1. UTI Lumpsum Calculator

UTI Lumpsum Calculator

Use Upstox's UTI Lumpsump calculator to estimate the future value of your investments and estimate one-time lumpsump amount for a future monetary goal. Start investing in best plans now!

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Investment vs returns

Total value of investment

8,811.71

Invested amount

5,000.00

Total returns

3,811.71

Year wise return summary

Lumpsum payment schedule starting

YearCumulative InvestmentCumulative
return
Cumulative
return %
Total value of
investment
2025₹5,000.00₹600.0012.00%₹5,600.00
2026₹5,600.00₹1,272.0025.44%₹6,272.00
2027₹6,272.00₹2,024.6440.49%₹7,024.64
2028₹7,024.64₹2,867.6057.35%₹7,867.60
2029₹7,867.60₹3,811.7176.23%₹8,811.71

UTI Lumpsum Calculator

The UTI Lumpsum Calculator helps to compute the potential returns on your lumpsum investment based on the invested amount, duration, and expected rate of interest. The calculator uses a compound interest formula to estimate the growth of your invested amount. The online UTI Lumpsum Calculator enables better financial planning.

What is the UTI Lumpsum Calculator?

The UTI Lumpsum Calculator is a digital tool that calculates the expected returns of your lumpsum investment based on factors such as the initial investment amount, the expected rate of return, and the investment period. It allows investors to check different scenarios and evaluate the potential growth of their lumpsum investments.

How does the online UTI Lumpsum Calculator work?

The online UTI Lumpsum Calculator gives the projected growth of your investment amount based on these inputs:

  • Invested amount
  • The duration of the investment
  • The expected rate of return (interest rate)

The online UTI Lumpsum Calculator will then compute the total returns, along with the interest earned. This tool simplifies the entire process by providing quick and accurate results, allowing you to make well-informed decisions without the need for cumbersome manual computations.

The UTI Lumpsum Calculator relies on a basic formula to project the future returns of your lumpsum investments:

A = P(1 + r/n)^(nt)

Where:

  • A denotes the expected value of the investment at maturity.
  • P refers to the principal amount invested.
  • r is the annual interest rate.
  • t indicates the investment term in years.
  • n reflects how often the interest is compounded per year.

Benefits of Using the UTI Lumpsum Calculator

  • The UTI Lumpsum Calculator may help you decide when and where to invest your money by providing the estimated maturity amount and returns on your investment.
  • This enables you to choose a suitable investment option according to your financial goals.
  • The UTI Lumpsum Calculator saves you time by eliminating the need for complex calculations of expected returns on your investment.
Frequently asked questions

Is the UTI Lumpsum Calculator accurate?

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The UTI Lumpsum Calculator generates an estimated return based on the principal amount, duration and expected rate of return. But, it’s important to note that actual return may vary depending on market conditions.

When should one prefer a Lumpsum investment?

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You can opt for a lumpsum investment when you have a large sum of money available at your disposal. This allows you to invest the entire amount at once, potentially maximising growth.

Is the UTI Lumpsum Calculator easy to use?

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Yes, the UTI Lumpsum Calculator is very simple to operate. You just need to input details like the amount, expected rate of return and duration, and the tool will calculate an estimated return on your investment.

Where can I park my funds for Lumpsum investment?

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You can allocate your Lumpsum to mutual funds or other investment instruments that suit your financial strategy and investment horizon.