Bajaj Finance Share Price

Bajaj Finance Limited – Company Overview

Bajaj Finance Limited is one of India’s leading and well-known non-banking financial companies (NBFCs). It is known for its services of consumer finance, lending and investment. It is a part of the renowned Bajaj Group, one of India’s diversified business conglomerates.

Over the years, Bajaj Finance has built a robust, technology-driven lending platform with multiple products and it has a strong distribution network across urban and rural India. The company is widely regarded as a benchmark for growth, asset quality and profitability in the NBFC space.

Bajaj Finance operates as a diversified financial services company offering consumer finance, small and medium enterprises (SME) and commercial and corporate lending. It’s well known for its underwriting practices, strong risk management and digital-first approach.

Given India’s rising consumption and a preference to fund that consumption through quick digital loans, Bajaj Finance's share price is closely tracked by investors looking for exposure in consumer finance.

Bajaj Finance Limited – Company Details

• Founded – 1987
• Headquarters – Pune, Maharashtra, India
• NSE Symbol – BAJFINANCE
• ISIN – INE296A01024
• BSE Code – 500034
• Sector – Financial Services
• Industry – Non-Banking Financial Company (NBFC)

Core Business Segments

• Consumer Finance – Bajaj Finance is a market leader in consumer durable financing, lifestyle product loans and EMI based purchases. Its offerings cover electronics, appliances, smartphones, two-wheelers and lifestyle products, supported by a strong partner merchant network.

• Retail and SME Lending – The company provides personal loans, business loans, loan against property, professional loans and SME financing. Due to strict lending norms that banks follow, Bajaj Finance sit well poised to serve the credit starved SME segment.

• Commercial and Corporate Lending – Bajaj Finance has structured lending solutions for mid-sized corporates and large enterprises. This segment caters to asset-backed and secured lending opportunities.

• Rural Lending – The company now also caters in rural and semi-urban India by offering financing for agricultural equipment, two-wheelers and consumer products, thereby increasing its reach.

Bajaj Finance Limited – Recent Corporate Developments

·The company has reported healthy growth in profits and assets under management, with its customer franchise expanding to over 10 crores. This reinforces its position as one of India’s largest diversified NBFCs.

Growth remains broad-based, driven by high loan disbursement volumes and steady customer additions.

Digital Transformation and Strategic Initiatives

Digital transformation remains important to Bajaj Finance’s growth strategy. The company has significantly scaled its fully digital lending operations. These are supported by advanced analytics and AI-driven underwriting. Recent initiatives include the deployment of AI-based voice bots and automation tools with an aim to improve customer servicing, reduce turnaround time and improve operating efficiency.

Bajaj Finance is also cementing its presence through partnerships and platform integrations, aimed at increasing cross-selling of loans.

Asset Quality, Risk Management and Capital Strength

Bajaj Finance continues to focus on maintaining stable asset quality through disciplined risk management and thorough underwriting practices. While there are some stressful areas, the overall portfolio quality remains resilient.

When it comes to regulatory requirements, the company maintain strong buffers

Market Perspective and Long-Term Outlook

The stock remains closely tracked by investors due to Bajaj Finance’s consistent earnings profile, scalable digital model and leadership in consumer finance. Market reactions are usually based on quarterly performance, AUM growth and asset quality trends.

With rising consumer spending, increasing formal credit penetration and ongoing innovation in digital lending, Bajaj Finance is widely viewed as a long-term compounding play within India’s financial services sector.

Source – Company annual reports, investor presentations and stock exchange disclosures

Bajaj Finance Share Price Today

As of 28 Dec 2025, Bajaj Finance share price is ₹1,000.00. The last traded price was ₹1,011.70, showing a fall of 11.70 points (1.16%) compared to the previous close of ₹1,011.70. During the session, the Bajaj Finance touched a high of ₹1,011.70 and a low of ₹998.00. Bajaj Finance share price has increased by 10.39% in the last six months and increased by 48.60% over the year. The market capitalization is ₹6,21,514 Crs, with a P/E ratio of 33.3 and a dividend yield of 0.63%.