PGIM SIP Calculator

PGIM India Mutual Fund SIP Calculator

Systematic investment plans (SIPs) facilitate long-term wealth creation through small but regular investments. You can use the PGIM India SIP calculator to plan your mutual fund investments.

It enables you to identify the SIP plan best-suited to your budget and investment goals.

How does the PGIM India Mutual Fund SIP Calculator work?

The PGIM India SIP Calculator is an online tool for calculating how much money you could make with a Systematic Investment Plan in mutual funds.

The calculator projects the future value of your investments based on the money invested, the rate of return, and the investment duration.

By giving you an idea about the possible earnings, the tool enables better financial planning and investment per your goal.

Formula to Calculate PGIM India Mutual Fund SIP Returns

The online SIP calculator employs a simple formula to provide a predicted value of your investments over the selected period:

FV = P x ({[ 1+ i] ^ n -1} / i) x (1+i)

Here,

• FV = Future value (final payout at maturity)
• P = Principal investment while starting the SIP
• i = Annual interest rate (compound interest) in percentage/12
• n = Number of months or investment duration

Benefits of Investing through SIP

• Promotes regular investing for disciplined savings.
• Rupee cost averaging lowers market volatility.
• Compounding leads to long-term wealth accumulation.
• Investments can be started by as low as ₹100 each month.
• It offers flexibility to suspend and rebalance investments as and when needed.
• Diversification spreads risk among multiple investments.

How to use the PGIM India SIP Calculator?

To use the PGIM India SIP Calculator, follow these steps:

• Open the PGIM India SIP Calculator online.
• Choose your monthly investment amount.
• Choose the investment period.
• Enter the expected rate of return.

The SIP calculator will perform the calculation to show you the estimated value of your investment after a certain period.

How can PGIM India Mutual Fund SIP Calculator help you?

• The PGIM India SIP Calculator displays the right future returns based on the investment amount and period.
• Provide a realistic financial plan with monthly budgets to achieve goals.
• Conducts scenario analysis to compare investment amounts and durations for maximum returns.
• It forecasts investment returns over a particular period.

Examples of PGIM India Mutual Fund SIP Growth

Example 1:

• Monthly Investment: ₹5,000
• Duration: 5 years
• Expected Annual Rate of Return: 10%
• Total Investment: ₹5,000 × 12 months × 5 years = ₹3,00,000
• Expected gain: ₹90,412
• Future Value: Approximately ₹3,90,412

Example 2:

• Monthly Investment: ₹5,000
• Duration: 10 years
• Expected Annual Rate of Return: 10%
• Expected Gain: ₹4,32,760
• Total Investment: ₹5,000 × 12 months × 10 years = ₹6,00,000
• Future Value: Approximately ₹10,32,760