Edelweiss SIP Calculator

Edelweiss SIP Calculator

Systematic Investment Plans (SIPs) provide a structured approach to growing your wealth through periodic small investments. Using the Edelweiss SIP Calculator can improve planning by providing you with an idea of expected returns on the maturity of SIP investments.

How does the Edelweiss SIP Calculator work?

The Edelweiss SIP Calculator helps you estimate the maturity value of your investments by using inputs such as your monthly investment amount, investment duration, and the expected rate of return. Through these details, the calculator estimates how much the SIP investment will grow over time.

Formula to calculate Edelweiss SIP returns

To calculate the estimated maturity value of your SIP investment, the Edelweiss SIP Calculator uses the following formula: FV = P x ({[ 1+ i] ^ n -1} / i) x (1+i).

Where:

• FV refers to the final amount you will receive at maturity
• P stands for the principal investment
• i is the monthly interest rate, derived from the annual interest rate divided by 12
• n represents the duration of your SIP in months

Benefits of investing through Edelweiss SIP

Investing through Edelweiss SIPs provides several benefits:

• Discipline: Edelweiss SIPs encourage consistent investing, ensuring a disciplined savings habit.
• Building wealth: The power of compounding over time aims to grow your wealth steadily.
• Affordable start: You can begin investing with as little as ₹100 per month.
• Rupee cost averaging: This helps reduce the impact of market volatility on your investments.
• Adaptability: Edelweiss SIPs offer the option to pause or modify your investment plan as needed.
• Diversification: Edelweiss SIPs diversify your portfolio, distributing risk across various assets to enhance investment stability.

How to use the Edelweiss SIP Calculator?

• To use the Edelweiss SIP Calculator, start by accessing the tool.
• Enter the amount of your monthly investment, the length of the investment period, and the expected rate of return.
• The online calculator will then provide you with insights into your total invested amount, the wealth generated, and the expected maturity value.
• Adjusting your monthly contribution allows you to fine-tune your investment approach to meet your specific financial targets.

How can the Edelweiss SIP Calculator help you?

The Edelweiss SIP Calculator can support your financial planning in the following ways:

• It enables you to estimate the required monthly contributions to achieve your targeted payout at maturity.
• The calculator provides accurate details about your total investment, the wealth accumulated, and the future value based on your inputs.
• It also lets you evaluate various investment scenarios and keep tabs on your progress towards your financial goals.

Examples of Edelweiss SIP growth

Example 1:

• Monthly Investment: ₹3,000
• Duration: 12 years
• Expected Annual Rate of Return: 10%
• Total Investment: ₹3,000 × 12 months × 12 years = ₹4,32,000
• Future Value: Approximately ₹8,36,225

Example 2:

• Monthly Investment: ₹5,500
• Duration: 12 years
• Expected Annual Rate of Return: 10%
• Total Investment: ₹5,500 × 12 months × 12 years = ₹7,92,000
• Future Value: Approximately ₹15,33,079