Written by Sachin Gupta
Published on May 20, 2026 | 7 min read
Agriculture is one of the major contributors to the Indian economy, and farmers are the backbone of the country. A major portion of India’s population is dependent on agriculture for livelihood. However, many farmers are still facing financial challenges due to increasing cultivation costs, uncertain weather conditions, and market fluctuations. To provide financial support to farmers, the Government of India launched the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Yojana.
PM-KISAN is a major welfare scheme launched by the government to support farmers by providing regular income support. With the help of this scheme, eligible farmers receive financial assistance directly into their bank accounts via the Direct Benefit Transfer (DBT) system.
On March 13, 2026, the government released the 22nd instalment of Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Yojana and disbursed ₹18,640 crore directly to over 9.32 crore farmer families through DBT.
Launched by the Government of India on February 24, 2019, PM-KISAN is a central government scheme under the Ministry of Agriculture and Farmers Welfare. The scheme aims to provide financial aid to eligible landholding farmers across the country. The scheme was initially launched for small and marginal farmers but later extended to all eligible farmers.
Under the scheme, the government provides financial assistance of ₹6,000 annually to the eligible farmers in three instalments of ₹2,000 every four months. Through the DBT system, the amount gets credited directly to the bank account of the farmers, ensuring transparency and reducing delays. The Government of India has disbursed over ₹4 lakh crore to eligible farmers via 22 instalments since the launch of the scheme.
It is important to note that the government has made e-KYC mandatory for all beneficiaries. Farmers without completed e-KYC may face payment delays or removal from the beneficiary list.
The PM-KISAN scheme includes various features that make it beneficial and accessible for farmers:
The farmers can follow these simple steps to apply online for the PM-KISAN yojana:
Step 1: Go to the official PM-KISAN portal.
Step 2: On the homepage, click on the “New Farmer Registration” option.
Step 3: Enter basic information:
Step 4: Fill out the application form by entering personal details, bank account information, and land ownership details carefully.
Step 5: Upload all the required documents, if required for verification.
Step 6: After reviewing all the details, submit the application form.
Step 7: The application is verified by state government authorities. Once it is verified and approved, the farmer starts receiving benefits under the scheme.
Note: If farmers face any challenge in applying online, they can register for PM-KISAN by visiting the nearby Common Service Centre (CSC).
The following applicants are excluded from the eligibility criteria of the PM-KISAN Yojana:
The following documents are generally required for PM-KISAN registration:
The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Yojana is one of the most important welfare schemes introduced by the government. The scheme helps farmers manage their agricultural expenses and improve financial conditions with annual financial assistance of Rs 6,000. Farmers should ensure that their Aadhaar details, bank account information, and e-KYC are properly updated to continue receiving the benefits of the PM-KISAN scheme.
A central government scheme that provides ₹6,000 yearly financial support to eligible farmer families. The amount is paid in 3 installments directly to bank accounts.
Eligible landholding farmer families with cultivable land records are generally eligible. Institutional landholders and income-tax payers are excluded.
Beneficiaries receive ₹2,000 every four months, totalling ₹6,000 annually through DBT.
Yes, e-KYC is compulsory to continue receiving instalments. Without it, payments may stop.
Farmers can visit the official PM-KISAN portal and use their Aadhaar or registration number to check payment and beneficiary status.
Aadhaar card, bank account details, land ownership documents, and mobile number are commonly required.
Common reasons include incomplete e-KYC, Aadhaar mismatch, wrong bank details, or invalid land records.
Yes, details like Aadhaar correction, bank information, and e-KYC can be updated through the PM-KISAN portal or CSC centres.
About Author
Sachin Gupta
Senior Sub-Editor
is a seasoned financial writer with over eight years of experience across global markets, including Australia, the UK, and New Zealand. He specialises in simplifying complex financial concepts, making them accessible and engaging for a wide range of readers. When he’s not writing or traveling, he can often be found exploring the mountains, drawing inspiration from the calm and clarity of the outdoors.
Read more from SachinUpstox is a leading Indian financial services company that offers online trading and investment services in stocks, commodities, currencies, mutual funds, and more. Founded in 2009 and headquartered in Mumbai, Upstox is backed by prominent investors including Ratan Tata, Tiger Global, and Kalaari Capital. It operates under RKSV Securities and is registered with SEBI, NSE, BSE, and other regulatory bodies, ensuring secure and compliant trading experiences.
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