Finbud Financial Services IPO

Finbud Financial Services IPO

Finance - NBFC
open
₹2.80LMin. investment
  1. Pre-apply
    4 Nov
  2. Bid start
    6 Nov
  3. Bid end
    10 Nov
  4. Allotment
    11 Nov
  5. Release of funds
    12 Nov
  6. Demat transfer
    12 Nov
  7. Listing
    13 Nov

About Finbud Financial Services Limited

SectorFinance - NBFC
Price range₹140 – ₹142
IPO type
SME
Lot size1000 shares
Issue size₹71Cr
Red Herring Prospectus
Read
Market Cap
₹270.5CrLower than sector avg
RevenueApr 2024 - Mar 2025
₹223.28CrLower than sector avg
Growth rate3Y CAGR
28.38%Higher than sector avg

Checklist

Quality analysis
Revenue growth
Company valuation
Earnings expansion
Risk analysis
Debt to Equity ratio
Promoter holdings
Shares pledged
The investment checklist helps you understand a company's financial health at a glance and identify quality investment opportunities easily

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Revenue
Higher revenue means strong sales and good market demand
This IPO
₹223.28Cr
This sector
₹789.63Cr
Compare with companies
3Y growth
Strong 3-year growth shows consistent progress and potential
This IPO
28.38%
This sector
0.02%
Compare with companies
PAT
Higher PAT means strong profitability and efficient cost management
This IPO
₹8.49Cr
This sector
₹117.25Cr
Compare with companies
Market cap
Higher market cap means strong confidence but may suggest overvaluation
This IPO
₹270.5Cr
This sector
₹6,213.48Cr
Compare with companies
P/E ratio
Lower ratio usually means stock is undervalued
This IPO
23.39
This sector
52.32
Compare with companies
D/E ratio
Lower ratio usually means fewer liabilities
This IPO
0.52
This sector
0.85
Compare with companies

Objectives

Working capital
29.16%
Funding for business development
24.76%
Investment in subsidiary
20.93%
General corporate purposes
19.50%
Repayment of loans
5.62%

About Finbud Financial Services Limited

Finbud Financial Services operates under the brand ‘Finance Buddha’, is a prominent retail loan aggregator platform in India that offers home, business, and personal loans from banks and NBFCs. The company has a unique hybrid business model that uses both digital and agent channels to acquire customers. Agent channel contributed 86.17%, while the digital channel contributed 13.83% of revenue as of July 2025. In terms of product category, personal loan contributed 83.18%, business loan 14.12%, home loan 1.98% and others 0.71% on a standalone basis. Banks contributed 45.92%, while NBFCs accounted for 54.08% of disbursement. The company has 1,707 agents as of June 30, 2025 and the average ticket size is ₹10 lakhs for personal and ₹20 lakhs for business loans.

Frequently asked questions

How to invest in the IPO?

Investors can apply for the IPO through their Demat account via the stock exchange or through their broker.

What is the issue size of Finbud Financial Services IPO ?

The issue size of the Finbud Financial Services IPO is 71 Cr.

What is 'pre-apply' for Finbud Financial Services IPO ?

Pre-applying for an IPO allows you to submit your application before the official subscription period begins.

Which exchanges will Finbud Financial Services IPO shares list on?

The IPO shares will typically list on major stock exchanges such as the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE), as specified in the IPO prospectus.
Ipo opens on 6 Nov 2025, 10:00 AM