ahead of its highly anticipated IPO launch. Expected to be the largest IPO in India’s history, it is set to surpass Hyundai Motor India's ₹27,870 crore ($3.3 billion) IPO from October 2024. Jio's IPO could set new records on Dalal Street and boost investor confidence in India’s equity markets.

In many cases, investors practising DIY investing typically look at the short-term performance of these funds and invest in schemes that have done well for the past few years. And some of them tend to bet pretty heavily on short-term performance.