Bajaj Allianz Life – eTouch II
Bajaj Allianz Life-eTouch II is the modern shield for life’s uncertainties. It is one of the most versatile term insurance plans that covers your life and provides a protective shield to your loved ones. This is a perfect solution for your insurance needs, whether you are looking for accidental cover, critical illness benefits, or return of premiums.
Live your life fully and let Bajaj Allianz Life eTouch II flex as you evolve.
Top rated plan
from 5 Insurance plans
Features
Checklist
99.23%Claim settlement ratio 1Y99.09%Claim Settlement Ratio (Last 3 years)5/1000Volume of complaints93%Amount Settlement Ratio4.32Solvency ratioThe insurance checklist helps you analyse plan for optimal coverage with maximum benefits, making it easy to find the most suitable policy
Claim process
About
Every individual's term insurance needs differ, and you need a versatile plan to address such requirements. No other plan offers many options for people of all ages and lifestyles. You not only get a safety cushion for your family and loved ones, but any unfortunate event, like a terminal illness or accidental death, is covered.
All you need to do is assess your adequate coverage and provide your details. Bajaj Allianz Life eTouch II will be your perfect companion in the financial planning journey.
Recent awards by IRDA
"India's Greatest Brand 2024/25" by Asia One
2024
The fine print
Download the full policy brochure
The final judgement
Bajaj Allianz Life eTouch II is a highly versatile, flexible, thoughtfully designed term plan that adapts to your life journey. Whether you're seeking pure protection or value-back options, it ensures your family’s financial safety. You get built-in features like terminal illness cover, accidental death protection, premium holidays, and life-stage upgrades, making it more comprehensive than traditional term insurance plans. This is the best option if you are looking for a blend of security with smart exit plans and flexibility.
Elevate your policy
Dual Protection
Covers both death and terminal illness to safeguard your family comprehensively.
Payout Flexibility
You can choose how your family receives the benefit: a lump sum, monthly, or a combination of both.
Premium Holiday
Skip 1–3 years of premiums during financial stress without losing coverage.
Early Exit Option
Exit after age 60 and receive up to 200% of total premiums paid back.
FAQs
Does this plan offer maturity benefits?
Yes, but only in the ROP variant, where you get back your total premiums if you survive the term.
What if I want to pause premiums?
You can opt for a Premium Holiday for 1–3 years and keep your cover intact.
Can I increase my cover later?
Yes. Use Life Stage Upgrade after marriage, childbirth, or a home loan. Cover rises to 100% extra.
Are riders available?
Yes, you can add Critical Illness and Family Protect Riders for added safety.
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