How to Pay Property Tax Online in Mumbai

All property owners in Mumbai are liable to pay annual property tax to Brihanmumbai Municipal Corporation. Similar to income tax, property tax is mandatory and offers exemptions to certain porperties.

Your property tax goes towards essential services such as fire safety, water supply, sewage treatment, and garbage removal. It funds the development of your local infrastructure, which improves your property’s value, fetching a better price when selling your property.

How Is Property Tax Calculated in Mumbai?

In Mumbai, the Brihanmumbai Municipal Corporation (BMC) considers various factors to calculate property tax. The following is the formula for calculating property tax in Mumbai.

Property Tax = Tax Rate x Capital Value

Capital Value = Base Value x Total Floor Space x Type of Building x Age Factor x Usage Factor x Floor Level

Here’s a breakdown of all the factors.

• Base Value is the rate for the area.

• Total floor space refers to the total square footage, excluding the walls.

• Type of building, whether residential or commercial.

• The age factor refers to the age of the building

• Usage refers to the purpose for which the property is used.

• Floor level refers to the floor on which the property is located.

How to Pay Property Tax Online in Mumbai?

You can skip the queues at the Brihanmumbai Municipal Corporation office and pay your Mumbai property tax online from the comfort of your home, any time and anywhere. Here’s how you can pay your property tax online in Mumbai.

Step 1: Visit the official website of Brihanmumbai Municipal Corporation.

Step 2: Enter your Property Account No. and the Captcha to log in. If you do not have your account number, click 'Search' and provide the required details to find it.

Step 3: Once you’re logged in, review property details and click on ‘Accept’.

Step 4: The year-wise total outstanding amount will appear on the page.

Step 5: Enter the property tax amount, click on ‘Online Payment,’ and select your payment mode, such as net banking, credit card, or payment gateways.

Step 6: Click on ‘Pay now’ and download the payment receipt.

What if You Don't Pay Your Property Tax on Time?

Failing to pay property tax on time can lead to hefty penalties. In Mumbai, the BMC imposes an increasing penalty on the outstanding property tax amount after 3 months of receipt of the bill at 2% per month as per section 202 of the Mumbai Municipal Corporation Act, 1888.

If the property tax is not paid within the stipulated period, the municipal corporation initiates the process of seizing goods and immovable property of the defaulters, which is sold to recover the outstanding tax amount.

Tax Exemption for Property in Mumbai

In Mumbai, the following properties are typically exempt from tax.

• Residential properties within 500 sq. ft. are fully exempt from property tax.
• Properties with carpet area between 500-700 sq. ft. can receive a 60% partial exemption.
• Places of worship, heritage sites, public burials, and properties used for charitable purposes are exempt from property tax.
• Residential properties owned by ex-servicemen or war widows are exempt.
• Propertises belonging to any Diplomatic or Consular Mission of a forgeign state as specificed by the government.

FAQs

How can I pay property tax online in Mumbai?

You can pay property tax online in Mumbai by visiting Brihanmumbai Municipal Corporation (BMC) official property tax web portal and entering the details asked. You can pay your property tax via net banking, debit card, credit card, or UPI.

What is the official website to pay property tax in Mumbai?

To pay your Mumbai property tax online, visit your Brihanmumbai municipal corporation website, enter your details, and pay the tax amount.

What details are required to pay property tax online in Mumbai?

You need to enter your property account no, ward, and owner name along with other details to pay your property tax online.

How can you download the property tax receipt after online payment?

Once you’ve paid your Mumbai property tax online, click on ‘Download Receipt’.

Is it safe to pay property tax in Mumbai online?

Yes, it is completely safe to pay Mumbai property tax online. Make sure not to share any OTP generated from the Brihanmumbai Municipal Corporation’s web portal with anyone.

What happens if I miss my property tax payment deadline?

If you miss Mumbai property tax payment deadline, the Brihanmumbai Municipal Corporation may impose a penalty and interest, which must be paid along with the outstanding tax.