Indiabulls SIP Calculator

Indiabulls Mutual Fund SIP Calculator

Systematic investment plans (SIPs) offer an opportunity to grow your wealth over some time with regular investments of small amounts. You can use the Indiabulls SIP Calculator to plan your investments.

The online tool enables you to determine your probable income from a SIP investment.

How does an Indiabulls SIP Calculator work?

An Indiabulls SIP Calculator is an online tool that helps investors estimate potential returns from an SIP in mutual funds.

It uses details like monthly investment amount, expected return rate, and investment duration to determine the probable income.

The Indiabulls SIP Calculator facilitates enhanced planning and budgeting as per your financial objectives.

Formula to calculate Indiabulls SIP returns

The online Indiabulls SIP calculator uses a simple formula to give a projected value of your investments over the chosen period of time:

FV = P x ({[ 1+ i] ^ n -1} / i) x (1+i)

Here,

• FV = Future value (final payout at maturity)
• P = Principal investment while starting the SIP
• i = Annual interest rate (compound interest) in percentage/12
• n = Number of months or investment duration

Benefits of investing through SIP

• Promotes regular investing which helps in disciplined savings.
• Rupee cost averaging reduces the impact of market fluctuations.
• Increases wealth over time by compounding.
• Anyone can start SIP investments with as little as ₹100 per month.
• Flexibility to pause or switch investments as needed.
• Provides diversification which spreads risk across multiple assets.

How to use the Indiabulls SIP Calculator?

To use effectively the Indiabulls SIP Calculator, follow these steps:

• Open the Indiabulls SIP Calculator.
• Choose your monthly investment amount.
• Choose the investment period.
• Enter the expected rate of return.

The SIP calculator performs complex calculations within seconds to determine the future value of your investments.

How can Indiabulls SIP Calculator help you?

• Estimate Growth: Demonstrates how your investments could increase with monthly investment.
• Future Returns: Calculates probable future returns based on your investment amount and duration.
• Budget Planning: Assists you in organising your finances and setting attainable financial goals.
• Scenario Evaluation: Enables you to investigate various investment situations.
• Track Progress: This tool allows you to track the progress of your investment aligning with your objectives.

Examples of Indiabulls SIP growth

Example 1:

• Monthly Investment: ₹3,000
• Duration: 10 years
• Expected Annual Rate of Return: 12%
• Total Investment: ₹3,000 × 12 months × 10 years = ₹3,60,000
• Future Value: Approximately ₹6,97,017

Example 2:

• Monthly Investment: ₹5,000
• Duration: 10 years
• Expected Annual Rate of Return: 12%
• Total Investment: ₹5,000 × 12 months × 10 years = ₹6,00,000
• Future Value: Approximately ₹11,61,695