Written by Upstox Desk
6 min read | Updated on September 26, 2025, 14:20 IST
Demat account charges
Trading account charges
Upstox is a leading Indian financial services company that offers online trading and investment services in stocks, commodities, currencies, mutual funds, and more. Founded in 2009 and headquartered in Mumbai, Upstox is backed by prominent investors including Ratan Tata, Tiger Global, and Kalaari Capital. It operates under RKSV Securities and is registered with SEBI, NSE, BSE, and other regulatory bodies, ensuring secure and compliant trading experiences.
Investing and trading have proven themselves to be extremely popular, super reliable methods to generate wealth and financial security. But of course, there are no free lunches in this world! Setting yourself up to trade and invest in securities comes at some cost, and these costs are passed on to the customers by brokerages and other service firms.
Key Points
It’s important, in such scenarios, to have a crystal clear idea of the basic requirements, and your costs before plunging into investments and trading.
Get a detailed understanding of What is a demat account? and What is a trading account?
You’re likely to run into plenty of fees and charges when you start investing in the stock market. Some of these charges are levied during your transactions, while others are generally charged on an annual basis. These charges vary from one broker to another. So choosing your broker is a very important decision!
There are mainly 5 types of charges that are levied on the account holder:
These charges are what your broker will levy to set-up your dematerialized account. When the broker happens to be an existing banking institution, this account is usually free of cost. This is because the banking institute that offers broking services is doing it for a reason. The bank intends to generate more revenue by charging higher transaction fees, making this a fairly common business tactic. That’s why you should ideally check the account opening charges in light of all other bank-related fees before you begin.
A trading account also has some costs associated with it. These charges are based on the number of transactions done through the account. These charges vary from one firm to another.
There are mainly 3 types of trading account charges:
You’re likely to come across two different kinds of brokerage firms when you decide to start investing in the stock market - the traditional brokers and the discount brokers.
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Full-Service / Traditional brokers
Full-service brokers, or traditional brokers, provide a bunch of add-on services apart from offering you the ability to trade on all sorts of securities (stocks, commodities, and currency). These usually include advisory services, research, asset management, retirement planning and investment banking. They also allow for a broader range of trading options - such as forex, mutual funds, pension plans, insurances, bonds, IPOs and FDs. Since you are getting personalized services, they come with significantly high operating costs. This could eat up a decent chunk out of your profits in the long run.
Discount brokers
Discount brokers, also known as budget brokers - are rapidly gaining in popularity. While they offer significantly lower brokerage rates, high-speed trading in stocks, commodities, and forex. These brokers won't offer you trading advice, so if you believe in your decisions and research, a discount broker is an obviously better choice. Budget brokers are ideal for a fast-paced trader who wants to place orders in a timely manner. Apart from being affordable budget brokers also offer strong and latest trading platforms that make your trading life easier.
Clearly, both these accounts are essential for everyone looking to trade and invest in securities. Now, with the new-age Aadhaar based online registrations, opening an account is easier (and cheaper) than ever.
Wrapping Up
About Author
Upstox Desk
Upstox Desk
Team of expert writers dedicated to providing insightful and comprehensive coverage on stock markets, economic trends, commodities, business developments, and personal finance. With a passion for delivering valuable information, the team strives to keep readers informed about the latest trends and developments in the financial world.
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