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J&K Bank Home Loan EMI Calculator

Home Loan Calculator for

Calculate your EMI easily with J&K Bank Home Loan EMI Calculator – input amount, interest rate, and tenure to get started.

Calculate your Loan EMI

Loan amount

₹

25L

50L

75L

1Cr

1.25Cr

1.5Cr

1.75Cr

2Cr

Interest rate per annum

10%

15%

20%

25%

30%

Loan tenure

Year(s)

10Y

15Y

20Y

25Y

30Y

Payment breakdown

Monthly EMI

₹ 24,797

Total amount payable

₹ 29,75,656

Amortisation schedule

Schedule showing EMI payments starting from

Calendar Year Wise

Year	Opening balance	EMI	Interest	Principal	Loan paid
2025	₹ 20,00,000	₹ 24,797	₹ 14,166	₹ 10,630	0.53%
2026	₹ 19,89,369	₹ 2,97,565	₹ 1,63,971	₹ 1,33,594	7.21%
2027	₹ 18,55,775	₹ 2,97,565	₹ 1,52,162	₹ 1,45,402	14.48%
2028	₹ 17,10,372	₹ 2,97,565	₹ 1,39,310	₹ 1,58,255	22.39%
2029	₹ 15,52,117	₹ 2,97,565	₹ 1,25,322	₹ 1,72,243	31.01%
2030	₹ 13,79,874	₹ 2,97,565	₹ 1,10,097	₹ 1,87,468	40.38%
2031	₹ 11,92,405	₹ 2,97,565	₹ 93,527	₹ 2,04,038	50.58%
2032	₹ 9,88,367	₹ 2,97,565	₹ 75,491	₹ 2,22,073	61.69%
2033	₹ 7,66,293	₹ 2,97,565	₹ 55,862	₹ 2,41,703	73.77%
2034	₹ 5,24,590	₹ 2,97,565	₹ 34,498	₹ 2,63,067	86.92%
2035	₹ 2,61,523	₹ 2,72,768	₹ 11,245	₹ 2,61,523	100.00%

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Home Loan Calculator forJ&K Bank

Calculate your EMI easily with J&K Bank Home Loan EMI Calculator – input amount, interest rate, and tenure to get started.

Calculate your Loan EMI

Amortisation schedule

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Home Loan Calculator for