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J&K Bank Home Loan EMI Calculator

Home Loan Calculator for

Calculate your EMI easily with J&K Bank Home Loan EMI Calculator – input amount, interest rate, and tenure to get started.

Calculate your Loan EMI

Loan amount

₹

25L

50L

75L

1Cr

1.25Cr

1.5Cr

1.75Cr

2Cr

Interest rate per annum

10%

15%

20%

25%

30%

Loan tenure

Year(s)

10Y

15Y

20Y

25Y

30Y

Payment breakdown

Monthly EMI

₹ 24,797

Total amount payable

₹ 29,75,656

Amortisation schedule

Schedule showing EMI payments starting from

Calendar Year Wise

Year	Opening balance	EMI	Interest	Principal	Loan paid
2025	₹ 20,00,000	₹ 74,391	₹ 42,273	₹ 32,117	1.61%
2026	₹ 19,67,882	₹ 2,97,565	₹ 1,62,072	₹ 1,35,493	8.38%
2027	₹ 18,32,388	₹ 2,97,565	₹ 1,50,095	₹ 1,47,469	15.75%
2028	₹ 16,84,918	₹ 2,97,565	₹ 1,37,060	₹ 1,60,504	23.78%
2029	₹ 15,24,413	₹ 2,97,565	₹ 1,22,873	₹ 1,74,692	32.51%
2030	₹ 13,49,721	₹ 2,97,565	₹ 1,07,432	₹ 1,90,133	42.02%
2031	₹ 11,59,588	₹ 2,97,565	₹ 90,626	₹ 2,06,939	52.37%
2032	₹ 9,52,648	₹ 2,97,565	₹ 72,334	₹ 2,25,230	63.63%
2033	₹ 7,27,417	₹ 2,97,565	₹ 52,426	₹ 2,45,139	75.89%
2034	₹ 4,82,278	₹ 2,97,565	₹ 30,758	₹ 2,66,807	89.23%
2035	₹ 2,15,471	₹ 2,23,174	₹ 7,703	₹ 2,15,471	100.00%

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Home Loan Calculator forJ&K Bank

Calculate your EMI easily with J&K Bank Home Loan EMI Calculator – input amount, interest rate, and tenure to get started.

Calculate your Loan EMI

Amortisation schedule

More calculators

Home Loan Calculator for