1. Ujjivan Small Finance Bank
Ujjivan Small Finance Bank Share Price

Ujjivan Small Finance Bank Share Price

NSE: UJJIVANSFB

|

BSE: 542904

|

Bank

85% Buy

₹48.82

+₹0.87 (1.81%) Last updated on 18 Jun, 2025 | 15:49 IST

Ujjivan Small Finance Bank Overview

Market cap
Market Cap Switch₹9,280 Crs
Open
₹47.71
Prev. Close
₹47.95
Circuit range
₹58.58 - ₹39.05
Day range
₹47.23 - ₹49.50
Year range
₹30.88 - ₹51.87
Volume
1,14,73,593
Avg. traded
₹48.62
Revenue (12m)
₹6,354 Crs

About Ujjivan Small Finance Bank

Ujjivan Small Finance Bank Limited provides services to financially unserved and under-served segments in India. It started its operations as a non-bank financial company (NBFCs) in 2005 aimed at offering a full range of financial services across the country.

In October 2015, Ujjivan Small Finance Bank obtained initial permission from the Reserve Bank of India (RBI) to establish the small finance bank. Ujjivan SFB turned into a full-fledged banking organisation by November 2016. Ujjivan Small Finance Bank (USFB) commenced its banking operations from February 1, 2017.

The lender launched its initial public offering (IPO) in 2019 and it was listed on the National Stock Exchange (NSE) and BSE in December same year. Ujjivan Small Finance Bank Limited’s market capitalisation stood at over ₹10,800 crore as of January 24, 2024. Ujjivan Small Finance Bank share price has surged more than 46% in the last three years.

Ujjivan SFB business operations

The Bank has established its reach and network on Pan-India basis catering to 79 lakh customers through its 700 banking touchpoints across 304 districts, 26 states and Union Territories.

The bank’s phone banking unit services customers in eleven languages and its mobile banking application is accessible in five languages. The bank also provides internet banking services for retail and corporate customers.

In recent years the bank has introduced new products and services like differential saving account rates, point of sale (pos) machines, cash management services (cms) solutions; Online fee collection and QR code solution for merchants.

The SFB has also diversified into the health insurance segment. It has leveraged technology and digital processes to onboard customers while improving customer service.

The lender also offers financing products like term loan, overdraft and cash credit facility and cash credit/overdraft facilities. The bank has expanded its operations to enhance its regional presence by opening offices in major markets like Ahmedabad, Coimbatore, Patna, and Jaipur. The bank also serves the MSME customers through its dedicated Asset Centres. The first Asset Centre was established in Mysuru, Karnataka.

Financial highlights

The bank’s total income in FY23 surged 50% year-on-year to ₹4,754 crore compared to ₹3,173 crore in FY22. The SFB’s Net Interest Income (NII) surged 52% YoY to ₹2,698 crore in FY23 as against ₹1,774 in FY22. The lender reported a net profit of ₹1,100 crore in FY23 as against a loss of ₹415 crore in FY22. The bank’s earnings per share (EPS) stood at ₹5.88 in FY23 as against ₹(-2.40) in FY22. The SFB’s net interest margin (NIM) stood at 9.5% in FY23 compared to 8.8% in FY22. The bank’s net non-performing assets (NPA) narrowed down to 0.04% in FY23 compared to 0.6% in FY23.

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Ujjivan Small Finance Bank Share Price Chart

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Ujjivan Small Finance Bank Key Indicators

P/E ratio
12.93
P/B ratio
1.44
ROE
14.35%
ROCE
13.89%
Dividend yield
--
Debt/Equity ratio
0.47
EPS
3.75

Investment Checklist: (2/6)

not passed

Equity returns

not passed

Dividend returns

not passed

Safety factor

passed

Growth factor

passed

Debt vs Equity

NA

Profit factor

The investment checklist helps you understand a company's financial health at a glance and identify quality investment opportunities easily

Analyst Ratings:

Buy

Buy

85%

Hold

7%

Sell

8%

This analysis is based on the reviews of 13 experts in the last 7 days

Ujjivan Small Finance Bank Financial Ratios

  • Profitability

  • Operational

  • Valuation

Net Interest Margin (NIM)

7.86%

ROA

1.65%

Credit Deposit

83.42%

ROE

14.35%

Net profit margin

11.43%

EPS

3.75

Ujjivan Small Finance Bank Shareholder returns

1 day
-0.87%
1 week
-6.62%
1 month
+7.54%
3 months
+35.91%
1 year
-4.04%
3 years
+218.60%
5 years
+70.94%

Revenue Statement

All values are in ₹ Crores (Cr)
RevenueNo Sort
Operating ProfitNo Sort
Net ProfitNo Sort
No data found

Cash Flow

All values are in ₹ Crores (Cr)
OperatingNo Sort
InvestingNo Sort
FinancingNo Sort
No data found

Balance Sheet

All values are in ₹ Crores (Cr)
Empty state

No data available at the moment

Ujjivan Small Finance Bank Share Price History

DayOpenCloseChange %
18-Jun-25
₹47.71
₹48.82
+1.81%
17-Jun-25
₹48.42
₹47.95
-0.87%
16-Jun-25
₹48.90
₹48.37
-1.43%
13-Jun-25
₹47.52
₹49.07
+1.36%
12-Jun-25
₹49.17
₹48.41
-1.22%
11-Jun-25
₹51.40
₹49.01
-4.56%
10-Jun-25
₹49.20
₹51.35
+5.72%
09-Jun-25
₹48.49
₹48.57
+1.55%

Ujjivan Small Finance Bank Shareholding Pattern

CategoryMar 2025Dec 2024Sep 2024Jun 2024
Promoters
-
-
-
-
Foreign institutions-FII
19.51%
17.87%
20.62%
24.68%
Other domestic institutions
3.74%
2.76%
2.83%
3.27%
Retail and other
72.02%
75.55%
72.87%
67.99%
Mutual Funds
4.73%
3.83%
3.68%
4.06%

Corporate Actions

  • Dividend • ₹1.5/share

    Ex date 12 Jul 2024

    expand tab
  • Dividend • ₹0.5/share

    Ex date 14 Jul 2023

    expand tab

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FAQs on Ujjivan Small Finance Bank

What is the share price of Ujjivan Small Finance Bank today?

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Ujjivan Small Finance Bank share price is ₹ 48.82 as on 18 Jun, 2025 | 15:49 IST.

What are the high & low stock price of Ujjivan Small Finance Bank today?

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Ujjivan Small Finance Bank stock price hit a high of ₹ 49.50 and low of ₹ 47.23 as on 18 Jun, 2025 | 15:49 IST.

What is the market cap of Ujjivan Small Finance Bank?

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The market cap of Ujjivan Small Finance Bank is ₹ 9,279.99 Crores as on 18 Jun, 2025 | 15:49 IST.

What are the the 52-week high and low share prices of Ujjivan Small Finance Bank stock on the NSE?

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52-week high stock Price of Ujjivan Small Finance Bank is ₹ 51.87 and Low Price is ₹ 30.88 as on 18 Jun, 2025 | 15:49 IST.

What are the stock symbols of Ujjivan Small Finance Bank?

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The stock symbol of Ujjivan Small Finance Bank is NSE: UJJIVANSFB on the NSE, BSE: 542904 on the BSE, and the ISIN is INE551W01018.

Can I buy Ujjivan Small Finance Bank shares on Holidays?

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No, shares of Ujjivan Small Finance Bank or any other publicly traded company cannot be bought or sold on holidays when the stock exchanges are closed. You can only buy or sell Ujjivan Small Finance Bank shares on days when the stock exchanges are open for trading. It's important to check the NSE & BSE holidays calendar, before placing any trades to avoid any inconvenience.

What is the PE and PB ratio of Ujjivan Small Finance Bank?

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The PE and PB ratio of Ujjivan Small Finance Bank is 12.93 and 1.44 respectively, as on 18 Jun, 2025 | 15:49 IST.

What are the returns on Ujjivan Small Finance Bank shares?

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The historical returns for Ujjivan Small Finance Bank shares are -4.04 for 1 year, 218.6 for 3 year and 70.94 for 5 year.