EPF subscribers have enjoyed up to 12% interest on their provident fund deposits in the past. The EPFO started its journey in 1952-53 offering 3% interest, which went up to 12% in the 1990s. The EPF interest rate has never been below 8% since 1977-78.

If the government accepts the demand for a common fitment factor in 8th Pay Commission, then then the percentage of pay hikes would be the same for all employees as a single multiplier would be used to compute revised salaries and allowances at all levels.

ULIPs: Currently, short-term capital gains from equity funds are taxed at a flat 20% rate while long-term gains are taxed at 12.5%. Long-term gains worth up to ₹1.25 lakh are, however, exempted from tax.

The Finance Bill 2025 has proposed to increase the income threshold for claiming a tax rebate under Section 87A for resident individuals taxable under the new regime from ₹7 lakh to ₹12 lakh.

SEBI's new digital platform, MITRA will allow investors to identify the overlooked investments or any investments made by any other person for which he/she may be rightful legal claimant and also encourage them to do KYC as per the current norms thus reducing the number of non-KYC compliant folios.

SEBI says that an investor can declare up to 10 persons as nominees in the demat account or mutual fund folio. However, the investor will need to declare the nominee. It cannot be done by the Power of Attorney (PoA) holder(s) of the investor.

A demat account is used to keep company shares or other securities in digital format. The account is needed for trading in stocks and other securities. Keeping your personal details updated in the demat account is necessary for regulatory compliance.