Written by Upstox Desk
5 min read | Updated on July 31, 2025, 18:25 IST
We’ll look at:
For the investor,
3 Mutual Funds to consider for children
In conclusion,
Disclaimer
Upstox is a leading Indian financial services company that offers online trading and investment services in stocks, commodities, currencies, mutual funds, and more. Founded in 2009 and headquartered in Mumbai, Upstox is backed by prominent investors including Ratan Tata, Tiger Global, and Kalaari Capital. It operates under RKSV Securities and is registered with SEBI, NSE, BSE, and other regulatory bodies, ensuring secure and compliant trading experiences.
Investing in mutual funds for children can be a wise financial decision to help safeguard for their long-term goals. However, choosing the right mutual fund requires careful consideration of various factors. Defining the investment objective for the child could be a starting point. You could estimate whether the investment is for an education or for their wealth creation. The investment objective will help in identifying the right investment horizon and strategy via a mutual fund.
Consider the different categories of mutual funds available and evaluate which one aligns with your investment objective. Each mutual fund category has its own risk and return characteristics.
Comprehending financial metrics to Mutual Fund investments for children – the fundamentals
Before initiating an investment in a mutual fund, consider these four financial metrics, among others, to help you understand if the chosen mutual fund aligns with your investment goals.
By analysing these four essential metrics in context with other factors, investors can develop a well-rounded investment strategy. It is important to note that no single metric provides the complete picture. Investors should consider a comprehensive analysis before making investment decisions. Remember to do your independent research, consult with a financial advisor and review your investment strategy regularly, to know if it aligns with your financial goals.
Fund Details | |
Expense Ratio represents the annual fee charged by the mutual fund for managing the fund | 0.9% |
Minimum Investment – One Time the minimum amount an investor must contribute to initiate or maintain an investment | ₹5,000 |
1-Year Return | 27% |
Exit Load the fee charged for redeeming units before a specified period. | 3% |
Fund Details | |
Expense Ratio represents the annual fee charged by the mutual fund for managing the fund | 1.7% |
Minimum Investment – One Time the minimum amount an investor must contribute to initiate or maintain an investment | ₹5,000 |
1-Year Return | 19% |
Exit Load the fee charged for redeeming units before a specified period. | 0% |
Fund Details | |
Expense Ratio represents the annual fee charged by the mutual fund for managing the fund | 1.8% |
Minimum Investment – One Time the minimum amount an investor must contribute to initiate or maintain an investment | ₹5,000 |
1-Year Return | 16% |
Exit Load the fee charged for redeeming units before a specified period. | 0% |
Investing in mutual funds in India requires careful consideration of various financial metrics and other factors. Mutual funds may also offer an affordable investment avenue, keeping in mind a child’s long term future. Remember, it's always recommended to consult with a financial advisor and conduct independent research before investing in mutual funds.
*Past performance is not indicative of future results. Investing in mutual funds involves market risks.
The investment options and stocks mentioned here are not recommendations. Please go through your own due diligence and conduct thorough research before investing. Investment in the securities market is subject to market risks. Please read the Risk Disclosure documents carefully before investing. Past performance of instruments/securities does not indicate their future performance. Due to the price fluctuation risk and the market risk, there is no guarantee that your personal investment objectives will be achieved.
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Upstox Desk
Upstox Desk
Team of expert writers dedicated to providing insightful and comprehensive coverage on stock markets, economic trends, commodities, business developments, and personal finance. With a passion for delivering valuable information, the team strives to keep readers informed about the latest trends and developments in the financial world.
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