Punjab & Sind Bank Share Price
Punjab & Sind Bank Share Price Today
As of 14 Jul 2026, Punjab & Sind Bank share price is ₹24.81. The stock opened at ₹24.98, compared to its previous close of ₹25.08. During today's trading session, Punjab & Sind Bank share price moved in the range of ₹24.70 to ₹25.04, with an average price of ₹24.87 for the day. Looking at its last 52-week, the stock has touched a low of ₹20.50 and a high of ₹33.54. On the performance front, Punjab & Sind Bank share price has declined by 8.13% over the last six months and is down 20.41% on a year-on-year basis.
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Punjab & Sind Bank Shareholder Returns
Punjab & Sind Bank Share Price History
| Name | Mkt Cap Cr | P/E | P/B | ROE | D/E | ROCE | Book Value | Div. Yield | Turnover | EPS(TTM) |
|---|---|---|---|---|---|---|---|---|---|---|
| HDFC Bank | 12,60,750.00 | 14.82 | 1.92 | 14.30% | 0.00 | — | 2.00 | 2.12% | 0.00 | 48.62 |
| ICICI Bank | 10,11,210.00 | 17.45 | 2.84 | 15.89% | 0.00 | — | 461.32 | 0.85% | 0.00 | 70.21 |
| SBI | 9,57,123.00 | 10.86 | 1.61 | 16.68% | 0.00 | — | 1.77 | 1.77% | 0.00 | 87.59 |
| Axis Bank | 4,10,750.00 | 13.69 | 1.69 | 13.17% | 0.00 | — | 1.77 | 0.09% | 0.00 | 78.82 |
| Kotak Mahindra Bank | 3,82,650.00 | 19.84 | 2.11 | 10.58% | 0.00 | — | 135.92 | 0.17% | 0.00 | 14.09 |
| Bank of Baroda | 1,29,620.00 | 6.46 | 0.77 | 12.47% | 0.00 | — | 0.84 | 3.44% | 0.00 | 38.72 |
| Union Bank of India | 1,30,077.00 | 6.45 | 0.99 | 15.99% | 0.00 | — | 1.03 | 3.05% | 0.00 | 24.49 |
| PNB | 1,22,227.00 | 6.28 | 0.83 | 13.97% | 0.00 | — | 0.87 | 2.98% | 0.00 | 14.71 |
| Indian Bank | 1,13,421.00 | 8.87 | 1.48 | 14.95% | 0.00 | — | 556.83 | 2.17% | 0.00 | 90.24 |
| Canara Bank | 1,17,284.00 | 6.27 | 1.01 | 18.03% | 0.00 | — | 0.99 | 3.40% | 0.00 | 21.15 |
Punjab & Sind Bank Financials
Income Statement · Standalone
| Particulars | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Other Income | ₹1,777.80 | ₹1,567.65 | ₹1,221.47 | ₹939.96 |
| Total Revenue | ₹13,759.30 | ₹13,048.95 | ₹10,915.44 | ₹8,932.69 |
| Total Expenses | ₹12,006.96 | ₹11,711.40 | ₹9,978.47 | ₹7,312.84 |
| Profit Before Tax | ₹1,752.33 | ₹1,337.55 | ₹936.98 | ₹1,619.85 |
| Tax | ₹430.40 | ₹321.72 | ₹341.56 | ₹306.82 |
| Profit After Tax | ₹1,321.93 | ₹1,015.83 | ₹595.42 | ₹1,313.03 |
| EPS - Basic | ₹1.86 | ₹1.50 | ₹0.88 | ₹1.94 |
| EPS - Diluted | ₹1.86 | ₹1.50 | ₹0.88 | ₹1.94 |
Cash Flow · Standalone
| Particulars | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Profit before tax | ₹1,321.93 | ₹1,015.83 | ₹595.42 | ₹1,313.03 |
| Income before WC changes | ₹2,802.66 | ₹2,328.97 | ₹1,384.17 | ₹1,712.71 |
| Change in Assets | -₹20,845.16 | -₹18,470.92 | -₹10,137.65 | -₹15,433.40 |
| Change in Liabilities | ₹16,430.68 | ₹13,186.50 | ₹10,842.32 | ₹15,298.44 |
| Change in WC | -₹4,414.48 | -₹5,284.42 | ₹704.68 | -₹134.96 |
| Cash flow from Operations | -₹1,893.11 | -₹2,293.50 | ₹1,746.38 | ₹1,428.36 |
| Cash flow from Investing | -₹240.91 | -₹167.61 | -₹228.63 | -₹88.16 |
| Cash flow from Financing | -₹386.79 | ₹3,898.16 | -₹431.47 | -₹1,331.71 |
| Total Cash Flow | -₹2,520.81 | ₹1,437.05 | ₹1,086.29 | ₹8.50 |
| Cash (Start of the year) | ₹8,820.06 | ₹7,383.01 | ₹6,296.72 | ₹6,288.22 |
| Cash (End of the year) | ₹6,299.26 | ₹8,820.06 | ₹7,383.01 | ₹6,296.72 |
Balance Sheet · Standalone
| Particulars | Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|---|
| Total Assets | ₹179,270.31 | ₹161,815.17 | ₹147,656.53 | ₹136,454.52 |
| Equity Capital | ₹14,132.41 | ₹13,354.76 | ₹15,533.43 | ₹15,108.51 |
| Total Equity & Liabilities | ₹179,270.31 | ₹161,815.17 | ₹147,656.53 | ₹136,454.52 |
About Punjab & Sind Bank
Punjab and Sind Bank is a leading public sector bank in India. It has pan-India operations with a significant presence in northern states. It was one of the six banks that were nationalised during the second wave of nationalisation in 1980.
Punjab and Sind Bank was established in June 1908 by Bhai Vir Singh, Sir Sunder Singh Majitha and Sardar Tarlochan Singh to provide banking and financial services to the weaker sections of the society in Punjab. In April 1980, the bank was reconstituted as a public sector lender under the Section 2(b) of the Bank Acquisition Act.
The government holds 98.25% stake in the bank, as of September 30, 2023.
In 2000, the bank launched bullion trading. In 2004, it launched a co-branded credit card in collaboration with ICICI Bank. It also tied up with Aviva Life to offer insurance products. In 2019, Punjab Gramin Bank, Malwa Gramin Bank, and Sutlej Gramin Bank were amalgamated into Punjab and Sind Bank. PSB also partnered with Bajaj Health Insurance Co Ltd. for its life insurance business in 2023.
The bank launched its initial public offering (IPO) in 2010 and subsequently it was listed on the stock exchanges. The market capitalisation of Punjab and Sind Bank Limited stood at over ₹49,000 crore as of February 6, 2024. Punjab Sind Bank share price has surged 400% in the last three years.
Business Operations
Punjab and Sind Bank is a full-service commercial bank providing multiple products and services in different customer segments. The lender’s pan-India service network includes 1,559 branches.
The bank offers omni-channel digital banking services through WhatsApp banking, mobile banking, Tab Banking and online services. In FY23, it underwent specialised mid-corporate branch expansion and entered into partnerships with fin-tech firms and NBFCs. It offers online and mobile making services through its PSB UnIC app.
PSB operates in three major segments like treasury operations, retail banking and wholesale banking. It offers various products and services like current accounts, savings accounts, recurring deposits, fixed deposits and term deposits.
Its credit services include home, auto, education, business, gold and vehicle loans. Some of its non-fund-based products include general insurance, locker facility, letter of credit, bank guarantee and solvency certificates. It also provides forex treasury, export/import services, and financial services for NRIs.
The bank also caters to the financing needs of priority sectors like agriculture, small and medium enterprises, economically weaker sections and women entrepreneurship.
Under its corporate banking division the bank offers a wide range of loan products like term loans for capital expenditure, short-term loans for businesses, cash and export credit and financing for working capital needs of enterprises.
Financials
- The bank’s total business increased 10.5% year-on-year to ₹1,90,647.22 crore in FY23 compared to ₹1,72,524.10 crore in FY22.
- The bank’s Net Profit stood at ₹1,313 crore in FY23 as against ₹1,039 crore in FY22.
- The lender’s Net Interest Income (NII) stood at ₹2,973.38 crore in FY23.
- The bank's operating profit stood at ₹1,450 crore in FY23 compared to ₹1,330 crore in FY22.
- Net NPA of the bank dropped to ₹1,411.50 crore in FY23 compared to ₹1,742.27 crore in FY22.
- Net NPA ratio improved to 1.84% in FY23 from 2.74% in FY22.
Punjab & Sind Bank Financial Highlights
- Revenue: Punjab & Sind Bank reported revenue of ₹13,759.30 crore in FY26 vs ₹13,048.95 crore in FY25. It showed an increase of 5.44% on a yearly basis.
- Operating Profit: Punjab & Sind Bank reported an operating profit of ₹1,752.33 crore in FY26 vs ₹1,337.55 crore in FY25. It showed an increase of 31.01% on a year-on-year basis.
- Net Profit: Punjab & Sind Bank reported a net profit of ₹1,321.93 crore in FY26 vs ₹1,015.83 crore in FY25. It showed an increase of 30.13% on a yearly basis.
Punjab & Sind Bank Quarterly Result Highlights
- Punjab & Sind Bank reported revenue of ₹3,457.36 crore in Mar 2026, compared with ₹3,549.27 crore in Dec 2025, representing a decrease of 2.59% on a quarter-on-quarter (QoQ) basis.
- Punjab & Sind Bank reported an operating profit of ₹615.45 crore in Mar 2026, compared with ₹456.47 crore in Dec 2025, representing an increase of 34.83% on a quarter-on-quarter (QoQ) basis.
- Punjab & Sind Bank reported a profit of ₹421.83 crore in Mar 2026, compared with ₹336.42 crore in Dec 2025, reflecting an increase of 25.39% on a QoQ basis.
- The earnings per share (EPS) of Punjab & Sind Bank stood at ₹1.86 during Mar 2026.
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FAQs on Punjab & Sind Bank Share Price
What is Punjab & Sind Bank share price today?
Punjab & Sind Bank share price is ₹24.81 as on 14 Jul, 2026, 15:52 IST.
How has the Punjab & Sind Bank share price performed in the past?
In the last 1 year, Punjab & Sind Bank delivered a return of -20.41%. The Punjab & Sind Bank share price hit a high of ₹33.54 and low of ₹20.50.
How much is the Mutual Fund shareholding in Punjab & Sind Bank shares?
The Mutual Fund Shareholding in Punjab & Sind Bank was 0.11% at the end of Mar 2026.
What is the the 52-week high and low of Punjab & Sind Bank shares ?
The 52-week high and low of Punjab & Sind Bank share is ₹33.54 and ₹20.50 as of 14 Jul, 2026.
What is the market cap of Punjab & Sind Bank?
The market capitalisation of Punjab & Sind Bank is ₹17,809.90 Crores as on 14 Jul, 2026.
What are the stock symbols of Punjab & Sind Bank?
The stock symbol of Punjab & Sind Bank is PSB on the NSE, 533295 on the BSE, and the ISIN is INE608A01012.
What was yesterday's closing price of Punjab & Sind Bank shares ?
Punjab & Sind Bank shares closed yesterday at ₹25.08 on NSE & ₹25.10 on BSE
How to buy Punjab & Sind Bank shares?
To buy Punjab & Sind Bank shares, open a demat account with Upstox and complete the KYC process. Once your account is set up, search for the stock and place your order.
Can I buy Punjab & Sind Bank shares on Holidays?
No, shares of Punjab & Sind Bank or any other publicly traded company cannot be bought or sold on holidays when the stock exchanges are closed. You can only buy or sell Punjab & Sind Bank shares on days when the stock exchanges are open for trading. It's important to check the NSE & BSE holidays calendar, before placing any trades to avoid any inconvenience.
What is the PE and PB ratio of Punjab & Sind Bank?
The PE and PB ratio of Punjab & Sind Bank is 11.08 and 1.12 respectively, as on 14 Jul, 2026, 15:52 IST.