Axis Max Life Smart Term Plan Plus
Your insurance needs differ from others, and they keep changing with critical life milestones. A plan that suits your needs today might be inadequate to meet your requirements tomorrow as you get married, have children, or own a business.
Axis Max Life Smart Term Plan Plus is a comprehensive and flexible solution designed to give you total control over your life cover. With multiple payout styles, premium return options, and the ability to cover yourself till 85 years of age, protection truly evolves with you. You can start your personal financial planning journey while ensuring that your family always has the required financial cushion.
Top rated plan
from 5 Insurance plans
Features
Checklist
99.7%Claim settlement ratio 1Y99.3%Claim Settlement Ratio (Last 3 years)7/1000Volume of complaints95.5%Amount Settlement Ratio2.04Solvency ratioThe insurance checklist helps you analyse plan for optimal coverage with maximum benefits, making it easy to find the most suitable policy
Claim process
About
There are hardly any term insurance plans that offer you so many choices and could be deemed ‘versatile’ from all considerations. Axis Max is one of the highest rated insurance companies in the country with high CSR and solvency ratios. This policy gives you flexibility and control with seven tailored variants.
Based on your coverage requirements and personal financial planning, you can choose between level term plans to income protection and return of premium options. Each plan is designed in a way to cater different life goals and risk appetites. With features such as terminal illness cover, optional maternity protection for female life insureds, and coverage up to age 100 in select variants, the plan aims at blending long-term security with real-life practicality.
The fine print
Download the full policy brochure
The final judgement
You will not come across any other plan offering many variations and benefits. Each variant aims to fulfill the unique requirements by extending different coverage options and ROP alternatives. Whether you want simple life cover or a payout model that supports your family financially over time, this plan offers unmatched flexibility. Axis Max is one of the most reliable names in the insurance sector. With impeccable customer support and high CSR, it will be the perfect financial security blanket for your family in your absence.
Elevate your policy
Flexi-Payout Options
Opt between lump sum, monthly income, or increasing income as per your family’s needs.
Long-Term Coverage
Stay covered for up to 85 years of age, ideal for long-term dependents.
Return of Premium
Get a refund of all base premiums if no claim is made (ROP variant only).
Terminal Illness Cover
Receive the benefit early in case of life-limiting conditions.
FAQs
Is a maturity benefit available?
Only under the ROP option will you get back all premiums paid.
Can I receive monthly income instead of a lump sum?
Yes, through Life Cover + Income and Increasing Income options.
Can I increase my sum assured later?
Yes, using Life Stage Benefit upgrade.
Are riders necessary?
They’re optional, but recommended for wider protection from CI, disability, and accidents.
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