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J&K Bank Home Loan EMI Calculator

Home Loan Calculator for

Calculate your EMI easily with J&K Bank Home Loan EMI Calculator – input amount, interest rate, and tenure to get started.

Calculate your Loan EMI

Loan amount

₹

25L

50L

75L

1Cr

1.25Cr

1.5Cr

1.75Cr

2Cr

Interest rate per annum

10%

15%

20%

25%

30%

Loan tenure

Year(s)

10Y

15Y

20Y

25Y

30Y

Payment breakdown

Monthly EMI

₹ 24,797

Total amount payable

₹ 29,75,656

Amortisation schedule

Schedule showing EMI payments starting from

Calendar Year Wise

Year	Opening balance	EMI	Interest	Principal	Loan paid
2026	₹ 19,99,999	₹ 2,72,768	₹ 1,51,602	₹ 1,21,165	6.06%
2027	₹ 18,78,834	₹ 2,97,565	₹ 1,54,201	₹ 1,43,364	13.23%
2028	₹ 17,35,469	₹ 2,97,565	₹ 1,41,528	₹ 1,56,036	21.03%
2029	₹ 15,79,432	₹ 2,97,565	₹ 1,27,736	₹ 1,69,828	29.52%
2030	₹ 14,09,603	₹ 2,97,565	₹ 1,12,725	₹ 1,84,840	38.76%
2031	₹ 12,24,763	₹ 2,97,565	₹ 96,387	₹ 2,01,178	48.82%
2032	₹ 10,23,585	₹ 2,97,565	₹ 78,604	₹ 2,18,960	59.77%
2033	₹ 8,04,624	₹ 2,97,565	₹ 59,250	₹ 2,38,314	71.68%
2034	₹ 5,66,309	₹ 2,97,565	₹ 38,185	₹ 2,59,379	84.65%
2035	₹ 3,06,929	₹ 2,97,565	₹ 15,258	₹ 2,82,306	98.77%
2036	₹ 24,622	₹ 24,797	₹ 174	₹ 24,622	100.00%

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₹

Account maintenance charges (AMC)

₹

Commission on Mutual Funds and IPOs

₹

Brokerage of up to ₹20/order on Equity and F&O

+91

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