Friday, December 26, 2025 2:22 pm
Every 3 months, SEBI makes it compulsory for brokers to return any unused money in a client’s trading account to their bank account. This is called Quarterly Fund Settlement.
So, on Saturday, 3 January 2026, any unused funds in your Upstox account will be sent to your registered bank account. You can check your bank statement to confirm the refund.
👉 Want your funds to come back automatically into your Upstox account on Monday? Just set up a ‘Fund Reversal’ mandate from the Funds tab in the app.
⚠️ If you don’t, your account balance may show ₹0 on Monday, and you’ll need to add funds again before trading.
👉For NEFT/RTGS transfers, please add Upstox as a beneficiary by Friday, 2 January (details below):
- Bank: HDFC Bank
- A/c Name: Upstox Securities Pvt Ltd - USCNB A/C
- A/c No.: 57500001411011
- Type: Current Account
- IFSC: HDFC0000060
⏳ Due to high transaction volumes, fund transfers could take up to 2 working days. Don’t worry, this process won't affect your current orders, holdings, or positions.
