return to news
  1. Upstox
    /
  2. News
    /
  3. Authors
    /
  4. Sangeeta Ojha
Sangeeta Ojha
Sangeeta Ojha
TwiterLinked In

Sangeeta Ojha is a business and finance journalist with experience across leading media platforms like Mint and India Today. She has built a reputation for covering a wide range of personal finance topics, including income tax, mutual funds, insurance, savings and investing.

Articles253

Gold investment in 2026: Why 10% may be the sweet spot for your portfolio

3 min read
gold investment portfolio

New hybrid mutual fund classification rules 2026: Key things investors must know

5 min read
New hybrid mutual fund classification rules 2026

New rule for gold, silver ETFs: What changes from 1 April 2026

3 min read
gold silver etfs new sebi rule

New debt mutual fund classification rules 2026: What changes for investors

8 min read
new debt mutual fund classification rules 2026

Multi Asset Funds comparison: How ICICI Pru, Nippon India and SBI Mutual Fund schemes stack up

6 min read
multi asset fund comparison

Fund manager insights: How to invest in gold and silver ETFs? Kotak MF's Satish Dondapati explains

9 min read
gold and silver etfs

India-France tax treaty: From capital gains to dividend taxation. Key points to know

7 min read
india france tax treaty capital gains dividend taxation

Gold worth ₹5 lakh in a bank locker vs fixed deposit: Which offers a better guarantee?

5 min read
5 lakh gold in bank locker vs fixed deposit.

Two NIFTY50 index funds can post very different returns. Here’s the one metric that explains why

5 min read
Two Nifty 50 index funds can post very different returns tracking error

Cash transactions of ₹20 lakh or more: Who’s required to quote PAN and who’s exempt in draft rules

3 min read
post office small savings 80c tax

Gold jewellery missing from bank locker? Know the maximum compensation banks can offer

3 min read
gold jewellery bank locker missing compensation

PFRDA lets you take a loan against your NPS corpus. When that's a good idea and when it isn't

3 min read
loan against NPS corpus

New cash deposit & withdrawal rules: When is PAN needed? Draft Income Tax Rules explain

3 min read
new cash deposit and withdrawal rules when is PAN needed

Inoperative PAN explained: What Draft Income-tax Rules 2026 say on refunds, TDS

4 min read
inoperative pan explained

Portfolio review: Should you look at CAGR, XIRR or rolling returns?

4 min read
portfolio review cagr xirr rolling returns

From HRA to home loan interest: Documents required for tax deductions under draft rules 2026

2 min read
hra to home loan interest documents for tds

Increasing your small-cap fund allocation? 6 things to check first before investing

4 min read
increasing your small cap fund allocation? Key things to know

LTC rule changes expected from April 1: Air and rail fare caps set under Draft Income-tax Rules

3 min read
LTC rule changes expected from April 1, 2026.

PAN for children: Birth certificate mandatory for kids born on or after Oct 1, 2023, Draft IT Rules

2 min read
no PAN without birth certificate for children

HDFC vs Kotak vs Parag Parikh: Flexi cap fund AUM, returns and portfolio compared

6 min read
hdfc vs kotak vs parag parikh flexi cap funds compared

Gold, Silver ETFs may see new base price and price band rules as SEBI floats consultation paper

4 min read
Gold, Silver ETFs may see new price band rules

Fund manager insights: Kirthi Jain of Bandhan AMC on small-cap strategy and risks

6 min read
bandhan amc fund manager small cap

Old vs new tax regime: Which will help you save more on a ₹14 lakh salary in FY 2026-27?

7 min read
new vs old tax regime 2026

How senior citizens can track, reinvest, and close SCSS accounts without visiting a post office

3 min read
scss post office online

Income Tax Act 2025: Most important tax-saving sections for senior and super senior citizens

4 min read
senior citizen tax saving sections income tax act

From cash to property: 5 PAN rule changes in draft Income-tax Rules 2026

3 min read
big PAN rule changes coming

Who pays how much tax in FY 2026-27? Slabs and rates for salaried, senior and super senior citizens

5 min read
who pays how much tax in 2026-27

Draft Income-tax Rules 2026 put old tax regime back on the table. Here is what you need to know

4 min read
draft income tax rules 2026 old tax regime

Fund manager insights: Jitendra Sriram on sectoral bets and portfolio balance for investors

6 min read
fund manager intv Jitendra Sriram

Big HRA relief: 50% tax exemption may cover more cities under new draft Income-tax Rules 2026

3 min read
hra relief in cards

I-T dept releases draft rules, forms for new Income Tax Act; seeks stakeholder inputs

3 min read
income tax act

NPS Multiple Scheme Framework (MSF) crosses ₹145 crore AUM within four months

2 min read
nps msf aum

RBI pauses rate cuts in February MPC: Why FD laddering makes sense now

2 min read
rbi mpc fd laddering

RBI holds repo rate in February 2026: What it means for home loan borrowers

3 min read
rbi feb mpc home loan emi

Income tax rule changes from April 1: 13 key updates you must know

4 min read
Income tax rule changes from April 1

Senior citizen income tax slabs FY 2026-27: Old vs new regime rates and benefits

6 min read
senior citizen tax slabs fy 2026-27

RBI repo rate February 2026: What experts expect on home loan EMIs and interest rate cuts

4 min read
rbi repo rate feb 2026

Fund manager insights: Ankit Jain of Mirae Asset explains core and satellite strategy

5 min read
Mirae asset fund manager interview

Arbitrage funds vs STT hike: What MF investors need to recalculate

4 min read
arbitrage funds stt

EPFO welcomes clarity on income tax rules for private provident fund trusts

2 min read
epfo income tax rules budget

Big relief for senior citizens in Budget 2026: File Form 15H once via depositories

3 min read
senior citizens budget 2026 form 15h

Budget 2026 for non-residents: Income tax exemptions and benefits announced by FM - Full list

6 min read
budget 2026 non residents

10 income-tax announcements in Budget 2026: From TCS on LRS to revised ITR filing date

4 min read
top 10 income tax announcements in budget 2026

Budget 2026: No change in income tax slab this year. Here are the details of new and old tax regimes

2 min read
budget 2026 income tax slabs

FM Nirmala Sitharaman changes share buybacks tax rules, investors to pay capital gains tax

3 min read
share buybacks budget 2026

New Income Tax Act 2025 from April 2026: Simplified rules and forms coming soon

2 min read
income tax ;aw budget 2026

Income tax expectations of 10 experts from Budget 2026

5 min read
budget 2026 income tax expectations

Middle-class Budget 2026 expectations: What experts hope from Finance Minister Nirmala Sitharaman

5 min read
middle class budget 2026 expectations

New Tax Regime vs Old Tax Regime: Slabs, rates and key differences to know before Budget 2026

4 min read
new tax regime vs old tax regime slabs and rates Budget 2026

ELSS deduction under new tax regime: Why AMFI is seeking fresh incentives in Budget 2026

3 min read
elss new tax regime budget 2026

Budget 2026: Extend ITR filing due date for belated and revised returns, suggests ICAI (Here's why)

3 min read
itr filing due date for belated and revised returns budget 2026

Budget 2026 tax expectations of stock market investors: STT, Capital Gain relief and more

3 min read
budget 2026 tax expectations of stock market investors

Hindu Undivided Family income tax slabs and rates ahead of Budget 2026

2 min read
huf tax slabs budget 2026

Higher tax deduction for NPS Vatsalya investments: Why SBI Research wants this in Budget 2026

2 min read
nps vatsalya budget 2026

Common man's Budget 2026 expectations: What experts hope from the Finance Minister

4 min read
common man's budget 2026 expectations

5 ways Finance Minister Nirmala Sitharaman can further sweeten the new tax regime, as per experts

3 min read
how FM can sweeten new tax regime

Budget 2026: Increase long-term capital gains exemption to ₹2 lakh, says AMFI; here's why

3 min read
increase ltcg exemption

Freelancer/business income tax slabs and rates ahead of Union Budget 2026

2 min read
freelance/business income tax slabs

Budget 2026: Why millennials want income tax relief as education and housing costs soar

4 min read
budget 2026 expectations of milennials

Section 80C hike in Union Budget 2026: ₹2.5 Lakh or ₹3.5 Lakh? Here is what experts are saying

2 min read
section 80c hike budget 2026

Fund manager insights: Sailesh Jain of Tata MF explains how arbitrage funds work for investors

6 min read
fund manager Sailesh Jain interview

Salaried employee income tax slabs and rates ahead of Budget 2026

4 min read
salaried tax slabs budget 2026

Union Budget 2026: Time for special tax slabs for senior citizens in new tax regime, say experts

3 min read
special tax slabs for senior citizens in Budget 2026

NPS-style tax benefits: AMFI proposes mutual fund linked retirement schemes in Budget 2026

2 min read
mutual fund linked retirement schemes in Budget 2026

Budget 2026: Expert suggests reducing holding period for gold funds and physical gold to 1 year

3 min read
budget 2026 gold investors

After 2025’s masterstroke: What more taxpayers expect from FM Nirmala Sitharaman in Budget 2026

6 min read
income taxpayers Budget 2026

Fund manager insights: Rohit Tandon of Kotak MF on resilient portfolios and long‑term investing

6 min read
Kotak MF fund manager Rohit Tandon interview

Union Budget 2026: How FM Nirmala Sitharaman’s Budgets gradually reshaped the new tax regime

4 min read
budget 2026 new tax regime over the years

Ahead of Budget 2026, mutual fund industry seeks policy stability over big-bang changes

4 min read
budget 2026 mutual fund investors

ICAI’s proposal on joint taxation of married couples in Budget 2026 explained

2 min read
budget 2026 joint taxation

Budget 2026: Why fixed ITR due dates and faster refunds matter for taxpayers

2 min read
budget 2026 itr refunds

6 mutual fund ratios that can make or break your financial freedom journey

6 min read
mutual fund ratios

Standard deduction hike in Union Budget 2026: What can salaried taxpayers, pensioners expect?

3 min read
standard deduction hike in budget 2026

Large & midcap funds comparison: SBI, HDFC, Kotak and ICICI Prudential schemes over 1–10 years

6 min read
sip investment large & mid-cap

Budget 2026: Why Bengaluru, Pune, Hyderabad and Ahmedabad deserve metro-level HRA relief

4 min read
HRA Budget 2026

Investors can subscribe to Parag Parikh Large Cap Fund from today, January 19. Check details here

3 min read
Parag Parikh large cap fund

Fund manager insights: Rajat Chandak on the risk you can't ignore in 2026, how to invest and more

5 min read
retail mf investors

Budget 2026: Here’s a recap of income tax slabs announced last year under old and new regimes

3 min read
budget 2026 recap of old and new regime tax slabs

Small-cap funds 1, 3 & 5-year returns: HDFC, Invesco, Nippon, ICICI Pru, Axis & Kotak MF compared

4 min read
small cap mutual fund returns compared

₹5,000 SIP test: Which of these mid-cap mutual funds created the most wealth over 10 years?

8 min read
mid cap mf sip 10 years

How are REITs and InvITs taxed in India? Complete taxation guide for Investors

3 min read
How are REITs and InvITs taxed in India

Budget 2026: Expert flags NPS Tier‑2 tax gap, urges capital asset status

3 min read
budget 2026 nps tier 2

Income tax refund still not credited in 2026? Expert lists 6 reasons behind the delay

2 min read
income tax refund delayed in 2026

What is Nifty500 Flexicap Quality 30 index? 5 things to know

3 min read
nifty500 flexi cap

Income tax refund delayed after incorrect Section 80G claim: Key takeaways from a case study

3 min read
income tax refund delayed case study

What Radhika Gupta looks for in a mutual fund scheme before investing, and how you can too

4 min read
rolling returns in mutual fund scheme

Income tax relief in Budget 2026? Expert lists 5 key expectations from FM Nirmala Sitharaman

2 min read
income tax budget 2026 expectations

Foreign shares not reported in Schedule FA: What happens next? A case study

3 min read
income tax foreign schedule fa

Large-cap fund performance: 1, 3 & 5-year returns of HDFC, ICICI Pru, Mirae, Nippon and SBI MF

3 min read
large cap fund performance

Pensioners roundup 2025: Top 6 trends every retiree in India should know

3 min read
pensioners round up 2025

Flexi-cap fund performance: 1, 3 & 5-year returns of Parag Parikh, HDFC, ICICI Pru and SBI MF

4 min read
flexi cap fun performance

Last chance to claim your income tax refunds: File belated returns by December 31

2 min read
december 31 deadline last chance to claim your tax refund

Bank fixed deposits in 2026: 2025 in review and what's ahead for FD investors in the New Year

3 min read
bank fd rates 2026

New NPS gratuity rules 2025: Who is eligible for second gratuity and who is not?

2 min read
NPS gratuity rules

Should the due date for filing belated or revised ITRs be extended? Here’s what experts say

2 min read
belated or revised itrs

8 biggest income tax mistakes to avoid in 2026: From wrong tax regime to capital gains errors

3 min read
income tax mistakes to avoid in 2026

Waiting for income tax refund as December nears end? CBDT flags ITR mismatches

3 min read
tax refund cbdt

Thinking of withdrawing 80% from NPS? Here’s what private sector employees must know about tax

3 min read
NPS 80% withdrawal: What private sector employees must know about tax

7 key income tax trends of 2025: Refund delays, new slabs, and major updates for taxpayers

3 min read
7 big income tax trends of 2025

Received an income tax notice for foreign assets? Don’t panic. Just revise your ITR

2 min read
income tax notice for foreign assets