1. Motilal Oswal Lumpsum Calculator

Motilal Oswal Lumpsum Calculator

Use Upstox's Motilal Oswal Lumpsump calculator to estimate the future value of your investments and estimate one-time lumpsump amount for a future monetary goal. Start investing in best plans now!

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Investment vs returns

Total value of investment

8,811.71

Invested amount

5,000.00

Total returns

3,811.71

Year wise return summary

Lumpsum payment schedule starting

YearCumulative InvestmentCumulative
return
Cumulative
return %
Total value of
investment
2025₹5,000.00₹600.0012.00%₹5,600.00
2026₹5,600.00₹1,272.0025.44%₹6,272.00
2027₹6,272.00₹2,024.6440.49%₹7,024.64
2028₹7,024.64₹2,867.6057.35%₹7,867.60
2029₹7,867.60₹3,811.7176.23%₹8,811.71

Motilal Oswal Lumpsum Calculator

The Motilal Oswal Lumpsum Calculator helps you estimate the future worth of a one-time investment by factoring in the invested amount, expected return rate, and tenure of the investment.

By applying the compound interest formula, it shows how your investment can grow over time. This is crucial for financial planning, especially for goals like retirement or funding education.

What is the Motilal Oswal Lumpsum Calculator?

The Motilal Oswal Lumpsum Calculator is an online resource that helps estimate the potential maturity returns of your investment, based on the investment amount, expected return rate, and the time period of the investment.

It allows users to simulate different investment scenarios, making it easier to evaluate how their money might grow in mutual funds or other investment vehicles. The online calculator is a valuable tool for identifying the best options to reach your financial goals.

How does the Motilal Oswal Lumpsum Calculator work?

You just need to enter the following details in the Motilal Oswal Lumpsum Calculator:

  • Investment amount
  • Investment duration
  • The expected rate of return

The Motilal Oswal Lumpsum Calculator will then generate the estimated projected returns and the interest earnings based on these inputs.

This tool streamlines your decision-making process by offering fast, accurate results, eliminating the need for tedious manual computations.

What is the formula used by the Motilal Oswal Lumpsum Calculator to calculate mutual fund returns?

The Motilal Oswal Lumpsum Calculator uses a formula to estimate the potential growth of your mutual fund investment over time. The calculation considers the principal, interest rate, and how often the interest is compounded. The formula is:

A = P(1 + r/n)^(nt)

Here:

  • A is the final value of the investment after the maturity period
  • P represents the initial lumpsum investment
  • r stands for the annual interest rate
  • t is the duration of the investment in years
  • n indicates the frequency of compounding annually

Benefits of Using the Motilal Oswal Lumpsum Calculator

  • It helps you leverage market opportunities by allowing for a substantial initial investment.
  • This approach is especially beneficial for investments with a duration of 10 to 15 years, as it enhances the power of compounding returns.
  • It simplifies your investment routine by requiring only a single deposit, removing the need for ongoing monthly payments.
Frequently asked questions

Is the Motilal Oswal Lumpsum Calculator accurate?

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The Motilal Oswal Lumpsum Calculator provides you with an estimated return based on the amount invested, the expected rate of return and the investment period. However, the final return may differ due to changes in market conditions.

When should one prefer a lumpsum investment?

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You should consider a lumpsum investment when you have a substantial amount of money in hand, such as from savings or a bonus. This approach is beneficial when you wish to invest a large sum in one go rather than spreading it out over time.

Is the Motilal Oswal Lumpsum Calculator easy to use?

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Yes, the Motilal Oswal Lumpsum Calculator is user-friendly. You just need to feed in details such as the investment amount, interest rate and time frame, and the calculator will estimate your potential returns.

Where can I park my funds for lumpsum investment?

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You can invest your lumpsum in mutual funds or other investment options that align with your financial goals.