Housing Finance Stocks

Last updated on 01 Apr, 2025 | 12:04 IST

The housing finance sector plays a critical role in supporting home ownership by providing financial assistance for purchasing, constructing and renovating residential properties. With India’s rapid urbanisation and increasing demand for affordable housing, this sector has witnessed significant growth. Government initiatives such as Pradhan Mantri Awas Yojana (PMAY) and tax benefits on home loans further boost this industry, making it a key contributor to the country’s economy. Housing finance companies generate revenue through interest on loans, processing fees and other financial services. Their performance is influenced by factors such as interest rate fluctuations, change in property rates, and regulatory policies. Owning a house remains a priority for many individuals, therefore companies in this sector continue to expand their portfolios, offering diverse loan products. Investors looking for long-term, stable growth opportunities within the real estate and financial services sectors may find housing finance stocks suitable.

Name
LTPNo Sort
Change %No Sort
Market Cap (Cr.)Descending
VolumeNo Sort
Day Range
52 Week HighNo Sort
52 Week LowNo Sort
BAJAJ HOUSING FINANCE LTD
₹121.68-1.31%₹1,02,677.7041,41,171₹121.00 - ₹124.20₹188.50₹103.10
HOUSING AND URBAN DEVELOPMENT CORP LTD
₹203.401.98%₹39,927.9072,78,440₹195.45 - ₹207.75₹353.70₹158.85
LIC HOUSING FINANCE LTD
₹558.40-0.97%₹31,015.302,72,198₹557.30 - ₹568.60₹826.75₹483.70
PNB HOUSING FINANCE LTD.
₹855.80-2.92%₹22,912.392,62,602₹855.45 - ₹882.75₹1,202.20₹616.60
AADHAR HOUSING FINANCE LTD
₹423.55-0.31%₹18,327.371,58,034₹419.00 - ₹425.70₹516.80₹292.00
AAVAS FINANCIERS LTD
₹2,085.050.05%₹16,496.021,44,143₹2061.45 - ₹2123.25₹2,123.25₹1,307.00
APTUS VALUE HOUSING FINANCE INDIA LTD
₹296.350.54%₹14,732.021,22,602₹293.15 - ₹299.15₹401.65₹267.95
HOME FIRST FINANCE COMPANY INDIA LTD
₹989.15-2.47%₹9,132.9892,350₹988.00 - ₹1014.00₹1,383.30₹776.65
INDIA SHELTER FINANCE CORPORATION LTD
₹811.15-2.02%₹8,932.651,21,065₹810.20 - ₹839.85₹848.00₹556.00
CAN FIN HOMES LTD
₹661.85-1.14%₹8,914.0070,637₹660.20 - ₹674.10₹951.75₹558.50

*Disclaimer: The scripts listed are solely for research purposes and are not recommendations. Please conduct your own research before making any investment decisions.

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FAQs

What are Housing Finance Sector Stocks?

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Housing finance sector stocks represent companies that provide home loans, mortgage financing and related services to individuals, businesses and real estate developers. These companies help people achieve home ownership by offering structured loan products suited to different income levels. Their revenue primarily comes from interest on loans, loan processing fees and financial advisory services.

How to invest in Housing Finance Sector Stocks?

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First, open a brokerage account with a registered stockbroker and complete the necessary setup. Next, research housing finance companies by analysing their financial performance, loan growth, interest income and market positioning. Once you have selected the stocks, invest through broking firms like Upstox.

What are the risks of investing in housing finance sector stocks?

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Like any sector, housing finance stocks come with risks. Interest rate fluctuations can impact loan demand, affecting profitability. Economic downturns may lead to reduced property sales and higher loan defaults, posing financial challenges for companies. Regulatory changes, such as modifications in lending rules or taxation policies can influence the sector’s growth and profitability. Competition from banks and fintech companies offering home loans can also affect the housing finance companies.

Who should invest in housing finance sector stocks?

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Housing finance stocks are suitable for long-term investors looking for stable growth, as the demand for housing loans remains strong. Investors who want exposure to the real estate sector without directly investing in property can benefit from these stocks. Those with a higher risk appetite can consider this sector, as it is influenced by economic cycles, demand in real estate sector and interest rate fluctuations.

What are the benefits of investing in housing finance sector stocks?

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Investing in housing finance sector stocks offers multiple benefits. The steady demand for real estate ensures continuous growth for companies in this sector. Government policies promoting affordable housing and tax incentives on home loans provide additional support. Housing finance companies generate stable revenue through interest income, making them a reliable investment.

Which is the largest Housing Finance sector company by Market Cap?

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Largest Housing Finance sector company is Bajaj Housing Finance Ltd with a market capitalization of ₹102677.70.

Who are top gainers in Housing Finance sector?

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Today's Top gainers in Finance - Housing sector are:

Housing And Urban Development Corp Ltd (1.98%)

Sammaan Capital Ltd (1.98%)

Reliance Home Finance Ltd (1.49%)

GIC Housing Finance Ltd (0.82%)

Repco Home Finance Ltd (0.61%)

Who are top losers in Housing Finance sector?

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Today's Top losers in Housing Finance sector are:

PNB Housing Finance Ltd. (-2.92%)

Home First Finance Company India Ltd (-2.47%)

India Shelter Finance Corporation Ltd (-2.02%)

Bajaj Housing Finance Ltd (-1.31%)

Can Fin Homes Ltd (-1.14%)

Which are most active stocks in Housing Finance sector?

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Most active stocks in Housing Finance sector are:

Housing And Urban Development Corp Ltd Vol: 7278440

Bajaj Housing Finance Ltd Vol: 4141171

Sammaan Capital Ltd Vol: 3451253

Reliance Home Finance Ltd Vol: 1320150

LIC Housing Finance Ltd Vol: 272198

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