State Bank of India (SBI) Bank Timings: Working Hours & Lunch Time for Today & Saturday

SBI Bank Timings

The State Bank of India (SBI) delivers many banking products and services that include saving accounts, home loans, personal loans, fixed deposits, credit cards, and others. It also provides its clients with a digital platform like SBI YONO. 

Most individuals still prefer visiting their nearest bank branch to carry out banking transactions. The State Bank of India remains open from Monday through Saturday, except the 2nd and 4th Saturday in a month. The usual SBI timing is from 9 am to 5 pm. Depending on the branch and region where it is located, the timings may vary slight.

Nevertheless, some banking services like RTGS and NEFT may be available during a particular time slot.

SBI timings during the pandemic 

The SBI bank timings were impacted during the COVID-19 lockdown in 2020 and 2021. The office was open from 10 a.m. to 2 p.m., Monday through Friday. During the COVID-induced lockdown, all SBI branches remained closed on Saturdays. This may have differed for some branches.

SBI Bank timings on Saturday 

As such, you can conduct basic banking activities online on the second and fourth Saturdays by using the online banking option. This includes electronic funds transfers such as NEFT, RTGS, and IMPS. Furthermore, all SBI ATMs are open seven days a week. 

On the third and fifth Saturdays, the SBI bank timings on Saturday are from 9.00 AM to 12.30 PM.

SBI Bank timings during Covid-19 lockdown

If you want to know about the timings of SBI bank today, you can check the same before visiting the SBI Bank branch below:

After the imposition of a nationwide lockdown due to Covid-19, the State Bank of India implemented special banking hour timings as suggested by the respective state governments. During the lockdown, the State Bank of India decided to close many banking services followed by the guidelines issued by the Indian Banks’ Association (IBA).

SBI Bank timings post-Covid-19 lockdown

Now, after the Covid-10 lockdown, all banking services including account opening, passbook printing, Cash deposit and withdrawal, check clearing, remittances, government transactions, and note exchange services are available at the bank.

It gets offered by the bank as usual.

Nevertheless, clients can use SBI Net Banking and SBI Mobile Banking services for all financial and nonfinancial transactions.

You should avoid visiting the Bank unless necessary. Likewise, clients can visit the bank as needed and follow the guidelines related to social distancing and sanitization. 

SBI NEFT timings?

As per RBI, there are about 48 half-hourly settlement batches each day. The settlement of the first branch will take place after 00:30 hours. 

The last batch will end after 00:00 hours. Account holders can transfer funds using the NEFT system via SBI Net Banking and the YONO application online. As proposed by the Reserve Bank of India (RBI), State Bank of India will not impose any charge on the transfer of funds online using the NEFT system.

What about the SBI RTGS timings?

Real Time Gross Settlement (RTGS) service and SBI Bank working hours are from 7:00 a.m. to 6:00 p.m. It is available every day except on the 2nd and 4th Sunday, Saturday, and bank holidays. It should be noted that the bank timings can vary from one branch to another.

What is the Timing for SBI UPI? 

UPI is a real-time payment system, which means that if you have an SBI bank account, you can transfer and/or receive payments into your account 24 hours a day, seven days a week, and 365 days a year.

There are no restrictions on holidays or at night. To begin using the service, all you need to do is obtain your UPI ID.

SBI Bank timings on Saturday

On the second and fourth Saturdays of each month, all private and public sector banks in India remain closed. Aside from that, if a national holiday falls on the first, third, or fifth Saturday of the month, the banks are closed.

Lunch timing at the State Bank of India?

The timings followed by the State Bank of India from one branch to another may differ. The lunch timings of State Bank of India for every branch may be different as employees can go for lunch in batches. This practice is followed to ensure customers don’t have to wait for SBI lunchtime to be over.

The State Bank of India provides its clients with a variety of facilities for making fund transfer from another branch or bank using NEFT and RTGS services. Any SBI Bank holder can transfer funds using net banking at the State Bank of India or a mobile banking facility.

SBI also allows its client to make an offline transfer by allowing them to visit their bank branches for which one should be alert of the branch timings.

There are about 48 half-hourly settlement batches each day as per the Reserve Bank of India. The settlement of the first branch will start after 00:30 hours and the last batch is likely to close at 00:00 hour.

At RBI the RTGS facility is available around the clock. It has been made available with effect from 2020 December.

In Conclusion 

The SBI timing may vary slightly but usually branches are from 9 am to 5 pm, and the business hours are from 9.30 am to 3.30 pm, with a short lunch break. The SBI Bank opens at 9:00 a.m., though in some cases, this time may be slightly shifted.

SBI is not closed on Wednesday. The bank is closed on public holidays and Sundays. Transfers via RTGS and SBI are currently the fastest. NEFT payments can take up to two hours to complete.

On all working days, the State Bank of India closes its doors to customers at 3:30 p.m. However, in some branches, this may be extended until 4:00 PM.