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LIC Home Loan EMI Calculator

Home Loan Calculator for

Purchasing a house is one of the biggest financial investments that one can ever make. Since most individuals usually depend on home loans, it is necessary to understand how much money one needs to repay monthly. This is where a LIC Home Loan EMI Calculator proves useful.

Calculate your Loan EMI

Loan amount

₹

25L

50L

75L

1Cr

1.25Cr

1.5Cr

1.75Cr

2Cr

Interest rate per annum

10%

15%

20%

25%

30%

Loan tenure

Year(s)

10Y

15Y

20Y

25Y

30Y

Payment breakdown

Monthly EMI

₹ 24,797

Total amount payable

₹ 29,75,656

Amortisation schedule

Schedule showing EMI payments starting from

Calendar Year Wise

Year	Opening balance	EMI	Interest	Principal	Loan paid
2026	₹ 19,99,999	₹ 1,73,579	₹ 97,566	₹ 76,013	3.80%
2027	₹ 19,23,986	₹ 2,97,565	₹ 1,58,192	₹ 1,39,373	10.77%
2028	₹ 17,84,613	₹ 2,97,565	₹ 1,45,872	₹ 1,51,692	18.35%
2029	₹ 16,32,920	₹ 2,97,565	₹ 1,32,464	₹ 1,65,101	26.61%
2030	₹ 14,67,819	₹ 2,97,565	₹ 1,17,871	₹ 1,79,694	35.59%
2031	₹ 12,88,124	₹ 2,97,565	₹ 1,01,987	₹ 1,95,577	45.37%
2032	₹ 10,92,546	₹ 2,97,565	₹ 84,700	₹ 2,12,865	56.02%
2033	₹ 8,79,681	₹ 2,97,565	₹ 65,885	₹ 2,31,680	67.60%
2034	₹ 6,48,000	₹ 2,97,565	₹ 45,406	₹ 2,52,159	80.21%
2035	₹ 3,95,841	₹ 2,97,565	₹ 23,118	₹ 2,74,447	93.93%
2036	₹ 1,21,393	₹ 1,23,985	₹ 2,591	₹ 1,21,393	100.00%

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