1. Navi Lumpsum Calculator

Navi Lumpsum Calculator

Use Upstox's Navi Lumpsump calculator to estimate the future value of your investments and estimate one-time lumpsump amount for a future monetary goal. Start investing in best plans now!

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Investment vs returns

Total value of investment

8,811.71

Invested amount

5,000.00

Total returns

3,811.71

Year wise return summary

Lumpsum payment schedule starting

YearCumulative InvestmentCumulative
return
Cumulative
return %
Total value of
investment
2025₹5,000.00₹600.0012.00%₹5,600.00
2026₹5,600.00₹1,272.0025.44%₹6,272.00
2027₹6,272.00₹2,024.6440.49%₹7,024.64
2028₹7,024.64₹2,867.6057.35%₹7,867.60
2029₹7,867.60₹3,811.7176.23%₹8,811.71

Navi Lumpsum Calculator

The Navi Lumpsum Calculator computes the future value of a one-time investment. The online calculator gives the estimated returns and the maturity amount over a given duration based on an estimated rate of return.

The compound interest formula forecasts how your investment will increase over time. The online calculator can help you to choose the suitable investment instruments as per your financial goals.

What is the Navi Lumpsum Calculator?

The Navi Lumpsum Calculator is an online tool that estimates projected returns based on investment amount, expected rate of return, and duration. The Navi Lumpsum Calculator enables investors to find out the projected growth of their investments for different durations and interest rates. This aids in selecting a good strategy to meet your financial objectives.

How does the online Navi Lumpsum Calculator work?

You need to enter the following information to the Navi Lumpsum Calculator

  • Investment amount
  • Investment duration
  • The estimated rate of return

The online Navi Lumpsum Calculator computes the maturity amount and interest earnings based on these three factors. The calculator for lumpsum investment simplifies the process by giving a break up of interest component and the total amount.

The online lumpsum calculator uses a simple formula:

A = P(1 + r/n)^(nt)

Where:

  • A is the future value of the lumpsum investment
  • P is the invested amount
  • r is the annual rate of interest
  • t is the investment duration in years
  • n is the frequency of compounding per year

Benefits of Using a Navi Lumpsum Calculator

  • Investing a substantial sum can help you to capitalize on market growth.
  • It’s ideal for long-term investments to harness compounding.
  • Convenient one-time investment without periodic contributions, which may be missed at times.
  • Lumpsum calculators simplify investment management and allow you to choose the best scheme for your financial goals.
Frequently asked questions

Is the Navi Lumpsum Calculator accurate?

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Navi Lumpsum Calculators provide a projected return on investment based on the amount, length and interest rate.

When should one prefer a Navi Lumpsum investment?

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If you have a big sum of money or cash deposits in savings accounts, you can make a Navi Lumpsum investment. Similarly, you can consider a Lumpsum investment after receiving a large payment, such as an annual bonus.

Is the Navi Lumpsum Calculator easy to use?

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Yes, the Navi Lumpsum calculator is simple to use. You only need to enter the amount, interest rate and investment duration to get an estimate of the amount at maturity.

Where can I park my funds for Lumpsum investment?

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For Lumpsum investments, you can select between mutual funds and other schemes.