HDFC Life Click 2 Protect Supreme
With increased liabilities and changing lifestyles, your term insurance should also be modern that evolves as per your life’s milestones. Term insurance is critical in attaining different life goals such as starting a family, building wealth, or seeking income stability. With three distinct plans, HDFC Life Click 2 Protect Super is one of the most comprehensive term insurance policies available.
It offers enhanced life cover, return of premium, and income options along with add-on benefits like waiver of premium, accidental death, and critical illness. With features such as coverage till age 85, increasing sum assured, and life stage upgrade benefits, it gives you the freedom to personalise your protection without compromise.
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Features
Checklist
99.7%Claim settlement ratio 1Y99.3%Claim Settlement Ratio (Last 3 years)7.3/1000Volume of complaints95.5%Amount Settlement Ratio2.04Solvency ratioThe insurance checklist helps you analyse plan for optimal coverage with maximum benefits, making it easy to find the most suitable policy
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About
HDFC Life Click 2 Protect Super is a highly flexible and comprehensive term insurance plan designed to grow with your life goals. Whether you're just starting, building a legacy, or looking for income assurance for your loved ones, this plan gives you tailored protection through three variants: Life, Life Plus, and Life Goal.
From increasing life cover and return of premium to add-ons like accidental death and spouse cover, this plan adapts to changing responsibilities. With coverage up to 85 years and benefits like terminal illness payout and waiver of premium, it's built to ensure financial peace of mind across all life stages.
The fine print
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The final judgement
Term insurance is one of the most efficient financial planning tools with a high cost-to-benefit ratio. It is often ignored despite its advantages. However, the critical factor is choosing a plan that helps you manage your financial goals and protects your family in case of an unfortunate event. HDFC Life Click 2 Protect Super stands out with its affordability, adaptability, and assurance balance. The plan provides real value with its terminal illness benefit, return of premium options, and flexible payout structures. Whether you want traditional term cover or a safety net that adjusts with life, this policy ensures your family is financially protected.
Elevate your policy
Customisation Options
Whether you want a basic life cover, a premium refund, or monthly payouts for your family, this plan offers three distinct ways to protect your future.
Terminal Illness Benefit
If you're diagnosed with a terminal illness, you can get the life cover paid early, giving you and your family time and financial space to plan.
Return of Premium
With select options, get all your premiums back on survival: ideal for those who want protection without losing their money if all goes well.
Flexible Payouts
Choose how your family receives the benefit: a lump sum, monthly income, or even increasing cover under the Life variant.
FAQs
Can I get my premiums back at the end of the policy?
Yes, the Return of Premium feature is available in Life and Life Plus variants.
Is there any benefit if I’m diagnosed with a terminal illness?
Yes, the sum assured is paid early under all plan variants if diagnosed before age 80.
Can I add my spouse to the same policy?
Yes, the Spouse Cover option is available at an additional premium across all variants.
What’s the maximum age till which I can stay covered?
You can stay covered up to 85 years, depending on your chosen plan and entry age.
Are riders compulsory?
No, they’re optional, but highly recommended for enhanced coverage against critical illness, disability, and accidents.
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